Gavop's guide to buying homeowners insurance in Dallas County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Dallas County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Green Valley Dr, Canterbury Park Dr, Green Valley Pl, Cheyenne Dr, Elms Rd, Bandera Ln, Sangamon Dr, Millers Ferry Rd, Clark College Dr, Frontier Rd | $333,000 | $300,000 | $250,000-$300,000 | $284,500 | $240,000 | $250,000-$300,000 |
| Cinnamon Oaks Dr, Chandler Dr, Alpaca Pass, Rimwood Dr, Vaquero Dr, Woodfin Dr, Lovett Ave, Glen Oaks Blvd, Chapel View Dr, Glenrose Dr | $92,500 | $80,000 | $75,000-$100,000 | $96,500 | $80,000 | $75,000-$100,000 |
| Bushire Dr, Gardendale Dr, Patrick Pike Rd, Quail Valley, Bolton Boone Dr, Blackburn St, Forestbrook Dr, Scott St, Callejo Rd, E Rochelle Rd | $183,500 | $160,000 | $200,000-$250,000 | $115,000 | $100,000 | $125,000-$150,000 |
| Greenwood Pl, Gatehouse Dr, Brownwood Dr, Matalee Ave, Reunion Blvd, Saint Germain Rd, Saint Johns Dr, Peak St, Greenleaf Dr, Beard St | $135,500 | $120,000 | $100,000-$125,000 | $122,000 | $110,000 | $125,000-$150,000 |
| Russcrest Dr, Glenrio Ln, Kingfish Ln, Kingfisher Dr, Grand Ave, Pearly Top Rd, Navarro Ln, Lionel St, Willet Ln, Chickapoo Trce | $159,500 | $150,000 | $175,000-$200,000 | $117,000 | $110,000 | $100,000-$125,000 |
| Dubby Ln, Storyglen St, Kernack St, Promenade Center, Forest Oaks Dr, Gulfport Dr, Rollingwood Dr, Hume Dr, Lakewood, Matheson Ct | $158,500 | $130,000 | $150,000-$175,000 | $67,000 | $50,000 | $75,000-$100,000 |
| Fairbrook St, Meadow Creek Ct, Daleport Cir, Johnnie Row, Seaford Dr, Moss Dr, Patriot Ct, Mark Twain Dr, Joyce Dr, Ferguson Dr | $84,000 | $70,000 | $75,000-$100,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Coyote Trl, Twin Tree Ln, Talley Rd, E Kellywood Ct, W Shaw St, White Oak, Fleming Ave, Craighill Ave, Newton Ct, W Pembroke Ave | $121,000 | $100,000 | $100,000-$125,000 | $101,000 | $90,000 | $75,000-$100,000 |
| Leafy Ln, Redbud Ln, Prominence Dr, Stonycroft Dr, Kiska St, Burgoyne St, NE 13th St, E 5th St, Elmer Dr, Leisure Ln | $135,500 | $120,000 | $100,000-$125,000 | $113,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$234 | $1,143 |
| Superior Protection Discount | -$138 | $1,239 |
| Fire & Security Discount | -$110 | $1,267 |
| Hail Resistant Roof Discount | -$41 | $1,336 |
| Newly Constructed Home Discount | -$386 | $991 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $1,500 | $1,360 | $2,860 | $989 | $2,489 | $372 |
| Dallas County, TX | $2,000 | $1,360 | $3,360 | $989 | $2,989 | $372 |
| Cockrell Hill, TX | $400 | $1,429 | $1,829 | $1,038 | $1,438 | $390 |
| Glenn Heights, TX | $1,000 | $957 | $1,957 | $695 | $1,695 | $261 |
| Carrollton, TX | $500 | $1,219 | $1,719 | $886 | $1,386 | $333 |
| Hackberry, TX | $1,500 | $1,801 | $3,301 | $1,309 | $2,809 | $492 |
| Lake Dallas, TX | $200 | $956 | $1,156 | $695 | $895 | $261 |
| Corinth, TX | $1,500 | $1,004 | $2,504 | $729 | $2,229 | $274 |
| Ennis, TX | $500 | $978 | $1,478 | $711 | $1,211 | $267 |
| Melissa, TX | $1,000 | $1,968 | $2,968 | $1,430 | $2,430 | $538 |
| Newark, TX | $200 | $1,393 | $1,593 | $1,012 | $1,212 | $381 |
| Sanctuary, TX | $2,000 | $1,554 | $3,554 | $1,129 | $3,129 | $425 |
| Home Insurance Company Dallas County, TX | Homeowners Insurance Agency Dallas County, TX | Address | Popularity Score | Distance from Dallas County (miles) |
|---|---|---|---|---|
| Travelers | Champion Commercial Insurance | 3025 Commerce St, Dallas, TX, 75226 | 1.2 | |
| Travelers | Goosehead Insurance | 17304 Preston Rd Ste 800, Dallas, TX, 75252 | 15.3 | |
| Travelers | Champion Commercial Insurance | 3025 Commerce St, Dallas, TX, 75226 | 1.2 | |
| State Farm | David Loerwald | 2400 E Hebron Pkwy, Carrollton, TX, 75010-4419 | 18.4 | |
| State Farm | Linda Horton | 6029 Berkshire Ln, Dallas, TX, 75225-5712 | 7.0 | |
| State Farm | Imelda Banda | 8786 Ferguson Rd Ste 130, Dallas, TX, 75228-7944 | 5.6 | |
| Travelers | Dexter & Company | 3601 Cedar Springs Road, Dallas, TX, 75219 | 5.8 | |
| Liberty Mutual Independent | Lipscomb Insurance Group Inc | 750 N Saint Paul St Ste 1400, Dallas, TX, 75201 | 1.8 | |
| Allstate | Charla White Walters | 5801 Marvin D Love Fwy, Dallas, TX, 75237 | 7.7 | |
| Travelers | Lipscomb & Cathey | 750 N Saint Paul St Ste 1400, Dallas, TX, 75201 | 1.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| Cockrell Hill, TX | $84,900 | $1,446 | $950 | $2,230 | $1,280 |
| Glenn Heights, TX | $147,700 | $968 | $640 | $1,490 | $850 |
| Carrollton, TX | $197,500 | $1,234 | $810 | $1,900 | $1,090 |
| Hackberry, TX | $195,300 | $1,823 | $1,200 | $2,810 | $1,610 |
| Lake Dallas, TX | $147,500 | $968 | $640 | $1,490 | $850 |
| Corinth, TX | $213,400 | $1,016 | $670 | $1,560 | $890 |
| Ennis, TX | $114,800 | $990 | $650 | $1,530 | $880 |
| Melissa, TX | $269,100 | $1,992 | $1,310 | $3,070 | $1,760 |
| Newark, TX | $78,100 | $1,410 | $930 | $2,170 | $1,240 |
| Sanctuary, TX | $112,500 | $1,573 | $1,040 | $2,420 | $1,380 |