Gavop shows you how to buy homeowners insurance in Belfast, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $136,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $134,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $201,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $333,000 | $280,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $593 |
| Home and Two Car | -$104 | $548 |
| Home and Three Car | -$150 | $502 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,759 |
| Hail Damage | $5,157 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $35,329 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Belfast, ME | Homeowners Insurance Agency Belfast, ME | Address | Popularity Score | Distance from Belfast (miles) |
|---|---|---|---|---|
| State Farm | Mike Alden | 2540 Us Route 202, Winthrop, ME, 04364-3072 | 43.2 | |
| Travelers | Allen Insurance And Financial | 34-36 Elm St, Camden, ME, 4843 | 15.1 | |
| State Farm | Reyn Ritchie | 228 Northport Ave, Belfast, ME, 04915-6012 | 2.4 | |
| State Farm | Dennis Keller | 30 Bangor Street, Augusta, ME, 04330-4802 | 37.4 | |
| Travelers | J Edward Knight & Co | 2421 Bristol Road New Harbor, Pemaquid, ME, 4554 | 46.5 | |
| Travelers | J Edward Knight & Co | 58 Park St, Rockland, ME, 4841 | 22.8 | |
| Allstate | Bouchard Insurance Agency | 18 E Main St, Searsport, ME, 4974 | 5.4 | |
| State Farm | Janet Slade | 327 Water St, Gardiner, ME, 04345-2160 | 39.4 | |
| State Farm | Bill Tisdale | 499 Hammond St, Bangor, ME, 04401-4558 | 28.4 | |
| Travelers | Richmond Insurance Agency D/B/A Gosline-Murchie Agency | 94 Main St, Richmond, ME, 4357 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,040 | $540 |
| Waldo County, ME | $159,800 | $680 | $500 | $940 | $440 |
| Belfast, ME | $201,000 | $652 | $440 | $890 | $450 |
| Morrill, ME | $160,500 | $702 | $510 | $970 | $460 |
| Hampden, ME | $206,000 | $659 | $450 | $900 | $450 |
| Owls Head, ME | $232,400 | $826 | $570 | $1,170 | $600 |
| Stonington, ME | $269,800 | $886 | $650 | $1,260 | $610 |
| Holden, ME | $183,100 | $745 | $500 | $1,020 | $520 |
| Bangor, ME | $150,100 | $661 | $460 | $930 | $470 |
| Eddington, ME | $151,800 | $684 | $460 | $960 | $500 |
| Mount Desert, ME | $403,700 | $1,229 | $840 | $1,680 | $840 |
| Madison, ME | $103,000 | $562 | $400 | $780 | $380 |