Gavop's guide to buying homeowners insurance in Englewood, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Englewood, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Caldero Ct, Artistic Ct, Mendy Ct, Terracewood Dr, Shadywood Dr, W Mill St, Gardengrove Way, Stonewall Cir, Delta Ct, Wolcott Pl | $212,500 | $180,000 | $200,000-$250,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Lauren Cir, Lempco Ln, Winnimac Ave, Sonora Ct, Doris Ct, E Salem St, Marjoram Pl, Par Dr, Union Blvd, Winding Wheel Ct | $145,500 | $130,000 | $100,000-$125,000 | $108,500 | $90,000 | $75,000-$100,000 |
| Pepperton Ct, Wood Acre Ct, S Randolph St, Bethany Ct, Glenmary Ave, Browning Ave, W Spring St, Elm Ct, Jillwood Dr, Orchard Ave | $114,000 | $110,000 | $100,000-$125,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Fontella Ct, Elin Ct, Dolores Ct, Redwing Ct, Snowglen Dr, Brookwood Dr, Brushwood Dr, Beacon Ln, Co Rd 2, Wind Haven Ct | $109,000 | $90,000 | $100,000-$125,000 | $89,000 | $80,000 | $100,000-$125,000 |
| Harrisburg Dr, Chestnut St, Downing Pl, Fox Rd, Hile Ln, Coughlin Ct, Dartford Rd, Newpark Dr, Rohr Ln, Chinkapin Cir | $194,000 | $170,000 | $175,000-$200,000 | $107,000 | $90,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $540 |
| Superior Protection Discount | -$64 | $572 |
| Fire & Security Discount | -$44 | $591 |
| Hail Resistant Roof Discount | -$19 | $616 |
| Newly Constructed Home Discount | -$184 | $451 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| Englewood, OH | $2,500 | $628 | $3,128 | $456 | $2,956 | $172 |
| Drexel, OH | $200 | $412 | $612 | $299 | $499 | $113 |
| Camden, OH | $1,500 | $548 | $2,048 | $398 | $1,898 | $150 |
| St. Paris, OH | $200 | $618 | $818 | $449 | $649 | $169 |
| De Graff, OH | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| Sharonville, OH | $200 | $673 | $873 | $489 | $689 | $184 |
| Choctaw Lake, OH | $1,000 | $896 | $1,896 | $651 | $1,651 | $245 |
| Ward, IN | $400 | $617 | $1,017 | $448 | $848 | $168 |
| Modoc, IN | $2,000 | $472 | $2,472 | $343 | $2,343 | $129 |
| Kenwood, OH | $500 | $788 | $1,288 | $573 | $1,073 | $215 |
| Mulberry, OH | $2,500 | $734 | $3,234 | $533 | $3,033 | $201 |
| Home Insurance Company Englewood, OH | Homeowners Insurance Agency Englewood, OH | Address | Popularity Score | Distance from Englewood (miles) |
|---|---|---|---|---|
| Nationwide | Houghton Financial Inc | 7108 N Main St, Dayton, OH, 45415-2538 | 4.0 | |
| Travelers | Marsh & Mclennan Agency Llc | 409 E Monument Ave Ste 400, Dayton, OH, 45402 | 9.6 | |
| State Farm | Lisa Kee | 843 E Franklin St, Centerville, OH, 45459-5661 | 18.5 | |
| Allstate | Evron Colhoun | 7200 N Main St Rear Apt, Dayton, OH, 45415 | 3.9 | |
| State Farm | Mark Neal | 779 Central Ave, Carlisle, OH, 45005-3318 | 19.4 | |
| State Farm | Jean Stewart-Wertz | 8961 Columbia Rd Ste A, Loveland, OH, 45140-1178 | 38.7 | |
| Erie | Miller Insurance & Financial | 70 Birch Aly Ste 250 Dayton, Bellbrook, OH, 45440 | 18.6 | |
| Allstate | Tony Peh | 16 E Elmwood Dr, Centerville, OH, 45459 | 17.4 | |
| State Farm | Amos Jefferies | 1017 W 3rd St, Dayton, OH, 45402-6810 | 9.2 | |
| Erie | Lfl Insurance Agency Llc | 8141 N Main Street, Dayton, OH, 45415 | 3.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $990 | $470 |
| Montgomery County, OH | $112,100 | $637 | $430 | $910 | $480 |
| Englewood, OH | $122,500 | $635 | $450 | $870 | $420 |
| Drexel, OH | $39,900 | $417 | $300 | $570 | $270 |
| Camden, OH | $77,200 | $555 | $370 | $760 | $390 |
| St. Paris, OH | $100,700 | $626 | $430 | $890 | $460 |
| De Graff, OH | $90,300 | $596 | $410 | $850 | $440 |
| Sharonville, OH | $144,500 | $681 | $460 | $960 | $500 |
| Choctaw Lake, OH | $247,600 | $907 | $620 | $1,300 | $680 |
| Ward, IN | $68,800 | $624 | $450 | $860 | $410 |
| Modoc, IN | $39,300 | $478 | $330 | $670 | $340 |
| Kenwood, OH | $274,800 | $798 | $580 | $1,130 | $550 |
| Mulberry, OH | $150,000 | $743 | $510 | $1,060 | $550 |