Gavop shows you how to buy homeowners insurance in South Lake Tahoe, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $143,500 | $120,000 | $150,000-$175,000 |
| 2 Bedroom | $368,000 | $310,000 | $250,000-$300,000 |
| 3 Bedroom | $331,500 | $290,000 | $300,000-$350,000 |
| 4 Bedroom | $342,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $391,500 | $370,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $839 |
| Home and Two Car | -$155 | $757 |
| Home and Three Car | -$210 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| El Dorado County | $1,500 | $1,025 | $2,525 | $745 | $2,245 | $280 |
| South Lake Tahoe, CA | $2,500 | $901 | $3,401 | $655 | $3,155 | $246 |
| Gardnerville, NV | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| Ruhenstroth, NV | $400 | $931 | $1,331 | $676 | $1,076 | $254 |
| Lake Tahoe, CA | $2,000 | $1,552 | $3,552 | $1,128 | $3,128 | $424 |
| Alpine County, CA | $400 | $752 | $1,152 | $546 | $946 | $205 |
| Georgetown, CA | $1,500 | $744 | $2,244 | $541 | $2,041 | $203 |
| West Point, CA | $400 | $591 | $991 | $429 | $829 | $161 |
| Alta, CA | $1,000 | $935 | $1,935 | $679 | $1,679 | $255 |
| Amador County, CA | $400 | $733 | $1,133 | $533 | $933 | $200 |
| Pine Grove, CA | $2,500 | $740 | $3,240 | $538 | $3,038 | $202 |
| Home Insurance Company South Lake Tahoe, CA | Homeowners Insurance Agency South Lake Tahoe, CA | Address | Popularity Score | Distance from South Lake Tahoe (miles) |
|---|---|---|---|---|
| Travelers | Aegis Insurance Markets | 40169 Truckee Airport Rd Ste 203, Truckee, CA, 96161 | 29.0 | |
| Travelers | Truckee Community Insurance Services | 12277 Soaring Way Ste 202, Truckee, CA, 96161 | 28.9 | |
| State Farm | Roxanne Duffield | 10775 Pioneer Trl Ste 211c, Truckee, CA, 96161-0234 | 30.6 | |
| State Farm | Tony Gervasi | 1390 Broadway, Suite C, Placerville, CA, 95667-5900 | 42.2 | |
| Travelers | Richard Thomson Insurance Brokers | 2311 Lake Tahoe Blvd Ste 7, S Lake Tahoe, CA, 96150 | 2.2 | |
| State Farm | Randy Russell | 11045 Donner Pass Rd Ste 1a, Truckee, CA, 96161-4858 | 30.3 | |
| Liberty Mutual Independent | Isu Ins Svcs-Atwood Agency | 800 Pacific St, Placerville, CA, 95667 | 43.5 | |
| Travelers | Greater Sierra Ins Services | 1233 Ski Run Blvd Ste 1, South Lake Tahoe, CA, 96150 | 4.8 | |
| State Farm | Dick Horn | 3351 Lake Tahoe Blvd Ste 3, S Lake Tahoe, CA, 96150-7920 | 4.2 | |
| Travelers | Capital Sierra Insurance Services Llc | 6245 Pleasant Valley Rd, El Dorado, CA, 95623 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| El Dorado County, CA | $405,900 | $1,038 | $770 | $1,410 | $640 |
| South Lake Tahoe, CA | $398,500 | $912 | $680 | $1,240 | $560 |
| Gardnerville, NV | $233,600 | $615 | $440 | $850 | $410 |
| Ruhenstroth, NV | $381,900 | $942 | $690 | $1,330 | $640 |
| Lake Tahoe, CA | $527,500 | $1,571 | $1,160 | $2,140 | $980 |
| Alpine County, CA | $343,800 | $761 | $560 | $1,040 | $480 |
| Georgetown, CA | $271,600 | $753 | $560 | $1,020 | $460 |
| West Point, CA | $159,400 | $598 | $440 | $810 | $370 |
| Alta, CA | $357,900 | $946 | $700 | $1,290 | $590 |
| Amador County, CA | $278,600 | $742 | $550 | $1,010 | $460 |
| Pine Grove, CA | $269,100 | $749 | $550 | $1,020 | $470 |