How Can I Make My Brick, NJ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Brick, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Brick, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $164,500 | $130,000 | $175,000-$200,000 |
| 3 Bedroom | $322,000 | $290,000 | $300,000-$350,000 |
| 4 Bedroom | $400,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $341,000 | $320,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Brick, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $787 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$67 | $893 |
| Hail Resistant Roof Discount | -$19 | $941 |
| Newly Constructed Home Discount | -$250 | $710 |
Choose your Brick, NJ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Brick, NJ | Back to Top
| Home Insurance Company Brick, NJ | Homeowners Insurance Agency Brick, NJ | Address | Popularity Score | Distance from Brick (miles) |
|---|---|---|---|---|
| State Farm | Dave Johnson | 5010 Hwy 9, Howell, NJ, 07731-3321 | 7.6 | |
| Liberty Mutual Independent | Prime Ins Agency | 960 East County Line Road, Lakewood, NJ, 8701 | 4.3 | |
| Travelers | Connelly Campion Wright | 704 9th Ave, Belmar, NJ, 7719 | 9.3 | |
| State Farm | Hemant Jiwnani | 2770 Kennedy Blvd Fl 1, Jersey City, NJ, 07306-5529 | 46.2 | |
| Allstate | James Fitzsimmons | 499 Morris Ave, Springfield, NJ, 7081 | 46.5 | |
| Farmers | Joseph Trumbetti | 909-11 Route 130 S Ste 102, Cinnaminson, NJ, 8077 | 47.1 | |
| Travelers | Sia Insurance Services | 1442 Lakewood Rd, Manasquan, NJ, 8736 | 4.4 | |
| Allstate | Robert Mack | 1140 Burnt Tavern Rd, Brick, NJ, 8724 | 2.9 | |
| Allstate | Emad Soliman | 844 Bergen Ave, Jersey City, NJ, 7306 | 46.1 | |
| Travelers | Green Insurance Agency | 3146 Route 88, Point Pleasant, NJ, 8742 | 1.8 |
Compare Rates for Brick, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,480 | $710 |
| Ocean County, NJ | $267,900 | $940 | $650 | $1,290 | $640 |
| Brick, NJ | $279,400 | $960 | $650 | $1,360 | $710 |
| Lavallette, NJ | $711,300 | $2,189 | $1,550 | $3,040 | $1,490 |
| Ocean County, NJ | $267,900 | $940 | $630 | $1,330 | $700 |
| Union Beach, NJ | $259,800 | $965 | $660 | $1,340 | $680 |
| Spotswood, NJ | $294,300 | $864 | $600 | $1,190 | $590 |
| Bordentown, NJ | $279,300 | $840 | $580 | $1,170 | $590 |
| Kendall Park, NJ | $387,800 | $890 | $610 | $1,240 | $630 |
| New Brunswick, NJ | $257,100 | $922 | $630 | $1,280 | $650 |
| Dunellen, NJ | $279,800 | $1,001 | $670 | $1,430 | $760 |
| Weehawken, NJ | $557,200 | $1,003 | $670 | $1,420 | $750 |
| Echelon, NJ | $198,400 | $717 | $490 | $1,010 | $520 |
Research Home Insurance Companies Reviews in Brick, NJ Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: October 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I rate AAA as a 3 on home insurance, simply because I haven't had to file a claim with them yet. The cost is certainly acceptable.
Date: July 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
AAA came to my house and inspected everything to make sure my policy covered everything i wanted to. They worked with me with price and helped me bundle my auto insurance too.