Gavop's guide to buying homeowners insurance in Cedar County, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$171 | $541 |
| 30 year old | +$11 | $723 |
| 40 year old | +$19 | $731 |
| 50 year old | +$27 | $739 |
| Above 50 year old | +$34 | $747 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$57 | $655 |
| Home and Two Car | -$121 | $591 |
| Home and Three Car | -$178 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cedar County | $1,500 | $704 | $2,204 | $511 | $2,011 | $192 |
| Cedar County, IA | $700 | $704 | $1,404 | $511 | $1,211 | $192 |
| Olive, IA | $100 | $808 | $908 | $587 | $687 | $221 |
| Lost Nation, IA | $1,000 | $557 | $1,557 | $405 | $1,405 | $152 |
| Brown, IA | $200 | $826 | $1,026 | $600 | $800 | $226 |
| De Witt, IA | $2,500 | $740 | $3,240 | $538 | $3,038 | $202 |
| Columbus Junction, IA | $200 | $644 | $844 | $468 | $668 | $176 |
| South Moline, IL | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Preemption, IL | $100 | $711 | $811 | $517 | $617 | $194 |
| Hampshire, IA | $1,500 | $898 | $2,398 | $653 | $2,153 | $245 |
| Epworth, IA | $400 | $886 | $1,286 | $644 | $1,044 | $242 |
| Dyersville, IA | $2,500 | $864 | $3,364 | $628 | $3,128 | $236 |
| Home Insurance Company Cedar County, IA | Homeowners Insurance Agency Cedar County, IA | Address | Popularity Score | Distance from Cedar County (miles) |
|---|---|---|---|---|
| State Farm | Bob Keig | 415 Iowa Ave, Muscatine, IA, 52761-3819 | 24.5 | |
| State Farm | Matt Mccall | 102 E South St, Tipton, IA, 52772-1754 | 0.6 | |
| Allstate | Kyle Renaud | 2 Hawkeye Dr Ste 101, North Liberty, IA, 52317 | 24.7 | |
| Travelers | Rc Insurance Solutions | 2500 18th St, Bettendorf, IA, 52722 | 36.0 | |
| Allstate | Dennis Karlan | 408 Edgewood Rd Nw Ste 102, Cedar Rapids, IA, 52405 | 33.3 | |
| State Farm | Jeff Reed | 826 S 4th St, Clinton, IA, 52732-5729 | 48.7 | |
| State Farm | Willie Caldwell | 2000 1st Ave Ne Ste 200, Cedar Rapids, IA, 52402-6300 | 30.4 | |
| State Farm | Matt Sturdevant | 1903 Pershing Ave, Davenport, IA, 52803-2921 | 33.3 | |
| State Farm | Ron Neblung | 1300 S 14th Street, Clinton, IA, 52732-6402 | 47.4 | |
| State Farm | Gary Mcintire | 355 N 1st Ave, Iowa City, IA, 52245-3618 | 20.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,140 | $530 |
| Cedar County, IA | $143,800 | $712 | $510 | $990 | $480 |
| Cedar County, IA | $143,800 | $712 | $520 | $990 | $470 |
| Olive, IA | $133,800 | $818 | $560 | $1,150 | $590 |
| Lost Nation, IA | $69,700 | $564 | $400 | $780 | $380 |
| Brown, IA | $139,800 | $836 | $580 | $1,200 | $620 |
| De Witt, IA | $160,100 | $749 | $540 | $1,030 | $490 |
| Columbus Junction, IA | $88,500 | $652 | $470 | $890 | $420 |
| South Moline, IL | $126,500 | $679 | $470 | $940 | $470 |
| Preemption, IL | $122,800 | $720 | $530 | $1,030 | $500 |
| Hampshire, IA | $166,900 | $909 | $650 | $1,250 | $600 |
| Epworth, IA | $162,100 | $897 | $640 | $1,270 | $630 |
| Dyersville, IA | $153,200 | $874 | $590 | $1,230 | $640 |