Gavop's guide to buying homeowners insurance in Newton County, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $96,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $163,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $218,500 | $180,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $733 |
| Home and Two Car | -$129 | $677 |
| Home and Three Car | -$185 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newton County | $2,500 | $796 | $3,296 | $578 | $3,078 | $218 |
| Newton County, AR | $1,000 | $796 | $1,796 | $578 | $1,578 | $218 |
| Mount Pleasant, AR | $2,000 | $1,116 | $3,116 | $811 | $2,811 | $305 |
| Carroll County, AR | $2,000 | $913 | $2,913 | $663 | $2,663 | $249 |
| Stonewall, AR | $200 | $930 | $1,130 | $676 | $876 | $254 |
| Marion County, AR | $700 | $898 | $1,598 | $653 | $1,353 | $245 |
| Grant, AR | $100 | $856 | $956 | $622 | $722 | $234 |
| Burnett, AR | $700 | $1,207 | $1,907 | $877 | $1,577 | $330 |
| Home Insurance Company Newton County, AR | Homeowners Insurance Agency Newton County, AR | Address | Popularity Score | Distance from Newton County (miles) |
|---|---|---|---|---|
| State Farm | Derek Bell | 503 Eureka Ave, Berryville, AR, 72616-3837 | 37.3 | |
| Travelers | Csi Insurance | 915 South Arkansas, Russellville, AR, 72811 | 45.6 | |
| State Farm | Scott Smith | 1160 S Rogers St, Clarksville, AR, 72830-9157 | 34.2 | |
| Farmers | Mike Palmer | 701 E Main St Ste 14, Russellville, AR, 72801 | 43.8 | |
| Allstate | Heffington Insurance Inc | 2911 W Commercial St, Ozark, AR, 72949 | 46.3 | |
| Farmers | Scott Dorminy | 2300 W Main St Ste 3, Russellville, AR, 72801 | 43.3 | |
| Travelers | Bare & Swett Agency Inc | 105 G Passion Play Rd, Eureka Springs, AR, 72632 | 43.3 | |
| Farmers | Tony Mangrum | 205 Public Sq, Berryville, AR, 72616 | 37.0 | |
| Travelers | Bare & Swett Agency Inc | 105-G Passion Play Road Eureka Springs, Eureka Springs, AR, 72632 | 44.0 | |
| State Farm | Matt Mccoy | 701 E Parkway Dr, Russellville, AR, 72801-4201 | 43.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $780 | $1,490 | $710 |
| Newton County, AR | $91,600 | $806 | $560 | $1,140 | $580 |
| Newton County, AR | $91,600 | $806 | $580 | $1,140 | $560 |
| Mount Pleasant, AR | $127,800 | $1,130 | $770 | $1,570 | $800 |
| Carroll County, AR | $121,100 | $924 | $670 | $1,270 | $600 |
| Stonewall, AR | $87,900 | $941 | $670 | $1,310 | $640 |
| Marion County, AR | $117,300 | $909 | $650 | $1,250 | $600 |
| Grant, AR | $73,300 | $866 | $580 | $1,230 | $650 |
| Burnett, AR | $148,800 | $1,222 | $890 | $1,700 | $810 |