Gavop's guide to buying homeowners insurance in Groesbeck, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Groesbeck, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Braswell Dr, Houston St, S Waco St, Co Rd 618, Bruce St, Lcr 378, Rocky Creek Ave, Lcr 380, Cypress St, Lcr 760 | $71,500 | $70,000 | $50,000-$75,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Lcr 403A, Lcr 390, Co Rd 399, Ridgewood Pk Rd, Elwood Enge Dr, Preston St, E Cypress St, Plummer Cemetery Rd, N Railroad St, Parkside Dr | $115,000 | $100,000 | $125,000-$150,000 | $119,500 | $100,000 | $125,000-$150,000 |
| Allison Ave, Co Rd 610, Cayton St, Glenn Alan Dr, Co Rd 374, Leslie St, S Leon St, Jenny St, E Sabine St, W Sabine St | $153,500 | $130,000 | $125,000-$150,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Lcr 633, Lcr 626, Jane St, Lcr 621, E Navasota, W Trinity St, Frost St, Yeagua St, Nashua St, Archer St | $87,500 | $80,000 | $75,000-$100,000 | $71,500 | $60,000 | $50,000-$75,000 |
| FM 339, Lcr 781, W Angeline St, E Cobb St, Co Rd 402, S Rusk St, Lcr 609, Lcr 400, N Dallas St, McClintic Dr | $106,000 | $90,000 | $100,000-$125,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $863 |
| Superior Protection Discount | -$104 | $936 |
| Fire & Security Discount | -$104 | $936 |
| Hail Resistant Roof Discount | -$31 | $1,009 |
| Newly Constructed Home Discount | -$229 | $811 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,513 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
| Home Insurance Company Groesbeck, TX | Homeowners Insurance Agency Groesbeck, TX | Address | Popularity Score | Distance from Groesbeck (miles) |
|---|---|---|---|---|
| Farmers | Bryan Carter | 404 Sapphire Blvd, Hewitt, TX, 76643 | 34.7 | |
| State Farm | Stuart Smith | 221 W 6th Ave, Corsicana, TX, 75110-5243 | 39.5 | |
| Farmers | Scott Everett | 1838 N Valley Mills Dr, Waco, TX, 76710 | 34.7 | |
| State Farm | Brian Wenzel | 100 Santa Fe Dr Ste 1, Waco, TX, 76712-4069 | 35.0 | |
| Travelers | Huffman Insurance Agency | 1105 North 8th Ave, Teague, TX, 75860 | 21.0 | |
| State Farm | Jimi Lynn | 225 Live Oak Street, Marlin, TX, 76661-2838 | 22.9 | |
| Farmers | Jeff Holder | 1838 N Valley Mills Dr, Waco, TX, 76710 | 34.7 | |
| State Farm | Lynda Housley | 1000 W 2nd Ave, Corsicana, TX, 75110-3702 | 39.4 | |
| Travelers | Atkins Agency Inc | 233 Live Oak St, Marlin, TX, 76661 | 22.9 | |
| Farmers | Keith Sanders | 4201 Lake Shore Dr Ste F, Waco, TX, 76710 | 34.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Limestone County, TX | $84,800 | $1,028 | $680 | $1,580 | $900 |
| Groesbeck, TX | $88,300 | $1,040 | $690 | $1,600 | $910 |
| Limestone County, TX | $84,800 | $1,028 | $680 | $1,580 | $900 |
| Tehuacana, TX | $76,100 | $1,399 | $920 | $2,150 | $1,230 |
| Malone-Penelope, TX | $94,300 | $1,493 | $990 | $2,300 | $1,310 |
| Franklin, TX | $126,900 | $928 | $610 | $1,430 | $820 |
| Robertson County, TX | $93,900 | $1,060 | $700 | $1,630 | $930 |
| Abbott, TX | $99,700 | $1,518 | $1,000 | $2,340 | $1,340 |
| Barry, TX | $64,000 | $1,329 | $880 | $2,050 | $1,170 |
| Moody-Lorena, TX | $139,200 | $1,671 | $1,100 | $2,570 | $1,470 |
| Centerville, TX | $111,000 | $1,567 | $1,030 | $2,410 | $1,380 |
| McGregor, TX | $201,600 | $1,002 | $660 | $1,540 | $880 |