How Can I Make My Grand Prairie, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Grand Prairie, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Grand Prairie, TX Home Insurance Coverage Levels | Back to Top

Grand Prairie, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Cecillia St, Mosley Ct, S 5th St, Embercrest Dr, State Spur 73, Platte Ct, Grey Dawn Dr, Cecilia Ave, Amy Dr, Janet Ct $124,500 $100,000 $125,000-$150,000 $104,500 $90,000 $75,000-$100,000
Lowe Rd, Chapel Creek, Miller Rd, Garrett Ct, E Wyatt Rd, Davis Dr, S 4th St, Whispering Oaks Dr, Redbird St, Rye Glen Dr $162,500 $140,000 $150,000-$175,000 $61,000 $60,000 $50,000-$75,000
Summer Brook Ct, Rivertrail Dr, Davis Rd, Britton Rd, Blue Ridge Dr, Gifco Rd, Yucca St, S 6th St, Town View Dr, Westcliff Cir $122,000 $110,000 $100,000-$125,000 $98,500 $80,000 $100,000-$125,000
Redbird Trl, Tayman Dr, Meadow Ln, Worth Ct, Cook Rd, Pikes Peak, Elk Trl, Columbia Dr, Griffing Ave, Ellis Rd $135,500 $120,000 $125,000-$150,000 $64,000 $50,000 $75,000-$100,000
Rohne Dr, Cope Rd, Lakeview Dr, Sage Brush Trl, Deer Dr, Old Fort Worth Rd, Alyssum Dr, Misty Meadow Dr, Prairie View Blvd, Pecan Acres $102,000 $90,000 $100,000-$125,000 $75,000 $70,000 $75,000-$100,000

Choose the Best Grand Prairie, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score No Income 2 Pets, Smoker $220
Freelancer 700-749 Credit Score $25 to 50,000 1 Pet, Non-Smoker $220
Unemployed 750-799 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $380

Choose your Grand Prairie, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,276
Physical Damage $2,513
Hail Damage $4,571
Wind Damage $6,560
Expensive Claims
Fire $45,123
Smoke $15,884

Identify Top Home Insurance Agents near Grand Prairie, TX | Back to Top

Home Insurance Company Grand Prairie, TX Homeowners Insurance Agency Grand Prairie, TX Address Popularity Score Distance from Grand Prairie (miles)
Farmers Steven Ford 807 Bluebonnet Dr Ste B, Keller, TX, 76248
21.3
Allstate Angela Warmath 512 N Broadway St Ste B, Joshua, TX, 76058
25.2
Allstate Brad Bingham 2108 W Pioneer Pkwy Ste 100, Pantego, TX, 76013
7.3
State Farm Matt Poston 3417 Hulen Street, Fort Worth, TX, 76107
21.6
State Farm Claudia Salas 2335 W Shady Grove Rd Ste 100a, Irving, TX, 75060-5059
8.4
Allstate Tyler Hitchcock 2321 S Belt Line Rd Ste 160, Grand Prairie, TX, 75051
2.5
Farmers Alex Alkhazshvilly 3600 S Cooper St Ste 120, Arlington, TX, 76015
6.4
Allstate Tony Dominguez 1101 E Bardin Rd Ste 141, Arlington, TX, 76018
4.1
Nationwide Marcelo M Campon Agency Llc 310 W Second St, Irving, TX, 75060-2913
9.8
State Farm Kelvin Nunley 1441 N Cockrell Hl Rd Ste 100, Dallas, TX, 75211-1306
9.1

Compare Rates for Grand Prairie, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $760 $500 $1,170 $670
Ellis County, TX $139,000 $610 $400 $940 $540
Grand Prairie, TX $125,000 $580 $380 $890 $510
Ovilla, TX $203,500 $810 $530 $1,250 $720
Colleyville, TX $405,200 $1,780 $1,170 $2,740 $1,570
Crowley, TX $112,300 $570 $380 $880 $500
River Oaks, TX $87,300 $450 $300 $690 $390
Garland, TX $116,900 $640 $420 $990 $570
Hickory Creek, TX $192,100 $770 $510 $1,190 $680
Northlake, TX $271,300 $1,300 $860 $2,000 $1,140
Boyd, TX $96,100 $440 $290 $680 $390
Lowry Crossing, TX $163,100 $750 $500 $1,160 $660
Western Lake, TX $58,200 $310 $200 $480 $280

Research Home Insurance Companies Reviews in Grand Prairie, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 19, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
we have not had any issues needing to make a claim. As far as our coverage and payment, they offered us the best deal for our coverage.

