How Can I Make My Hempstead, NY Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hempstead, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Hempstead, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $115,000 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $238,500 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $306,000 | $280,000 | $250,000-$300,000 |
| 4 Bedroom | $578,500 | $520,000 | $500,000-$600,000 |
| 5 Bedroom | $990,000 | $880,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Hempstead, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$225 | $1,100 |
| Superior Protection Discount | -$133 | $1,193 |
| Fire & Security Discount | -$146 | $1,179 |
| Hail Resistant Roof Discount | -$40 | $1,285 |
| Newly Constructed Home Discount | -$265 | $1,060 |
Choose your Hempstead, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Hempstead, NY | Back to Top
| Home Insurance Company Hempstead, NY | Homeowners Insurance Agency Hempstead, NY | Address | Popularity Score | Distance from Hempstead (miles) |
|---|---|---|---|---|
| Travelers | Brooks Waterburn Corp | 123 Frost St 123 Frost St Westbury, Westbury, NY, 11590 | 9.2 | |
| Allstate | David H. Cohen | 464 Kings Hwy, Brooklyn, NY, 11223 | 19.2 | |
| Travelers | Aaron Plum Inc | 255 W 231st St, Bronx, NY, 10463 | 23.1 | |
| Allstate | Howard Levy | 4702 16th Ave, Brooklyn, NY, 11204 | 19.7 | |
| Liberty Mutual Independent | Prince Associates Inc | 270 Duffy Ave Ste D, Hicksville, NY, 11801 | 9.5 | |
| Allstate | Grigory Baranovsky | 20 Avenue O, Brooklyn, NY, 11204 | 19.8 | |
| Allstate | Jaweed Shariff | 932 Madison St, Brooklyn, NY, 11221 | 16.8 | |
| State Farm | Herb Albernas | 1575 Dutch Broadway, Valley Stream, NY, 11580-1333 | 6.0 | |
| State Farm | Douglas Graham | 811 Elmont Rd Ste 3, Elmont, NY, 11003-4034 | 7.1 | |
| State Farm | Ray Corrado | 725 Franklin Ave, Garden City, NY, 11530-4524 | 6.5 |
Compare Rates for Hempstead, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,590 | $740 |
| Nassau County, NY | $460,700 | $1,517 | $1,080 | $2,110 | $1,030 |
| Hempstead, NY | $421,300 | $1,325 | $940 | $1,820 | $880 |
| Valley Stream, NY | $385,400 | $1,391 | $1,020 | $1,910 | $890 |
| Inwood, NY | $375,100 | $940 | $650 | $1,340 | $690 |
| North Middletown, NJ | $228,200 | $909 | $650 | $1,290 | $640 |
| Lodi, NJ | $369,800 | $852 | $610 | $1,220 | $610 |
| Patchogue, NY | $300,100 | $854 | $590 | $1,170 | $580 |
| Westwood, NJ | $441,000 | $1,032 | $750 | $1,480 | $730 |
| Brownville, NJ | $268,800 | $981 | $660 | $1,340 | $680 |
| Plainfield, NJ | $236,400 | $887 | $590 | $1,220 | $630 |
| Somerset, NJ | $306,400 | $883 | $630 | $1,250 | $620 |
| Milford, CT | $303,200 | $1,207 | $830 | $1,700 | $870 |
Research Home Insurance Companies Reviews in Hempstead, NY Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 01, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 18, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: March 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Feltner Group Home Insurance Reviews
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: December 03, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
AAA Home Insurance Reviews
Date: September 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 10, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: May 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
USAA Home Insurance Reviews
Date: September 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: July 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: March 28, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: December 21, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Erie Insurance Home Insurance Reviews
Date: December 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: February 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: January 14, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Arrow Financial Corporation Home Insurance Reviews
Date: December 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried