Gavop's guide to buying homeowners insurance in Davison, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Davison, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Valley Vista Dr, Copper Ridge Dr, Boulder Dr, Toni Dr, Valley Vista Ct, Hancock Ln, Kensington Blvd, Lebanon Trl, S Henderson Rd, Cobblestone Blvd | $166,500 | $150,000 | $175,000-$200,000 | $120,000 | $110,000 | $100,000-$125,000 |
| Gumwood Dr, Faulkner Dr, Country Club Ct, Golfcrest Cir, Sprucewood Dr, Venezia Ct, Hampton Dr, Myers Dr, Hermitage Dr, Houghton Dr | $166,000 | $160,000 | $175,000-$200,000 | $103,000 | $80,000 | $100,000-$125,000 |
| Callee Ct, Olivia Cir, Janiece Dr, W Blarney Dr, E Lippincott Blvd, Derrymore Dr, Cal Dr, Hobnail Ct, Sugar Maple W, Antrim Dr | $181,000 | $150,000 | $150,000-$175,000 | $86,000 | $80,000 | $75,000-$100,000 |
| N Baxter Rd, Kitchen Rd, Canary Dr, Dogwood Dr, Copper Ridge Ct, Wicklow North Dr, N Parkwood Dr, Steeplechase Ct, O'Reilly Cir, Bluebell Ln | $116,000 | $100,000 | $75,000-$100,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Turtle Creek Dr, Lions Gate Prky, Wicklow Ct, Claridge Dr, Oak Hill Trl, la Spezia Dr, Cherryhill Dr, Sherwood Ln, Kildare Dr, Beethoven Blvd | $140,000 | $130,000 | $150,000-$175,000 | $92,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $541 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$45 | $599 |
| Hail Resistant Roof Discount | -$19 | $625 |
| Newly Constructed Home Discount | -$180 | $464 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Genesee County | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Davison, MI | $1,000 | $637 | $1,637 | $463 | $1,463 | $174 |
| Springfield charter, MI | $200 | $757 | $957 | $550 | $750 | $207 |
| Arcadia, MI | $700 | $803 | $1,503 | $584 | $1,284 | $220 |
| Indianfields, MI | $500 | $711 | $1,211 | $517 | $1,017 | $194 |
| Walled Lake, MI | $2,000 | $635 | $2,635 | $461 | $2,461 | $174 |
| Brighton, MI | $500 | $793 | $1,293 | $577 | $1,077 | $217 |
| Lyon charter, MI | $2,500 | $861 | $3,361 | $626 | $3,126 | $235 |
| Farmington Hills, MI | $300 | $856 | $1,156 | $622 | $922 | $234 |
| Royal Oak charter, MI | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Moore, MI | $500 | $721 | $1,221 | $524 | $1,024 | $197 |
| Unionville, MI | $1,000 | $669 | $1,669 | $486 | $1,486 | $183 |
| Home Insurance Company Davison, MI | Homeowners Insurance Agency Davison, MI | Address | Popularity Score | Distance from Davison (miles) |
|---|---|---|---|---|
| Allstate | Steve Craft | 6300 Sashabaw Rd # Buitec, Clarkston, MI, 48346 | 19.8 | |
| Allstate | Steven Fedenis | 21908 23 Mile Rd, Macomb, MI, 48042 | 38.7 | |
| State Farm | Mike Marihugh | 31707 Plymouth Rd, Livonia, MI, 48150-1905 | 44.3 | |
| Allstate | Bruce Faber | 43343 Grand River Ave, Novi, MI, 48375 | 35.8 | |
| State Farm | Margaret Cuva | 18530 E 9 Mile Rd, Eastpointe, MI, 48021-1951 | 48.2 | |
| Liberty Mutual Independent | Cantor Insurance Group | 26777 Central Park 26777 Central Park, Southfield, MI, 48076 | 38.0 | |
| Allstate | John Quagliotto | 52021 Van Dyke Ave, Shelby Township, MI, 48316 | 33.1 | |
| Travelers | Al Bourdeau Insurance Agency | 3835 Davison Rd, Flint, MI, 48506 | 6.6 | |
| Allstate | Rebecca L. Rusak | 131 W 13 Mile Rd, Madison Heights, MI, 48071 | 39.1 | |
| State Farm | Chuck Spinale | 404 W Grand River Ave, Brighton, MI, 48116-1105 | 34.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,110 | $550 |
| Genesee County, MI | $96,500 | $694 | $470 | $990 | $520 |
| Davison, MI | $130,200 | $644 | $440 | $900 | $460 |
| Springfield charter, MI | $235,900 | $766 | $510 | $1,100 | $590 |
| Arcadia, MI | $164,700 | $813 | $590 | $1,160 | $570 |
| Indianfields, MI | $99,500 | $720 | $500 | $1,030 | $530 |
| Walled Lake, MI | $129,100 | $643 | $440 | $890 | $450 |
| Brighton, MI | $261,900 | $803 | $580 | $1,100 | $520 |
| Lyon charter, MI | $300,100 | $872 | $600 | $1,190 | $590 |
| Farmington Hills, MI | $230,000 | $867 | $600 | $1,200 | $600 |
| Royal Oak charter, MI | $61,100 | $648 | $460 | $920 | $460 |
| Moore, MI | $105,700 | $730 | $500 | $1,010 | $510 |
| Unionville, MI | $75,500 | $677 | $470 | $930 | $460 |