Gavop shows you how to buy homeowners insurance in Roy, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Roy, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 317th Street Ct E, 385th St E, State Rte 702, Harts Lake Valley Rd, 402nd St E, 334th St S, Lyle St, 424th St E, 324th St E, King Flander Rd | $279,500 | $250,000 | $300,000-$350,000 | $390,000 | $360,000 | $350,000-$400,000 |
| 328th Street Ct E, 82nd Ave S, 86th Ave S, 83rd Ave S, 93rd Avct S, 364th St E, 315th Street Ct S, 96th Avct S, 96th Avenue Ct S, 24th Ave S | $245,500 | $220,000 | $250,000-$300,000 | $340,000 | $300,000 | $300,000-$350,000 |
| 1st Ave S, 310th St S, 88th Ave Ct S, Pincus, 79th Ave S, 326th St S, 390th Street Ct E, 82nd Ave S, 3rd Ave S, 278th St E | $161,000 | $140,000 | $125,000-$150,000 | $382,000 | $330,000 | $300,000-$350,000 |
| 282nd St E, 428th St E, Tahoma View Dr E, 92nd Ave S, Spanaway McKenna Hwy, 92nd Ave Ct S, 74th Ave S, 354th St E, 313th Street Ct S, 392nd St E | $189,500 | $150,000 | $175,000-$200,000 | $278,500 | $260,000 | $300,000-$350,000 |
| 434th St E, 45th Avenue Ct E, 85th Avenue Ct S, 350th St E, 398th St E, 304th St E, 8th Avenue Ct, 2nd St E, 365th St E, 24th Avenue Ct E | $328,500 | $310,000 | $250,000-$300,000 | $415,500 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $518 |
| Superior Protection Discount | -$64 | $576 |
| Fire & Security Discount | -$70 | $570 |
| Hail Resistant Roof Discount | -$19 | $621 |
| Newly Constructed Home Discount | -$186 | $454 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,948 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,887 |
| Home Insurance Company Roy, WA | Homeowners Insurance Agency Roy, WA | Address | Popularity Score | Distance from Roy (miles) |
|---|---|---|---|---|
| Allstate | Ronelle Funk | 10501 Creek St Se Ste 3, Yelm, WA, 98597 | 7.3 | |
| Travelers | Anchor Marine Underwriters Inc | 2731 77th Ave Se 207, Mercer Island, WA, 98040 | 45.9 | |
| State Farm | Angie Roarty | 7602 Bridgeport Way W Ste 4b, Lakewood, WA, 98499-2432 | 17.9 | |
| State Farm | Joel Hensel | 12835 Bel Red Rd Ste 320, Bellevue, WA, 98005-2625 | 49.0 | |
| Farmers | Sheila Mac Lane | 11041 Main St, Bellevue, WA, 98004 | 48.0 | |
| State Farm | Carol Flores | 1550 140th Ave Ne Ste 100, Bellevue, WA, 98005-4500 | 49.4 | |
| Allstate | Phung Wiley | 910 Houser Way S, Renton, WA, 98057 | 39.1 | |
| Allstate | Dana Reinking | 9126 Gravelly Lake Dr Sw, Lakewood, WA, 98499 | 16.8 | |
| State Farm | Joe Yi | 7803 Pacific Ave Ste A, Tacoma, WA, 98408-7016 | 17.3 | |
| Travelers | Freedom Insurance Services Llc | 4002 Mall Blvd 4002 Mall Blvd, Tacoma, WA, 98409 | 19.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,110 | $530 |
| Pierce County, WA | $255,800 | $747 | $530 | $1,060 | $530 |
| Roy, WA | $249,500 | $640 | $440 | $910 | $470 |
| South Hill, WA | $262,500 | $755 | $520 | $1,060 | $540 |
| Midland, WA | $165,100 | $603 | $400 | $840 | $440 |
| Sumner, WA | $249,100 | $640 | $430 | $920 | $490 |
| Algona, WA | $202,100 | $703 | $510 | $1,000 | $490 |
| Fords Prairie, WA | $177,100 | $667 | $480 | $950 | $470 |
| Wauna, WA | $294,200 | $819 | $580 | $1,140 | $560 |
| Vashon, WA | $461,400 | $877 | $640 | $1,200 | $560 |
| Shadow Lake, WA | $409,700 | $1,052 | $730 | $1,460 | $730 |
| Enumclaw Plateau, WA | $343,500 | $753 | $520 | $1,030 | $510 |
| Wilderness Rim, WA | $307,600 | $838 | $610 | $1,180 | $570 |