How Can I Make My Seabrook, MD Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Seabrook, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Seabrook, MD Home Insurance Coverage Levels | Back to Top
| Seabrook, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Spring Ave, Jodie St, Jodie Ct, 89th Pl, Palamar Ter, Elvis Ln, Quentin Ct, Woodstream Ln, Magnolia Ave, Fernwood Ter | $261,000 | $230,000 | $200,000-$250,000 | $170,000 | $150,000 | $150,000-$175,000 |
| 100th Ave, Glenn Dale Blvd, Sara St, Nightingale Dr, Zook Pl, Goddard Dr, Storch Turn, Lost Spring Ct, Chervil Rd, Greenfield Dr | $174,000 | $160,000 | $150,000-$175,000 | $167,000 | $150,000 | $175,000-$200,000 |
| Greenfield Ct, Magnolia Ter, 99th Pl, C St, Underwood St, Wellington St, Cipriano Rd, Lyle St, Dolphin Rd, Hickory Hill Ave | $205,000 | $190,000 | $200,000-$250,000 | $208,500 | $190,000 | $200,000-$250,000 |
| Sunset Ter, Leahy Rd, Midra Dr, Ian St, Luria Ln, Magnolia Dr, Bay Wood Dr, Eldred Pl, Hardwood Dr, Storch Dr | $313,000 | $290,000 | $300,000-$350,000 | $162,500 | $150,000 | $150,000-$175,000 |
| Woodstream Ter, Oakcrest Dr, Longbranch Dr, 85th Ave, Presley Rd, Inlet St, Potomac Ct, Woodstream Ct, Brae Brooke Dr, Brightlea Ct | $330,500 | $290,000 | $300,000-$350,000 | $145,000 | $140,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Seabrook, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $650 |
| Superior Protection Discount | -$70 | $712 |
| Fire & Security Discount | -$55 | $728 |
| Hail Resistant Roof Discount | -$23 | $759 |
| Newly Constructed Home Discount | -$172 | $611 |
Choose the Right Deductible for your Seabrook, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $700 | $905 | $1,605 | $658 | $1,358 | $247 |
| Seabrook, MD | $700 | $773 | $1,473 | $562 | $1,262 | $211 |
| Chevy Chase, MD | $100 | $854 | $954 | $621 | $721 | $233 |
| Arden on the Severn, MD | $700 | $1,178 | $1,878 | $856 | $1,556 | $322 |
| Oxon Hill, MD | $200 | $713 | $913 | $518 | $718 | $195 |
| Seven Corners, VA | $2,000 | $979 | $2,979 | $712 | $2,712 | $268 |
| Lee, VA | $400 | $916 | $1,316 | $666 | $1,066 | $250 |
| Franconia, VA | $2,000 | $846 | $2,846 | $615 | $2,615 | $231 |
| Fairfax Station, VA | $500 | $1,063 | $1,563 | $773 | $1,273 | $291 |
| Towson, MD | $1,000 | $1,048 | $2,048 | $762 | $1,762 | $287 |
| Triangle, VA | $500 | $915 | $1,415 | $665 | $1,165 | $250 |
| Braddock Heights, MD | $2,500 | $1,088 | $3,588 | $791 | $3,291 | $297 |
Identify Top Home Insurance Agents near Seabrook, MD | Back to Top
| Home Insurance Company Seabrook, MD | Homeowners Insurance Agency Seabrook, MD | Address | Popularity Score | Distance from Seabrook (miles) |
|---|---|---|---|---|
| State Farm | Danielle Leonard | 1090 W Patrick St Ste C, Frederick, MD, 21703-3967 | 43.8 | |
| Travelers | Coughlan Insurance Agency Inc | 10214 Sutherland Rd, Silver Spring, MD, 20901 | 9.2 | |
| State Farm | Paul Duffy | 10724 Ltl Patux Pkwy Ste 200, Columbia, MD, 21044-3249 | 15.4 | |
| State Farm | Kim Musser | 10724 Little Patuxent Pkwy, Columbia, MD, 21044-3342 | 16.1 | |
| Allstate | Daniel Ogan | 7408 Laurel Bowie Rd, Bowie, MD, 20715 | 5.0 | |
| State Farm | Joe Mitchell Jr | 7701 Greenbelt Rd Ste 107, Greenbelt, MD, 20770-6518 | 1.5 | |
| Allstate | Christopher Martin | 2608 Mountain Rd Ste 5, Pasadena, MD, 21122 | 19.4 | |
| Allstate | Duke May | 30122 Three Notch Rd, Charlotte Hall, MD, 20622 | 33.8 | |
| Allstate | Judy Gerrity | 3000 Mitchellville Rd, Bowie, MD, 20716 | 7.2 | |
| State Farm | Niko Di Giulio | 17902 Georgia Ave Ste 220, Olney, MD, 20832-2279 | 16.4 |
Compare Rates for Seabrook, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Seabrook, MD | $262,700 | $783 | $620 | $990 | $370 |
| Chevy Chase, MD | $897,000 | $865 | $680 | $1,090 | $410 |
| Arden on the Severn, MD | $361,700 | $1,192 | $940 | $1,500 | $560 |
| Oxon Hill, MD | $226,100 | $722 | $570 | $910 | $340 |
| Seven Corners, VA | $289,900 | $991 | $700 | $1,380 | $680 |
| Lee, VA | $431,300 | $927 | $670 | $1,290 | $620 |
| Franconia, VA | $403,600 | $857 | $620 | $1,210 | $590 |
| Fairfax Station, VA | $654,600 | $1,076 | $720 | $1,520 | $800 |
| Towson, MD | $345,500 | $1,061 | $840 | $1,340 | $500 |
| Triangle, VA | $431,000 | $926 | $630 | $1,320 | $690 |
| Braddock Heights, MD | $331,800 | $1,101 | $870 | $1,390 | $520 |
Research Home Insurance Companies Reviews in Seabrook, MD Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: February 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Compared to the other companies I was looking at, it was slightly more than progressive and about the same as State Farm. Overall they are all pretty close so it was not a real deciding factor in the policy.
Date: December 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Our premium is not too high unlike other companies that would give us the same type of insurance. Our deductible is very affordable where we can immediately get insurance and not worry about waiting or not being able to afford when we make a claim. Other companies seem to not give as much with their deductibles.
USAA Home Insurance Reviews
Date: April 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I feel like most companies these days offer the same ammenities. Pay online and inline banking being the most attractive.
Date: January 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
My home insurance company is top notch, their customer service is extremely friendly and all of my questions are answered in a timely manner.
State Farm Home Insurance Reviews
Date: October 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
They always respond to me in a timely fashion. When I fill out a claim online, they respond in the next day or two with information on the claim. I've never had any issues dealing with them on the phone. They keep me up to date on policy changes and they mail me my insurance cards in a very timely fashion.