Gavop's guide to buying homeowners insurance in Denver City, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Denver City, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 8th Dr, Mustang Dr, Belmont Cir, W 15th St, Verna Mae Ln, Linda Ln, Co Rd 349, Co Rd 275, Stamford Rd, S Ave C | $146,000 | $130,000 | $150,000-$175,000 | $96,000 | $90,000 | $100,000-$125,000 |
| Kelly Rd, N Ave F, Co Rd 370, Co Rd 330, Taylor Ave, Rd P-14, Cole Ave, W 5th St, Co Rd 260, Co Rd 255 | $97,000 | $80,000 | $75,000-$100,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Ledo St, Santa Fe Dr, N Ave B, S Gary Ln, Taylor St, W Elm, State Hwy 214, S Summerfield, W 7th St, Cactus | $146,500 | $120,000 | $150,000-$175,000 | $128,000 | $110,000 | $100,000-$125,000 |
| FM 330, S Soland Ave, Mockingbird Ln, N Hunt Dr, Co Rd 325, W 12th St, Washington Ave, Co Rd 435, Ranch Rd 1939, W Fir | $86,000 | $70,000 | $100,000-$125,000 | $53,000 | $50,000 | $25,000-$50,000 |
| E 12th St, W 11th St, Fern Dr, FM 213, N Adams Ave, W 9th St, FM 1939, W Dogwood, W 2nd St, Co Rd 355 | $81,000 | $70,000 | $50,000-$75,000 | $65,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$193 | $822 |
| Superior Protection Discount | -$91 | $923 |
| Fire & Security Discount | -$112 | $903 |
| Hail Resistant Roof Discount | -$30 | $984 |
| Newly Constructed Home Discount | -$233 | $781 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
| Home Insurance Company Denver City, TX | Homeowners Insurance Agency Denver City, TX | Address | Popularity Score | Distance from Denver City (miles) |
|---|---|---|---|---|
| State Farm | Guy Chaney | 400 S Main St, Seminole, TX, 79360-5058 | 22.5 | |
| Farmers | Barbara Brown | 220 S Main St, Morton, TX, 79346 | 48.7 | |
| State Farm | Susie Bray | 214 E Tahoka Rd, Brownfield, TX, 79316-3624 | 32.2 | |
| Travelers | Moore-Haralson Agency P C | 206 S Main, Seminole, TX, 79360 | 22.4 | |
| State Farm | Russell Dial | 310 N Main Ave, Denver City, TX, 79323-3242 | 4.1 | |
| State Farm | Jerry Sanders | 1515 Avenue H, Levelland, TX, 79336-6033 | 45.4 | |
| State Farm | Bill Ashley | 820 Austin St, Levelland, TX, 79336-4510 | 46.0 | |
| Travelers | Jones & Lowe Agency Inc | 421 West Main, Brownfield, TX, 79316 | 31.8 | |
| Travelers | Moore-Haralson Agency P C | 206 S Main St, Seminole, TX, 79360 | 22.4 | |
| Allstate | Kizer Ins Agency | 313 N Main Ave, Denver City, TX, 79323 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Yoakum County, TX | $81,900 | $1,017 | $670 | $1,570 | $900 |
| Denver City, TX | $81,300 | $1,015 | $670 | $1,560 | $890 |
| Plains, TX | $82,600 | $1,434 | $950 | $2,210 | $1,260 |
| Seminole, TX | $119,900 | $1,003 | $660 | $1,540 | $880 |
| Loop, TX | $53,800 | $1,264 | $830 | $1,950 | $1,120 |
| North Hobbs, NM | $174,600 | $890 | $610 | $1,240 | $630 |
| Nadine, NM | $115,400 | $771 | $530 | $1,090 | $560 |
| Meadow, TX | $67,900 | $1,352 | $890 | $2,080 | $1,190 |
| Sundown, TX | $68,700 | $1,357 | $900 | $2,090 | $1,190 |
| Welch, TX | $69,200 | $1,360 | $900 | $2,090 | $1,190 |
| Lovington, NM | $111,500 | $641 | $460 | $880 | $420 |
| Morton, TX | $32,800 | $1,112 | $730 | $1,710 | $980 |