Gavop shows you how to buy homeowners insurance in Incline Village, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $172,500 | $140,000 | $125,000-$150,000 |
| 2 Bedroom | $415,000 | $350,000 | $400,000-$500,000 |
| 3 Bedroom | $451,500 | $410,000 | $350,000-$400,000 |
| 4 Bedroom | $702,000 | $660,000 | $800,000-$900,000 |
| 5 Bedroom | $691,500 | $580,000 | $600,000-$700,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$98 | $989 |
| Home and Two Car | -$174 | $913 |
| Home and Three Car | -$272 | $815 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washoe County | $1,000 | $675 | $1,675 | $490 | $1,490 | $184 |
| Incline Village, NV | $1,500 | $1,074 | $2,574 | $781 | $2,281 | $294 |
| Sunnyside-Tahoe City, CA | $200 | $1,830 | $2,030 | $1,330 | $1,530 | $500 |
| Truckee, CA | $1,000 | $994 | $1,994 | $722 | $1,722 | $272 |
| Alpine Village, CA | $500 | $781 | $1,281 | $567 | $1,067 | $213 |
| East Sierra, CA | $1,500 | $561 | $2,061 | $408 | $1,908 | $153 |
| Markleeville, CA | $500 | $895 | $1,395 | $651 | $1,151 | $245 |
| Silver Springs, NV | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Fernley, NV | $1,000 | $683 | $1,683 | $497 | $1,497 | $187 |
| Nevada County, CA | $500 | $965 | $1,465 | $701 | $1,201 | $264 |
| Home Insurance Company Incline Village, NV | Homeowners Insurance Agency Incline Village, NV | Address | Popularity Score | Distance from Incline Village (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, Reno, NV, 89521 | 19.4 | |
| Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, Reno, NV, 89521 | 19.4 | |
| Travelers | Bibee & Associates | 411 W Third St Carson City, Carson City, NV, 89703 | 9.0 | |
| State Farm | Tim Leuenhagen | 720 Robb Dr Ste 101, Reno, NV, 89523-3733 | 22.5 | |
| State Farm | Dana Sebestyen | 1575 Delucchi Ln Ste 204, Reno, NV, 89502-8504 | 20.4 | |
| Travelers | Nevada Partners Insurance | 180 County Estates Cir, Reno, NV, 89511 | 19.4 | |
| Allstate | Bruce Bergantz | 111 E Sixth St Ste 1, Carson City, NV, 89701 | 9.2 | |
| Allstate | Brock Nyborg | 6121 Lakeside Dr Ste 210, Reno, NV, 89511 | 20.0 | |
| State Farm | Doug Mcquide | 7675 S Virginia St Ste E, Reno, NV, 89511-1143 | 19.5 | |
| State Farm | Jim Tatro | 9333 Double R Blvd Ste 1200, Reno, NV, 89521-4872 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $430 | $910 | $480 |
| Washoe County, NV | $268,100 | $683 | $480 | $960 | $480 |
| Incline Village, NV | $781,100 | $1,087 | $770 | $1,530 | $760 |
| Sunnyside-Tahoe City, CA | $649,100 | $1,852 | $1,370 | $2,520 | $1,150 |
| Truckee, CA | $514,100 | $1,006 | $740 | $1,370 | $630 |
| Alpine Village, CA | $292,900 | $790 | $580 | $1,070 | $490 |
| East Sierra, CA | $138,200 | $568 | $420 | $770 | $350 |
| Markleeville, CA | $343,800 | $906 | $670 | $1,230 | $560 |
| Silver Springs, NV | $97,400 | $680 | $500 | $930 | $430 |
| Fernley, NV | $164,900 | $692 | $500 | $960 | $460 |
| Nevada County, CA | $379,800 | $976 | $720 | $1,330 | $610 |