How Can I Make My Muscatine, IA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Muscatine, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Muscatine, IA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $105,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $109,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $162,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $218,500 | $190,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Muscatine, IA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $552 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$68 | $614 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$164 | $518 |
Choose the Right Deductible for your Muscatine, IA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Muscatine County | $1,500 | $767 | $2,267 | $557 | $2,057 | $210 |
| Muscatine, IA | $2,500 | $674 | $3,174 | $489 | $2,989 | $184 |
| Millersburg, IL | $400 | $558 | $958 | $406 | $806 | $153 |
| Tipton, IA | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Matherville, IL | $500 | $655 | $1,155 | $476 | $976 | $179 |
| Stanwood, IA | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
| North Henderson, IL | $200 | $589 | $789 | $428 | $628 | $161 |
| New London, IA | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Hanna, IL | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Lockridge, IA | $2,000 | $827 | $2,827 | $601 | $2,601 | $226 |
| Munson, IL | $200 | $820 | $1,020 | $596 | $796 | $224 |
| Stone City, IA | $2,500 | $880 | $3,380 | $640 | $3,140 | $241 |
Identify Top Home Insurance Agents near Muscatine, IA | Back to Top
| Home Insurance Company Muscatine, IA | Homeowners Insurance Agency Muscatine, IA | Address | Popularity Score | Distance from Muscatine (miles) |
|---|---|---|---|---|
| State Farm | Brenda Garcia | 2021 Cedar Plaza Dr, Muscatine, IA, 52761-2283 | 1.2 | |
| Allstate | Lori Rutten | 2318 Eastern Ave, Davenport, IA, 52803 | 28.2 | |
| State Farm | Bob Keig | 415 Iowa Ave, Muscatine, IA, 52761-3819 | 1.2 | |
| Allstate | Lori Rutten | 894 Middle Rd, Bettendorf, IA, 52722 | 29.7 | |
| Allstate | Jordan Agency | 535 Highland Ave, Iowa City, IA, 52240 | 28.4 | |
| State Farm | Matt Sturdevant | 1903 Pershing Ave, Davenport, IA, 52803-2921 | 27.2 | |
| State Farm | Jon Ingstad | 322 Cedar St, Wilton, IA, 52778-7713 | 11.9 | |
| Travelers | Mel Foster Co Insurance Inc | 3218 E 35th Street Ct, Davenport, IA, 52807 | 29.7 | |
| State Farm | Jimmie Livermore | 2322 E Kimberly Rd Ste 50s, Davenport, IA, 52807-7208 | 28.9 | |
| State Farm | Dave Feist | 1910 E Kimberly Rd Ste 120, Davenport, IA, 52807-2092 | 28.7 |
Compare Rates for Muscatine, IA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,170 | $580 |
| Muscatine County, IA | $128,100 | $776 | $550 | $1,110 | $560 |
| Muscatine, IA | $108,800 | $682 | $500 | $950 | $450 |
| Millersburg, IL | $77,000 | $565 | $380 | $810 | $430 |
| Tipton, IA | $124,700 | $789 | $560 | $1,080 | $520 |
| Matherville, IL | $104,000 | $663 | $450 | $920 | $470 |
| Stanwood, IA | $93,800 | $674 | $480 | $920 | $440 |
| North Henderson, IL | $85,000 | $596 | $400 | $850 | $450 |
| New London, IA | $91,400 | $664 | $470 | $910 | $440 |
| Hanna, IL | $175,600 | $842 | $610 | $1,200 | $590 |
| Lockridge, IA | $139,900 | $837 | $560 | $1,200 | $640 |
| Munson, IL | $169,400 | $830 | $560 | $1,190 | $630 |
| Stone City, IA | $159,800 | $891 | $640 | $1,230 | $590 |
Research Home Insurance Companies Reviews in Muscatine, IA Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: January 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I am extremely satisfied with their customer service. Farm Bureau has always worked with me while I have been in college and has been willing to email back in forth rather than meet in person as most the time I am unable to with my schedule.
Date: December 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Our premium seems high considering other people's premiums but they are also with other insurance companies as well. It is important that we get a good deal for our buck but at the same time make sure that we have everything covered that we want covered too.
Allstate Home Insurance Reviews
Date: October 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
They are several ways to communicate by phone is the best, email or chat they all OK I never had problems.
Safeco Insurance Home Insurance Reviews
Date: February 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
very good service very attentive always are when the nesecito without so much paper the attention to the client is very good in addition to its prices and quality for the service is important to recommend it to a familiar friend