Gavop tells you how to get the best homeowners insurance in Griffis-Widewater, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $182,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $261,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $213,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $189,000 | $150,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $682 |
| Superior Protection Discount | -$74 | $748 |
| Fire & Security Discount | -$90 | $731 |
| Hail Resistant Roof Discount | -$25 | $797 |
| Newly Constructed Home Discount | -$205 | $616 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stafford County | $1,000 | $986 | $1,986 | $717 | $1,717 | $270 |
| Widewater, VA | $1,000 | $812 | $1,812 | $590 | $1,590 | $222 |
| Passapatanzy, VA | $200 | $938 | $1,138 | $681 | $881 | $256 |
| Bealeton, VA | $700 | $944 | $1,644 | $686 | $1,386 | $258 |
| George Mason, VA | $100 | $966 | $1,066 | $702 | $802 | $264 |
| Washington, VA | $1,000 | $747 | $1,747 | $543 | $1,543 | $204 |
| Bowling Green, VA | $100 | $860 | $960 | $625 | $725 | $235 |
| Woodmore, MD | $1,000 | $1,387 | $2,387 | $1,008 | $2,008 | $379 |
| Locust Dale, VA | $200 | $977 | $1,177 | $710 | $910 | $267 |
| St. Leonard, MD | $2,000 | $1,393 | $3,393 | $1,012 | $3,012 | $381 |
| Hamilton, VA | $200 | $1,027 | $1,227 | $746 | $946 | $281 |
| South Laurel, MD | $2,500 | $1,049 | $3,549 | $763 | $3,263 | $287 |
| Home Insurance Company Widewater, VA | Homeowners Insurance Agency Widewater, VA | Address | Popularity Score | Distance from Widewater (miles) |
|---|---|---|---|---|
| Farmers | Reina Melgar | 17471 Jeff Davis Hwy, Dumfries, VA, 22026 | 6.7 | |
| State Farm | Sharon Godfrey | Ste 3b 1311a Dolley Madison Blvd, Mclean, VA, 22101-3975 | 33.1 | |
| State Farm | Bryce Reeves | 685 Gville Rd Ste 101, Stafford, VA, 22554-3700 | 2.7 | |
| Allstate | Victor James | 556 Garrisonville Rd Ste 211, Stafford, VA, 22554 | 3.6 | |
| Travelers | Freeman & Sherburne Inc | 7440 Heritage Village Plz Ste 101, Gainesville, VA, 20155 | 25.3 | |
| State Farm | Allen Bristow | 296 Gville Rd Ste 101, Stafford, VA, 22554-1574 | 2.6 | |
| State Farm | Gary Boxley | 17229 Wayside Dr, Dumfries, VA, 22026-2767 | 7.2 | |
| State Farm | Michael C Smith | 2789 Jeff Davis Hwy Ste 109, Stafford, VA, 22554-1742 | 2.7 | |
| Travelers | Browns Insurance Agency Inc | 9170 Prince William St, Manassas, VA, 20110 | 19.0 | |
| State Farm | Rick Mikszan | 1521 Westbranch Dr Ste 520, Mclean, VA, 22102-3213 | 31.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,300 | $610 |
| Stafford County, VA | $327,600 | $998 | $730 | $1,420 | $690 |
| Widewater, VA | $278,200 | $822 | $590 | $1,130 | $540 |
| Passapatanzy, VA | $253,100 | $949 | $670 | $1,320 | $650 |
| Bealeton, VA | $258,400 | $955 | $700 | $1,310 | $610 |
| George Mason, VA | $535,600 | $978 | $670 | $1,360 | $690 |
| Washington, VA | $217,200 | $756 | $550 | $1,080 | $530 |
| Bowling Green, VA | $199,800 | $870 | $580 | $1,240 | $660 |
| Woodmore, MD | $418,400 | $1,404 | $1,110 | $1,770 | $660 |
| Locust Dale, VA | $287,700 | $989 | $700 | $1,400 | $700 |
| St. Leonard, MD | $419,800 | $1,410 | $1,110 | $1,780 | $670 |
| Hamilton, VA | $326,700 | $1,039 | $720 | $1,440 | $720 |
| South Laurel, MD | $317,800 | $1,062 | $840 | $1,340 | $500 |