How Can I Make My Alexander County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Alexander County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Alexander County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $41,000 $30,000 $25,000-$50,000
2 Bedroom $93,000 $80,000 $75,000-$100,000
3 Bedroom $147,000 $120,000 $125,000-$150,000
4 Bedroom $134,500 $130,000 $125,000-$150,000
5 Bedroom $320,000 $290,000 $250,000-$300,000

Choose the Best Alexander County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 2 Pets, Non-Smoker $90
Unemployed 750-799 Credit Score No Income 3 Pets, Non-Smoker $440
Freelancer 800-850 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $240

Choose the Right Deductible for your Alexander County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $610 $710 $520 $620 $90
Alexander County, NC $700 $550 $1,050 $470 $1,170 $-120
Alexander County, NC $700 $540 $1,040 $460 $1,160 $-120
Brushy Mountain, NC $200 $640 $840 $530 $730 $110
Chambersburg, NC $1,500 $600 $1,100 $510 $2,010 $-910
Smoky Creek, NC $300 $800 $1,100 $650 $950 $150
Bald Mountain, NC $2,000 $1,140 $1,640 $940 $2,940 $-1,300
Farmington, NC $300 $930 $1,230 $790 $1,090 $140
Fulton, NC $2,000 $960 $1,460 $770 $2,770 $-1,310
Clemmonsville, NC $500 $940 $1,440 $790 $1,290 $150
Kingstown, NC $1,000 $470 $970 $380 $1,380 $-410

Identify Top Home Insurance Agents near Alexander County, NC | Back to Top

Home Insurance Company Alexander County, NC Homeowners Insurance Agency Alexander County, NC Address Popularity Score Distance from Alexander County (miles)
Erie Johnson Insurance Group Inc. 1905 E Garrison Blvd, Gastonia, NC, 28054
46.1
Erie Oconnor Insurance Associates Inc. 1973 J N Pease Place Suite 203, Charlotte, NC, 28262
47.2
State Farm Joy Whitlatch 2743 B Nc Hwy 105 S, Boone, NC, 28607
35.2
Erie Trey W Siner Insurance & Investment Group 247 Church Street N, Concord, NC, 28025
48.0
Nationwide Kevin Brewer & Associates Inc. 8310 University Exec Park Ste 505, Charlotte, NC, 28262-3383
48.9
Travelers Whitley - Reavis Insurance 6201 Towncenter Drive Ste 110, Clemmons, NC, 27012
45.1
Nationwide Bill Moore Agency Inc. 1823 Davie Ave, Statesville, NC, 28677
19.5
Travelers Southlake Insurance Services Inc 8604 Cliff Cameron Dr Ste 110, Charlotte, NC, 28269
46.9
Travelers Whitley - Reavis Insurance 6201 Towncenter Drive Suite 110, Clemmons, NC, 27012
45.1
Nationwide Mark Jennings Agency 122 Avalon Dr Ste C, Salisbury, NC, 28146-7023
44.6

Compare Rates for Alexander County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $800 $580 $1,100 $520
Alexander County, NC $122,200 $560 $380 $770 $390
Alexander County, NC $122,200 $510 $370 $700 $330
Brushy Mountain, NC $138,300 $790 $560 $1,090 $530
Chambersburg, NC $124,600 $560 $380 $770 $390
Smoky Creek, NC $153,600 $660 $440 $900 $460
Bald Mountain, NC $286,500 $1,230 $890 $1,700 $810
Farmington, NC $244,100 $1,420 $1,010 $1,950 $940
Fulton, NC $201,800 $1,010 $680 $1,420 $740
Clemmonsville, NC $232,500 $1,020 $700 $1,400 $700
Kingstown, NC $89,900 $430 $310 $590 $280

7 Ways to Get Discounts on Homeowners Insurance in Alexander County, NC

What Makes Your Alexander County, NC Home Insurance Cheap or Expensive