Gavop shows you how to buy homeowners insurance in D'Iberville, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $104,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $145,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $171,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $295,500 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $738 |
| Superior Protection Discount | -$78 | $791 |
| Fire & Security Discount | -$96 | $773 |
| Hail Resistant Roof Discount | -$26 | $843 |
| Newly Constructed Home Discount | -$191 | $678 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harrison County | $2,500 | $1,214 | $3,714 | $882 | $3,382 | $332 |
| D'Iberville, MS | $1,500 | $858 | $2,358 | $624 | $2,124 | $235 |
| Ocean Springs, MS | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| Bay St. Louis, MS | $1,500 | $1,029 | $2,529 | $748 | $2,248 | $281 |
| George County, MS | $100 | $901 | $1,001 | $655 | $755 | $246 |
| Kiln, MS | $1,000 | $1,406 | $2,406 | $1,022 | $2,022 | $384 |
| Hancock County, MS | $500 | $1,194 | $1,694 | $868 | $1,368 | $326 |
| Tanner Williams, AL | $1,500 | $916 | $2,416 | $666 | $2,166 | $250 |
| St. Bernard, LA | $200 | $1,396 | $1,596 | $1,015 | $1,215 | $382 |
| Nicholson, MS | $1,000 | $811 | $1,811 | $589 | $1,589 | $222 |
| Beaumont, MS | $200 | $850 | $1,050 | $617 | $817 | $232 |
| Perry County, MS | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Home Insurance Company D'Iberville, MS | Homeowners Insurance Agency D'Iberville, MS | Address | Popularity Score | Distance from D'Iberville (miles) |
|---|---|---|---|---|
| Travelers | Bishop Insurance Agency | 14507 Leymone Blvd , Biloxi, MS, 39532 | 2.9 | |
| State Farm | Jon Barry | 2746 Bienville Blvd, Ocean Springs, MS, 39564-4369 | 6.9 | |
| State Farm | David Canonici | 992 Howard Ave, Biloxi, MS, 39530-3700 | 3.9 | |
| Allstate | Tim Reynolds | 1599 Bienville Blvd Ste A, Ocean Springs, MS, 39564 | 5.6 | |
| Allstate | Thomas Reynolds | 10401 Boney Ave Ste A, Diberville, MS, 39540 | 1.1 | |
| State Farm | Walt Muller | 2723 Pass Rd, Biloxi, MS, 39531-2631 | 7.0 | |
| State Farm | Jake Jacobs | 1956 Pass Rd, Biloxi, MS, 39531-4100 | 4.9 | |
| State Farm | Rocky Eleuterius | 1116 Cowan Rd Ste A, Gulfport, MS, 39507-3422 | 8.5 | |
| Allstate | Ernie Chaffin | 2318 Pass Rd Ste 8, Biloxi, MS, 39531 | 5.7 | |
| Nationwide | Michael Felsher | 1316 Bienville Blvd, Ocean Springs, MS, 39564-2914 | 5.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,660 | $840 |
| Harrison County, MS | $144,300 | $1,229 | $840 | $1,710 | $870 |
| D'Iberville, MS | $119,600 | $869 | $580 | $1,200 | $620 |
| Ocean Springs, MS | $158,000 | $1,024 | $690 | $1,410 | $720 |
| Bay St. Louis, MS | $162,900 | $1,042 | $720 | $1,470 | $750 |
| George County, MS | $98,200 | $912 | $630 | $1,250 | $620 |
| Kiln, MS | $154,800 | $1,423 | $1,040 | $2,030 | $990 |
| Hancock County, MS | $132,800 | $1,209 | $880 | $1,670 | $790 |
| Tanner Williams, AL | $161,600 | $927 | $670 | $1,290 | $620 |
| St. Bernard, LA | $139,200 | $1,413 | $990 | $2,030 | $1,040 |
| Nicholson, MS | $60,700 | $821 | $560 | $1,160 | $600 |
| Beaumont, MS | $65,800 | $860 | $580 | $1,220 | $640 |
| Perry County, MS | $81,100 | $815 | $560 | $1,120 | $560 |