How Can I Make My El Dorado County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in El Dorado County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate El Dorado County, CA Home Insurance Coverage Levels | Back to Top

El Dorado County, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Goldenwood Glen, Creek View Ln, Agape Ct, Hazel St, Paydirt Ct, Odessy Falls Dr, San Diego St, Mattole Rd, Flea Bitten Trl, N Upper Truckee Rd $318,000 $300,000 $300,000-$350,000 $382,500 $330,000 $400,000-$500,000
Forest View Dr, Vale Rd, Turkey Track Rd, Pinewood Ln, Quinanetzin St, Sunrise Ln, Ellinghouse Dr, Duck Hollow Ct, Ryan Ct, Sandridge Crest Ct $360,500 $320,000 $300,000-$350,000 $154,000 $130,000 $150,000-$175,000
Mayflower Rd, Thalia Dr, Vista Mar Dr, Cedar Dr, Wilderness Ct, Bluejay Dr, Old Green Valley Rd, Grandview Cir, Vanderbilt Ct, Pine Hill Rd $250,000 $230,000 $250,000-$300,000 $186,500 $180,000 $175,000-$200,000
Chili Bar Ct, Sleepy Creek Ln, Crail Way, Carnelian Cir, Montana Ave, Sonora Ave, Lakeridge Oaks Dr, Matador Ct, Jasper Cir, Timber Lake Pl $426,500 $370,000 $400,000-$500,000 $241,500 $210,000 $250,000-$300,000
Elm Ave, Pine Cone Dr, la Verne Ln, Rushcliffe Ct, Camelot Ct, Wolverine Ln, Buckhorn Rd, Cebo Cir, Ulmeca St, English Ln $370,000 $350,000 $350,000-$400,000 $237,000 $190,000 $200,000-$250,000
Latham Ln, Braniff Ct, Bull Creek Rd, Ralston Way, Glenmore Way, Mimosa Ln, Reservation Ct, Irish Creek Rd, Broome Pl, Havenhurst Ct $375,000 $340,000 $400,000-$500,000 $248,000 $210,000 $200,000-$250,000
Cleese Rd, Cedar Ct, Murphy Ranch Rd, Hedlund Pl, Zinnia Rd, Carlton Ln, Moon Lake Dr, Bells Rd, Cinnamon Teal Way, Merrywood Ct $508,000 $450,000 $500,000-$600,000 $381,500 $350,000 $400,000-$500,000
Ramon Ct, Edgewood Cir, Granada Dr, Shady Oak Ln, Harwich Ct, Cedar Ravine Rd, Cedar Valley Ln, San Jose Ave, Char Mar Cir, Mariposa Springs Dr $292,000 $270,000 $250,000-$300,000 $237,000 $190,000 $250,000-$300,000
Snowrose Ln, Wildhawk Trl, Peninsula Rd, Deer Canyon Rd, Bennett Dr, C St, Sliger Mine Rd, Vestal Ln, Mint Way, Dunroamin Way $264,500 $230,000 $250,000-$300,000 $293,500 $260,000 $200,000-$250,000
Pony Bob Dr, Ryan Ranch Rd, Donovan Ranch Rd, Mariposite Ln, Greenstone Cutoff, Corto Ln, Winnebago St, Chinkapin Rd, Buffalo Hill Rd, Warren Ln $296,000 $270,000 $250,000-$300,000 $225,500 $180,000 $200,000-$250,000

Choose the Best El Dorado County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $490
Retired 500-549 Credit Score $25 to 50,000 1 Pet, Smoker $360
Freelancer 550-599 Credit Score $50 to $75,000 No Pets, Smoker $700

Choose the Right Deductible for your El Dorado County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $100 $1,490 $1,590 $1,220 $1,320 $270
El Dorado County, CA $1,000 $1,620 $2,120 $1,340 $2,340 $-220
El Dorado County, CA $2,500 $1,350 $1,850 $1,140 $3,640 $-1,790
River Pines, CA $200 $900 $1,100 $770 $970 $130
Foresthill-Back Country, CA $2,000 $1,160 $1,660 $960 $2,960 $-1,300
Sutter Creek, CA $200 $1,190 $1,390 $980 $1,180 $210
Colfax-Monumental Ridge, CA $1,000 $1,050 $1,550 $890 $1,890 $-340
Granite Bay, CA $100 $1,270 $1,370 $1,100 $1,200 $170
Rancho Cordova, CA $2,500 $1,000 $1,500 $830 $3,330 $-1,830
Rosemont, CA $200 $920 $1,120 $780 $980 $140
Vallecito, CA $1,500 $2,010 $2,510 $1,750 $3,250 $-740
Sacramento County, CA $200 $1,210 $1,410 $1,000 $1,200 $210

Identify Top Home Insurance Agents near El Dorado County, CA | Back to Top

Home Insurance Company El Dorado County, CA Homeowners Insurance Agency El Dorado County, CA Address Popularity Score Distance from El Dorado County (miles)
Farmers David Larson 508 Gibson Dr Ste 250, Roseville, CA, 95678
40.0
Travelers Seeley Insurance Services 10988 Combie Rd Suite 101, Auburn, CA, 95602
34.1
Farmers Kimberly Miles 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630
36.2
Travelers Inszone Insurance Services Inc 2701 Citrus Rd Ste C, Rancho Cordova, CA, 95742
41.5
Travelers Paragon Insurance Services 301 Natoma St Ste 104, Folsom, CA, 95630
35.1
State Farm Darryl Fong 8489 Folsom Blvd, Sacramento, CA, 95826-3515
49.1
State Farm Kelly Gordon 5500 Madison Ave Ste B, Sacramento, CA, 95841-3149
44.2
State Farm Timothy Aust 2710 Arden Way, Sacramento, CA, 95825-1345
48.6
State Farm Jennifer Knighten 4711 Manzanita Ave, Carmichael, CA, 95608-0822
43.9
Nationwide John James Vocatura Agency 993 Governor Dr Ste 101, El Dorado Hills, CA, 95762-4290
30.3

Compare Rates for El Dorado County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,570 $1,160 $2,140 $980
El Dorado County, CA $378,400 $1,820 $1,350 $2,480 $1,130
El Dorado County, CA $378,400 $1,290 $950 $1,750 $800
River Pines, CA $172,800 $830 $610 $1,130 $520
Foresthill-Back Country, CA $321,100 $1,280 $950 $1,740 $790
Sutter Creek, CA $373,000 $1,340 $990 $1,820 $830
Colfax-Monumental Ridge, CA $348,500 $1,250 $930 $1,700 $770
Granite Bay, CA $622,500 $1,490 $1,100 $2,030 $930
Rancho Cordova, CA $222,800 $890 $660 $1,210 $550
Rosemont, CA $201,400 $990 $730 $1,350 $620
Vallecito, CA $787,500 $1,650 $1,220 $2,240 $1,020
Sacramento County, CA $249,800 $1,350 $1,000 $1,840 $840

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