Gavop's guide to buying homeowners insurance in Winfield, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Winfield, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Valley Loop, Beverly Loop, Chapel St, Elm St, Meadowood Ave, Co Rd 174, Mason Rd, New Hope Cemetary Rd, Weeks Cir, Rockwell St | $142,000 | $120,000 | $125,000-$150,000 | $96,500 | $90,000 | $100,000-$125,000 |
| Skylark Dr, Apple Ave, Luxapalilla Ave, Market St, Bell Ave, Industrial Dr, Lee Rd, Rocky Rd, Kirkwood St, Brook St | $103,500 | $90,000 | $100,000-$125,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Co Rd 130, Cherokee Ave, Hidden Lake Rd, Dove St, Co Rd 151, Co Rd 38, Grant Ln, Broadway Rd, Slysher Dr, Highland Rd | $93,500 | $80,000 | $75,000-$100,000 | $101,500 | $90,000 | $75,000-$100,000 |
| Dexter Dr, Co Rd 47, Loop E, Regent Ave, Greendale, Bankhead Hwy, Co Rd 173, Eagle St, Co Hwy 61, Farris Rd | $83,000 | $80,000 | $75,000-$100,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Union Chapel Rd, Rose Ln, Hamlett Dr, Rodeo Dr, Porter Rd, Clay St, Anchor Dr, Owens Rd, State Rte 118, Thorndale Rd | $121,000 | $100,000 | $125,000-$150,000 | $123,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $645 |
| Superior Protection Discount | -$72 | $725 |
| Fire & Security Discount | -$56 | $741 |
| Hail Resistant Roof Discount | -$16 | $780 |
| Newly Constructed Home Discount | -$223 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Winfield, AL | $2,000 | $787 | $2,787 | $572 | $2,572 | $215 |
| Gu-Win, AL | $100 | $946 | $1,046 | $687 | $787 | $258 |
| Northeast Fayette, AL | $700 | $807 | $1,507 | $587 | $1,287 | $221 |
| Fayette, AL | $400 | $752 | $1,152 | $546 | $946 | $205 |
| Walker County, AL | $2,000 | $861 | $2,861 | $626 | $2,626 | $235 |
| Caledonia, MS | $400 | $1,307 | $1,707 | $950 | $1,350 | $357 |
| Gordo, AL | $700 | $959 | $1,659 | $697 | $1,397 | $262 |
| Reform, AL | $300 | $873 | $1,173 | $635 | $935 | $239 |
| Moulton, AL | $2,500 | $899 | $3,399 | $653 | $3,153 | $246 |
| Lawrence County, AL | $400 | $930 | $1,330 | $676 | $1,076 | $254 |
| West Point, AL | $1,500 | $902 | $2,402 | $656 | $2,156 | $247 |
| Home Insurance Company Winfield, AL | Homeowners Insurance Agency Winfield, AL | Address | Popularity Score | Distance from Winfield (miles) |
|---|---|---|---|---|
| State Farm | Kevin Bradford | 163 Ashwood Dr, Winfield, AL, 35594-5436 | 4.1 | |
| Liberty Mutual Independent | Your Insurance Centers Inc | 400 Bexar Ave W, Hamilton, AL, 35570 | 18.9 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 20.0 | |
| Travelers | Wood-Thompson Insurance Service Llc | 130 North Jackson Ave, Russellville, AL, 35653 | 37.7 | |
| Liberty Mutual Independent | Your Insurance Centers Inc | 400 Bexar Ave W, Hamilton, AL, 35570 | 18.8 | |
| State Farm | Mike Johnson | 14675 Market St, Moulton, AL, 35650-1132 | 44.8 | |
| Travelers | Ball And Associates Inc | 2311 21st St, Haleyville, AL, 35565 | 20.6 | |
| State Farm | Nancy Davis | 327 Columbus St E, Fayette, AL, 35555-2612 | 19.4 | |
| Farmers | Tim Trapp | 13150 Highway 43 Ste 4, Russellville, AL, 35653 | 36.5 | |
| Farmers | Bobby Taylor | 166 County Highway 28, Winfield, AL, 35594 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,670 | $880 |
| Marion County, AL | $87,200 | $871 | $630 | $1,200 | $570 |
| Winfield, AL | $122,900 | $796 | $580 | $1,120 | $540 |
| Gu-Win, AL | $95,000 | $957 | $680 | $1,360 | $680 |
| Northeast Fayette, AL | $74,200 | $817 | $600 | $1,170 | $570 |
| Fayette, AL | $87,100 | $761 | $520 | $1,070 | $550 |
| Walker County, AL | $87,300 | $872 | $630 | $1,190 | $560 |
| Caledonia, MS | $136,700 | $1,323 | $950 | $1,890 | $940 |
| Gordo, AL | $97,200 | $971 | $660 | $1,340 | $680 |
| Reform, AL | $83,800 | $884 | $640 | $1,250 | $610 |
| Moulton, AL | $116,100 | $910 | $620 | $1,300 | $680 |
| Lawrence County, AL | $98,700 | $942 | $630 | $1,300 | $670 |
| West Point, AL | $88,100 | $913 | $610 | $1,270 | $660 |