How Can I Make My Horatio, SC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Shaw AFB-Horatio, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Horatio, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $57,500 $50,000 $50,000-$75,000
2 Bedroom $150,500 $140,000 $175,000-$200,000
3 Bedroom $129,000 $120,000 $100,000-$125,000
4 Bedroom $258,500 $230,000 $250,000-$300,000
5 Bedroom $320,000 $280,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Horatio, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$114 $598
Superior Protection Discount -$64 $648
Fire & Security Discount -$71 $641
Hail Resistant Roof Discount -$21 $691
Newly Constructed Home Discount -$157 $556

Choose the Right Deductible for your Horatio, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Sumter County $700 $747 $1,447 $543 $1,243 $204
Horatio, SC $2,500 $704 $3,204 $511 $3,011 $192
Pontiac, SC $200 $895 $1,095 $650 $850 $244
Woodfield, SC $1,500 $635 $2,135 $461 $1,961 $174
Gaston, SC $500 $545 $1,045 $396 $896 $149
Seven Oaks, SC $2,500 $770 $3,270 $560 $3,060 $210
Mount Pisgah, SC $300 $485 $785 $353 $653 $133
Lexington, SC $1,000 $996 $1,996 $724 $1,724 $272
Pelion, SC $500 $642 $1,142 $466 $966 $175
Darlington, SC $2,000 $806 $2,806 $586 $2,586 $220
Cope, SC $300 $519 $819 $377 $677 $142
Florence, SC $2,500 $931 $3,431 $677 $3,177 $255

Identify Top Home Insurance Agents near Horatio, SC | Back to Top

Home Insurance Company Horatio, SC Homeowners Insurance Agency Horatio, SC Address Popularity Score Distance from Horatio (miles)
Liberty Mutual Independent Bynum Insurance 1170 Wilson Hall Rd, Sumter, SC, 29150
6.8
Travelers Wannamaker Agency Inc 1469 Amelia St, Orangeburg, SC, 29116
37.6
Travelers Affordable Insurance Group 6168 Saint Andrews Rd , Columbia, SC, 29212
37.5
State Farm Troy Roberts 3206 Millwood Ave, Columbia, SC, 29205-1827
27.5
Travelers Irmo Insurance Agency Inc 1345 Lake Murray Blvd, Irmo, SC, 29063
39.2
Travelers C & H Financial Services Of Sc Llc 101 Rice Bent Way Unit 2, Columbia, SC, 29229
26.4
Nationwide Chichester Insurance Agency Inc. 305 Main St, Blythewood, SC, 29016-8324
31.5
Allstate James Thorne 315 W Wesmark Blvd, Sumter, SC, 29150
7.6
Travelers Ellison Insurance Inc 1338 Main St, Columbia, SC, 29201
29.7
State Farm Bunn Tyson 162 S Cashua Dr, Florence, SC, 29501-4080
44.2

Compare Rates for Horatio, SC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $720 $1,370 $650
Sumter County, SC $113,200 $756 $520 $1,070 $550
Horatio, SC $124,200 $712 $480 $990 $510
Pontiac, SC $165,800 $906 $640 $1,280 $640
Woodfield, SC $100,000 $643 $440 $910 $470
Gaston, SC $80,800 $552 $400 $780 $380
Seven Oaks, SC $137,700 $780 $570 $1,100 $530
Mount Pisgah, SC $73,000 $491 $350 $680 $330
Lexington, SC $166,900 $1,008 $740 $1,420 $680
Pelion, SC $112,200 $649 $440 $930 $490
Darlington, SC $79,200 $816 $560 $1,130 $570
Cope, SC $77,300 $525 $360 $750 $390
Florence, SC $147,400 $943 $680 $1,340 $660