Gavop tells you how to get the best homeowners insurance in Union City, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $67,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $154,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $168,000 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $304,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $557 |
| Superior Protection Discount | -$62 | $625 |
| Fire & Security Discount | -$48 | $639 |
| Hail Resistant Roof Discount | -$21 | $667 |
| Newly Constructed Home Discount | -$137 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Obion County | $1,500 | $784 | $2,284 | $570 | $2,070 | $214 |
| Union City, TN | $1,000 | $679 | $1,679 | $493 | $1,493 | $186 |
| Dresden, TN | $500 | $768 | $1,268 | $558 | $1,058 | $210 |
| Lilbourn, MO | $1,500 | $730 | $2,230 | $531 | $2,031 | $200 |
| Cunningham, KY | $300 | $840 | $1,140 | $610 | $910 | $230 |
| Caruthersville, MO | $1,000 | $715 | $1,715 | $519 | $1,519 | $195 |
| Hayti, MO | $100 | $767 | $867 | $557 | $657 | $210 |
| West, MO | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Pemiscot County, MO | $100 | $701 | $801 | $510 | $610 | $192 |
| Como, MO | $2,000 | $727 | $2,727 | $528 | $2,528 | $199 |
| Pemiscot, MO | $500 | $816 | $1,316 | $593 | $1,093 | $223 |
| McCracken County, KY | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Home Insurance Company Union City, TN | Homeowners Insurance Agency Union City, TN | Address | Popularity Score | Distance from Union City (miles) |
|---|---|---|---|---|
| Travelers | Maddox Insurance Llc | 21290 E Main, Huntingdon, TN, 38344 | 46.2 | |
| Erie | Brundige & Moore Insurance | 208 Main Street, Martin, TN, 38237 | 12.5 | |
| State Farm | Chris Williams | 602 S 1st St, Union City, TN, 38261-4829 | 0.7 | |
| Erie | Dava White Insurance Agency | 503 W Church Avenue Suite C, Medina, TN, 38355 | 45.6 | |
| Liberty Mutual Independent | Tigrett & Pennington Inc | 300 Jere Ford Memorial Hwy , Dyersburg, TN, 38024 | 34.2 | |
| State Farm | Jane Cozart Reid | 1314 E Wood St, Paris, TN, 38242-4422 | 42.6 | |
| State Farm | Chad Hart | 620 Us Hwy 51 Byp E, Dyersburg, TN, 38024-2153 | 31.6 | |
| Farmers | Pat Woods | 206 N Poplar St, Paris, TN, 38242 | 41.2 | |
| State Farm | Phyllis Edwards | 1705 W Reelfoot Ave, Union City, TN, 38261-5569 | 2.0 | |
| Erie | Creswell Insurance Agency | 2038 West Van Hook Street, Milan, TN, 38358 | 38.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $700 | $1,430 | $730 |
| Obion County, TN | $87,600 | $793 | $550 | $1,120 | $570 |
| Union City, TN | $87,600 | $687 | $470 | $960 | $490 |
| Dresden, TN | $78,600 | $777 | $520 | $1,110 | $590 |
| Lilbourn, MO | $49,600 | $739 | $510 | $1,030 | $520 |
| Cunningham, KY | $116,600 | $850 | $600 | $1,180 | $580 |
| Caruthersville, MO | $77,300 | $723 | $480 | $1,000 | $520 |
| Hayti, MO | $57,600 | $776 | $530 | $1,070 | $540 |
| West, MO | $54,600 | $762 | $520 | $1,080 | $560 |
| Pemiscot County, MO | $73,300 | $710 | $490 | $980 | $490 |
| Como, MO | $49,100 | $736 | $500 | $1,050 | $550 |
| Pemiscot, MO | $68,800 | $826 | $570 | $1,170 | $600 |
| McCracken County, KY | $134,100 | $874 | $620 | $1,230 | $610 |