Gavop's guide to buying homeowners insurance in Loyalsock, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Loyalsock, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oakes Ave, S Northway Rd, Oakmont Dr, Co Hwy 137, Barneys Dr, Walters Rd, Freedom Rd, Avalon Pkwy, Wyndham Ct, Bond St | $146,000 | $140,000 | $150,000-$175,000 | $264,500 | $240,000 | $200,000-$250,000 |
| Faxon Cir, Hillsdale Dr, Lafayette Pkwy, Pine Ridge Rd, Orchard Ave, Warrensville Rd, Fredna Ave, Becker Hill Rd, Hazel Dr, T587 | $117,500 | $110,000 | $125,000-$150,000 | $169,000 | $150,000 | $150,000-$175,000 |
| Richard Ave, Nicola Crossway, View Point Rd, Elwood Cres E, Cummins St, N Konkle Rd, Rivendell Rd, Millstone Dr, Dawne Dr, Sycamore Rd | $115,000 | $110,000 | $100,000-$125,000 | $261,000 | $230,000 | $200,000-$250,000 |
| Homewood Ave, Elwood Rd, Woodlyn Ter, Maddon Rd, Pebblewood Ln, Northwood Dr, Heather Ln, Miller Ave, White Oak Ln, Hepburn Hill Rd | $224,500 | $180,000 | $200,000-$250,000 | $314,000 | $250,000 | $250,000-$300,000 |
| Nast Ave, Windfield Dr, Keller Ave, Selkirk Rd, Waldman Dr, Circle Rd, Mount Royal Hts, Lance Ln, Chelsea Pl, Haller Dr | $146,500 | $130,000 | $125,000-$150,000 | $204,500 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $550 |
| Superior Protection Discount | -$58 | $589 |
| Fire & Security Discount | -$45 | $602 |
| Hail Resistant Roof Discount | -$13 | $634 |
| Newly Constructed Home Discount | -$155 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lycoming County | $700 | $671 | $1,371 | $488 | $1,188 | $183 |
| Loyalsock, PA | $1,000 | $639 | $1,639 | $464 | $1,464 | $175 |
| Turbotville, PA | $400 | $667 | $1,067 | $485 | $885 | $182 |
| West Milton, PA | $2,500 | $639 | $3,139 | $465 | $2,965 | $175 |
| Linntown, PA | $500 | $736 | $1,236 | $535 | $1,035 | $201 |
| Bloss, PA | $700 | $689 | $1,389 | $500 | $1,200 | $188 |
| Miles, PA | $400 | $682 | $1,082 | $495 | $895 | $186 |
| Shamokin Dam, PA | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Stillwater, PA | $300 | $692 | $992 | $503 | $803 | $189 |
| Clinton County, PA | $700 | $626 | $1,326 | $455 | $1,155 | $171 |
| Freeburg, PA | $500 | $644 | $1,144 | $468 | $968 | $176 |
| Gaines, PA | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Home Insurance Company Loyalsock, PA | Homeowners Insurance Agency Loyalsock, PA | Address | Popularity Score | Distance from Loyalsock (miles) |
|---|---|---|---|---|
| State Farm | Dean Showers Jr. | 901 Broad St, Montoursville, PA, 17754-2407 | 3.9 | |
| Erie | Fischer Insurance Agency | 1735 E Third Street, Williamsport, PA, 17701 | 1.4 | |
| Erie | Logan Branch Insurance Inc. | 623 Willowbank Street, Bellefonte, PA, 16823 | 48.8 | |
| State Farm | Ac Cruz | 911 Westminster Drive, Williamsport, PA, 17701 | 1.7 | |
| Nationwide | Michael L Kahl | 112 S State St, Millville, PA, 17846-9000 | 25.7 | |
| Erie | Stetler Insurance Associates | 1217 Bloom Street, Danville, PA, 17821 | 29.0 | |
| State Farm | Tony Dgien | 1050 Broad St Ste 3, Montoursville, PA, 17754-2533 | 4.1 | |
| State Farm | Deb Harer | 1109 W Main St, Troy, PA, 16947-1173 | 37.1 | |
| State Farm | Matt Frye | 803 Mahoning Street, Milton, PA, 17847-1110 | 19.3 | |
| State Farm | Ralph Steer | 1945 W 4th St Frnt, Williamsport, PA, 17701-5688 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,070 | $530 |
| Lycoming County, PA | $147,400 | $679 | $470 | $930 | $460 |
| Loyalsock, PA | $184,100 | $647 | $460 | $920 | $460 |
| Turbotville, PA | $135,000 | $675 | $480 | $930 | $450 |
| West Milton, PA | $122,300 | $647 | $460 | $900 | $440 |
| Linntown, PA | $170,700 | $745 | $500 | $1,030 | $530 |
| Bloss, PA | $145,800 | $697 | $490 | $980 | $490 |
| Miles, PA | $142,100 | $690 | $480 | $990 | $510 |
| Shamokin Dam, PA | $156,000 | $717 | $510 | $1,030 | $520 |
| Stillwater, PA | $147,500 | $700 | $470 | $970 | $500 |
| Clinton County, PA | $124,700 | $633 | $460 | $870 | $410 |
| Freeburg, PA | $124,300 | $652 | $460 | $900 | $440 |
| Gaines, PA | $119,700 | $641 | $430 | $900 | $470 |