Gavop shows you how to buy homeowners insurance in Cottonwood, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cottonwood, AZ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Yavapai Dr, E Birch St, Liough Dr, E Tejan Way, Spirit Trl, Broken Rock Cir, Cielo Vista Ln, S Alta Mesa Dr, Hondo Cir, Tigres Trl | $313,000 | $250,000 | $300,000-$350,000 | $121,500 | $100,000 | $125,000-$150,000 |
| E Valley View Dr, Cody Cir, Rancho Manna Cir, N Valley Vis, Pinion Dr, S Sawmill Gardens Dr, Ark Lndg, Chinaberry Dr, E Wesley Dr, Mule Deer Rd | $230,500 | $200,000 | $200,000-$250,000 | $110,000 | $100,000 | $100,000-$125,000 |
| Moki Dr, N Butte Vis, Cleopatra Hill Rd, Dundee Ave, Pinnacle Pass Lp, Lariat Rd, Redwood Farm Ln, Cypress Dr, Todd Cir, Corvette Dr | $202,500 | $170,000 | $200,000-$250,000 | $109,000 | $90,000 | $125,000-$150,000 |
| Shadow Mountain Dr, N 9th St, Cll Tomallo, Jaybird Ln, Howling Ln, Hammer Cir, Hawk Hollow Way, Maggie Ln, Sunshine Dr, Starry Night Ct | $195,500 | $180,000 | $200,000-$250,000 | $98,000 | $90,000 | $100,000-$125,000 |
| Casner Dr, E Plum Creek Way, Dundee Ln, W Plumage Dr, Tavasci Rd, Desert Park Ln, Bronco Ct, Mustang Dr, Hummingbird Ln, E Ranch View Rd | $222,500 | $200,000 | $250,000-$300,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Memory Ln, N Silver Sage, Lower Gulch Xing, Airpark Ln, E Mesteno Rd, Stardust Ln, Crimson Sky Way, Visto Ln, Palo Verde Pl, Rich St | $194,000 | $160,000 | $150,000-$175,000 | $143,500 | $130,000 | $100,000-$125,000 |
| W Rustler Ln, Hillside Dr, Arrow Dr, Dobbins Trl, Libby Ln, Haskell Springs Rd, N Racehorse Rd, N Rabbit Ridge Rd, Caleb Ct, S 8th Pl | $204,500 | $180,000 | $200,000-$250,000 | $103,000 | $90,000 | $100,000-$125,000 |
| S Cayuse Trl, E Sapphire Cir, Cecilias Ln, Mogollon Dr, Moonlit Dr, Coffee Cup Dr, Windsong Dr, Cherry Hills Way, S Hillert Dr, Shady Willow Ln | $427,500 | $360,000 | $400,000-$500,000 | $318,500 | $290,000 | $350,000-$400,000 |
| E Silver Thorne Dr, Sycamore Pass Rd, E Ash Dr, E Old Cherry Rd, E Mission Cove Dr, 2nd North St, E Mule Way, S Cowpoke Cir, N View Crst, N Star Ln | $164,000 | $150,000 | $150,000-$175,000 | $154,000 | $130,000 | $125,000-$150,000 |
| Sunrise Vis, N Broadway, Brilliant Sky Dr, Prichard Ln, W Roper Ln, W Bronco Ln, E Stetson Ln, Star Trail Ridge, Kerley Ln, W Wagon Wheel Rd | $255,000 | $230,000 | $200,000-$250,000 | $151,000 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $570 |
| Home and Two Car | -$106 | $519 |
| Home and Three Car | -$144 | $482 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
| Home Insurance Company Cottonwood, AZ | Homeowners Insurance Agency Cottonwood, AZ | Address | Popularity Score | Distance from Cottonwood (miles) |
|---|---|---|---|---|
| Farmers | Darren Moll | 525 E Gurley St, Prescott, AZ, 86301 | 29.0 | |
| Farmers | Don Nelms | 70 Tortilla Dr, Sedona, AZ, 86336 | 14.7 | |
| State Farm | Richard Sanchez | 1515 E Cedar Ave Ste A-4, Flagstaff, AZ, 86004-1630 | 40.6 | |
| Allstate | Craig Fritsinger | 116 S 1st St, Williams, AZ, 86046 | 38.1 | |
| Allstate | Cheryl Stecko | 493 S Main St Ste 2, Camp Verde, AZ, 86322 | 13.7 | |
| Travelers | Aaa Arizona - Prescott | 3767 Karicio Lane, Prescott, AZ, 85013 | 25.6 | |
| Allstate | Bill Kinney | 5200 E Cortland Blvd Ste A21, Flagstaff, AZ, 86004 | 41.7 | |
| State Farm | Steve Switala | 223 N Leroux St, Flagstaff, AZ, 86001-4545 | 38.7 | |
| State Farm | Neil Rosenow | 879 Cove Pkwy, Cottonwood, AZ, 86326-4645 | 0.3 | |
| Allstate | Heather Morgan | 2301 W Highway 89a Ste 103, Sedona, AZ, 86336 | 15.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $540 | $1,020 | $480 |
| Yavapai County, AZ | $215,000 | $746 | $510 | $1,020 | $510 |
| Cottonwood, AZ | $147,600 | $626 | $430 | $890 | $460 |
| Camp Verde-Sedona, AZ | $263,200 | $823 | $570 | $1,180 | $610 |
| Village of Oak, AZ | $410,300 | $820 | $550 | $1,140 | $590 |
| Williamson, AZ | $413,500 | $829 | $610 | $1,180 | $570 |
| Cordes Lakes-Mayer, AZ | $145,900 | $670 | $460 | $960 | $500 |
| Mountainaire, AZ | $265,700 | $826 | $560 | $1,130 | $570 |
| Fort Valley, AZ | $463,300 | $1,418 | $950 | $1,960 | $1,010 |
| Flagstaff, AZ | $304,900 | $853 | $620 | $1,190 | $570 |
| Prescott, AZ | $224,300 | $757 | $510 | $1,080 | $570 |
| Payson, AZ | $218,800 | $649 | $470 | $890 | $420 |