Gavop's guide to buying homeowners insurance in Pearl River County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $155,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $162,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $213,000 | $170,000 | $250,000-$300,000 |
| 5 Bedroom | $219,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $982 |
| Superior Protection Discount | -$116 | $1,040 |
| Fire & Security Discount | -$104 | $1,051 |
| Hail Resistant Roof Discount | -$23 | $1,132 |
| Newly Constructed Home Discount | -$289 | $866 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pearl River County | $700 | $1,141 | $1,841 | $829 | $1,529 | $312 |
| Pearl River County, MS | $2,500 | $1,141 | $3,641 | $829 | $3,329 | $312 |
| Bogalusa, LA | $500 | $714 | $1,214 | $519 | $1,019 | $195 |
| Lyman, MS | $1,500 | $1,483 | $2,983 | $1,078 | $2,578 | $405 |
| St. Tammany, LA | $200 | $1,293 | $1,493 | $940 | $1,140 | $353 |
| Franklinton, LA | $2,500 | $1,350 | $3,850 | $981 | $3,481 | $369 |
| Bay St. Louis, MS | $400 | $1,029 | $1,429 | $748 | $1,148 | $281 |
| Covington, LA | $700 | $1,052 | $1,752 | $764 | $1,464 | $287 |
| Walthall County, MS | $300 | $780 | $1,080 | $567 | $867 | $213 |
| Sumrall, MS | $1,000 | $1,357 | $2,357 | $986 | $1,986 | $371 |
| Petal, MS | $400 | $933 | $1,333 | $678 | $1,078 | $255 |
| Biloxi, MS | $2,500 | $1,265 | $3,765 | $920 | $3,420 | $346 |
| Home Insurance Company Pearl River County, MS | Homeowners Insurance Agency Pearl River County, MS | Address | Popularity Score | Distance from Pearl River County (miles) |
|---|---|---|---|---|
| Allstate | Ronald Tubb | 13109 Shriners Blvd Ste A, Biloxi, MS, 39532 | 42.1 | |
| State Farm | Jason Wesley | 6106 Us Hwy 98 W, Hattiesburg, MS, 39402-8530 | 39.6 | |
| Travelers | Bishop Insurance Agency | 14507 Leymone Blvd , Biloxi, MS, 39532 | 49.4 | |
| State Farm | Pj Williamson | 601 Highway 11 S, Picayune, MS, 39466-5378 | 18.4 | |
| State Farm | E J Roberts | 12207 Highway 49, Gulfport, MS, 39503-2955 | 36.1 | |
| State Farm | Ted Cannon | 2 Professional Pkwy, Petal, MS, 39465-2952 | 43.9 | |
| Allstate | Bryan White | 114 N 40th Ave Ste I, Hattiesburg, MS, 39401 | 40.7 | |
| Travelers | Mattina Insurance Agency Inc | 11010 Hwy 49 Ste 1, Gulfport, MS, 39503 | 37.0 | |
| Liberty Mutual Independent | Southern Insurance Group Llc | 418 Sumrall Rd Ste 5, Columbia, MS, 39429 | 35.3 | |
| Allstate | John Pigott | 4656 Highway 53, Poplarville, MS, 39470 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,660 | $840 |
| Pearl River County, MS | $122,900 | $1,155 | $840 | $1,650 | $810 |
| Pearl River County, MS | $122,900 | $1,155 | $800 | $1,650 | $850 |
| Bogalusa, LA | $68,800 | $722 | $510 | $1,040 | $530 |
| Lyman, MS | $169,800 | $1,501 | $1,020 | $2,070 | $1,050 |
| St. Tammany, LA | $206,600 | $1,309 | $920 | $1,880 | $960 |
| Franklinton, LA | $114,600 | $1,366 | $960 | $1,970 | $1,010 |
| Bay St. Louis, MS | $162,900 | $1,042 | $740 | $1,450 | $710 |
| Covington, LA | $210,300 | $1,064 | $750 | $1,530 | $780 |
| Walthall County, MS | $101,900 | $790 | $540 | $1,100 | $560 |
| Sumrall, MS | $145,600 | $1,373 | $990 | $1,910 | $920 |
| Petal, MS | $137,600 | $944 | $650 | $1,330 | $680 |
| Biloxi, MS | $154,800 | $1,281 | $860 | $1,820 | $960 |