Gavop's guide to buying homeowners insurance in West Memphis, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $91,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $160,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $218,500 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $134,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $642 |
| Superior Protection Discount | -$77 | $696 |
| Fire & Security Discount | -$54 | $719 |
| Hail Resistant Roof Discount | -$15 | $758 |
| Newly Constructed Home Discount | -$201 | $572 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,386 |
| Home Insurance Company Memphis, AR | Homeowners Insurance Agency Memphis, AR | Address | Popularity Score | Distance from Memphis (miles) |
|---|---|---|---|---|
| State Farm | Cedric Williams | 1022 N Washington St, Forrest City, AR, 72335-2857 | 34.5 | |
| State Farm | Chad Winn | 413 Highway 64 W, Wynne, AR, 72396-4037 | 34.3 | |
| State Farm | Shawn Chafin | 1487 W Keiser Ave, Osceola, AR, 72370-2806 | 39.5 | |
| State Farm | Brad Parrish | 153 Highway 463 S, Trumann, AR, 72472-2604 | 40.1 | |
| Farmers | Joann Smith | 420 Porter St, Helena, AR, 72342 | 48.2 | |
| State Farm | Don Warren | 614 Oakland Ave, Helena, AR, 72342-1504 | 48.4 | |
| Farmers | Howard Miller | 524 E Broadway St, Forrest City, AR, 72335 | 34.6 | |
| Farmers | Kevin Smith | 420 Porter St, Helena, AR, 72342 | 48.2 | |
| State Farm | Bob Bentley | 515 N Mo St, West Memphis, AR, 72301-3145 | 1.6 | |
| State Farm | Phil Ford | 347 W Broadway St, West Memphis, AR, 72301-3905 | 1.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $750 | $1,560 | $810 |
| Crittenden County, AR | $106,300 | $990 | $720 | $1,370 | $650 |
| Memphis, AR | $84,000 | $774 | $530 | $1,090 | $560 |
| Shelby County, TN | $135,700 | $957 | $680 | $1,310 | $630 |
| Parkin, AR | $51,300 | $748 | $500 | $1,070 | $570 |
| Munford, TN | $153,700 | $881 | $640 | $1,250 | $610 |
| Coldwater, MS | $72,500 | $909 | $650 | $1,260 | $610 |
| Haynes, AR | $59,300 | $792 | $540 | $1,090 | $550 |
| Marianna, AR | $64,200 | $818 | $580 | $1,140 | $560 |
| Bay, AR | $82,300 | $913 | $660 | $1,290 | $630 |
| Fletcher, AR | $46,800 | $723 | $510 | $1,020 | $510 |
| Marshall County, MS | $94,300 | $987 | $700 | $1,400 | $700 |
| Lake City, AR | $78,800 | $895 | $640 | $1,230 | $590 |