Date: October 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The websites is very handy, and I have used it for everything from paying a bill to filing a claim.

Date: September 20, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Using the phone or using the website to interact with customer service, regardless of what you choose, it will be smooth sailing and you will almost certainly find the answer you're looking for. Service is friendly, also.

Date: August 01, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
The website is well organized and is extremely easy to navigate. If I have a question, I can usually find the answer very soon, just by looking at my options. I think the accessibility of this site is a little higher than most, at least it is for me.

Date: November 26, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I think the premium is fair. Of course, I would like it to be a bit lower, but I have some friends who are in similar situations and they have dreadfully expensive payments. So I am relieved that mine isn't too bad.

Date: November 19, 2017    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
They keep me in the loop with any and all changes. I don't really see how this could be improved unless the insurance agent called to talk to me every month. So I am satisfied with this, frankly.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
It is just a very basic policy. I chose the one that was the least expensive because it's the one I could afford. I never bothered to switch it to another one, though I would consider it.


Allstate Home Insurance Reviews

Date: September 17, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
Allstate's home insurance company policy offerings is very competitive if not better compared to other insurance providers. They rank right up at the top.


Date: August 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I do not have any experience working with there mobile app. I have found the website to be easy to use and very user friendly.

Date: August 21, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have had no problems with there customer service. They communicate with me through email, which is my preference and I appreciate that.

Date: August 02, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
Damage, theft and emergency situations. I have a home warranty for the first year I live at my home.


Date: June 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium is less than my previous insurance company by a fair amount. I think they offer a very reasonable price for the services I am receiving.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
They are very quick to respond to any of my questions. Also were able to explain very well how to get everything set up. They also helped fine me a lower car insurance policy

State Auto Home Insurance Reviews

Date: August 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
The website can be hard to navigate and pay your bill. Luckily, this is mostly covered through my escrow account, so I don't have to deal with it directly.

Date: August 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
My home insurance covers damage to the home, roof, outside structures, and will help to replace items inside in the event of a fire or damage.


Date: August 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I gave this a 5 when I have not had to deal with the home insurance side of customer service. Luckily, there have been no issues with the home, so I haven't used it. I have used the auto side, and it has been decent.

Date: August 02, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
I was with Allstate for both home and auto coverage. The rates just continued to go up and up, so I had to look for something else. State Auto provided the same coverage at a lower rate.

Date: May 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
There has been little communication because I haven't had to use it yet. The auto insurances part has been very open in their communications.

Esurance Home Insurance Reviews

Date: February 22, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I feel that my insurance company's policy offerings are probably very similar to other companies, but I was able to save more money by bundling my home with the auto policy I already had.


MetLife Home Insurance Reviews

Date: May 30, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
I am fine with the premium and deductible.I reached out to the insurance company and they were able to lower it back down to the payment I previously had.

Progressive Home Insurance Reviews

Date: March 03, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I am not completely satisfied with my deductible, but I am with my premium. Compared to other insurance companies, mine stands out more on customer service and that's why I prefer them.

Travelers Home Insurance Reviews

Date: July 07, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Customer Service
We purchased our house last july and have not had any interaction with our insurance company. Have never had to use. The agent is OK and the rates are good for the coverage we have.

Safeco Insurance Home Insurance Reviews

Date: November 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We had a $1000 deductible with State Farm and Safeco. However, we have better overall coverage with Safeco. We feel much more protected with Safeco covering our home

The Hartford Home Insurance Reviews

Date: December 28, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
I do not own the home but my sister does and what she has told me about her home insurance company has been an overall positive experience. She has kept it for a very long time and she would have changed it, if she was not pleased with it. I would say 5 on the scale from what I have gathered in our talks.

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