Gavop shows you how to buy homeowners insurance in Kalama, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $169,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $304,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $421,000 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $645,000 | $600,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $550 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$54 | $625 |
| Hail Resistant Roof Discount | -$14 | $665 |
| Newly Constructed Home Discount | -$170 | $509 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cowlitz County | $1,000 | $653 | $1,653 | $474 | $1,474 | $178 |
| Kalama, WA | $2,000 | $671 | $2,671 | $487 | $2,487 | $183 |
| Rose Valley, WA | $300 | $644 | $944 | $468 | $768 | $176 |
| Columbia City, OR | $2,000 | $628 | $2,628 | $457 | $2,457 | $172 |
| La Center, WA | $100 | $710 | $810 | $516 | $616 | $194 |
| Warren, OR | $1,000 | $789 | $1,789 | $574 | $1,574 | $216 |
| Vancouver, WA | $400 | $744 | $1,144 | $540 | $940 | $203 |
| Toledo-Vader, WA | $1,000 | $637 | $1,637 | $463 | $1,463 | $174 |
| Napavine, WA | $400 | $599 | $999 | $435 | $835 | $164 |
| Portland West, OR | $2,000 | $1,162 | $3,162 | $844 | $2,844 | $318 |
| Coast Range, OR | $400 | $721 | $1,121 | $524 | $924 | $197 |
| Northwest Clackamas, OR | $2,000 | $774 | $2,774 | $562 | $2,562 | $211 |
| Home Insurance Company Kalama, WA | Homeowners Insurance Agency Kalama, WA | Address | Popularity Score | Distance from Kalama (miles) |
|---|---|---|---|---|
| State Farm | Jessica Mickens | 314 Pacific Ave S, Kelso, WA, 98626-1620 | 9.9 | |
| Farmers | Amanda Knight | 219 Davidson Ave, Woodland, WA, 98674 | 9.1 | |
| Travelers | Biggs Insurance Services | 916 Main St, Vancouver, WA, 98666 | 28.3 | |
| State Farm | Bob Beal | 829 11th Ave, Longview, WA, 98632-2463 | 9.9 | |
| Travelers | A L Insurance Group Inc | 7604 Ne Hazel Dell Ave, Vancouver, WA, 98665 | 25.0 | |
| Farmers | Patrick Pat Provenzano | 16209 Se Mcgillivray Blvd Ste Q, Vancouver, WA, 98683 | 32.4 | |
| State Farm | Michael Harris | 13317 Ne 12th Ave Ste 117, Vancouver, WA, 98685-2731 | 22.4 | |
| Farmers | Faye Winters | 406 Oak St, Kelso, WA, 98626 | 9.9 | |
| Farmers | Mark Kuning | 1556 3rd Ave, Longview, WA, 98632 | 9.9 | |
| Travelers | Schrader & Morrison Financial Llc | 339a Davidson Ave, Woodland, WA, 98674 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,110 | $560 |
| Cowlitz County, WA | $186,600 | $661 | $450 | $920 | $470 |
| Kalama, WA | $223,500 | $679 | $460 | $960 | $500 |
| Rose Valley, WA | $260,600 | $652 | $440 | $930 | $490 |
| Columbia City, OR | $243,900 | $636 | $450 | $900 | $450 |
| La Center, WA | $318,400 | $718 | $490 | $1,030 | $540 |
| Warren, OR | $357,800 | $799 | $540 | $1,110 | $570 |
| Vancouver, WA | $260,400 | $753 | $550 | $1,080 | $530 |
| Toledo-Vader, WA | $163,000 | $645 | $430 | $920 | $490 |
| Napavine, WA | $167,800 | $606 | $420 | $830 | $410 |
| Portland West, OR | $480,200 | $1,176 | $790 | $1,660 | $870 |
| Coast Range, OR | $389,700 | $730 | $520 | $1,030 | $510 |
| Northwest Clackamas, OR | $349,600 | $783 | $520 | $1,080 | $560 |