How Can I Make My Ridgeland, SC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Ridgeland, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Ridgeland, SC Home Insurance Coverage Levels | Back to Top

Ridgeland, SC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Moultrie Plantation, Powell Oak Dr, Battle Cut Rd, 174 Spr, Grays Hwy, Miller, 128, W Woodlawn St, Taylor Mill Rd, 123 $153,500 $140,000 $150,000-$175,000 $114,000 $100,000 $125,000-$150,000
Graveled Rd, Carolina Wren Dr, 29, Captain Bill Rd, 462, 1st Ave, Nickle Plate Rd, Forest St, Smiths Xing Rd, Sunset Ave $145,500 $120,000 $150,000-$175,000 $81,500 $70,000 $75,000-$100,000
139, 274, Ingram Ln, W Main St, Ellis Hogdes Rd, 19, Tickton Hall Rd, Dawsons, Winsor Park Rd, Chickadee St $95,500 $80,000 $75,000-$100,000 $101,500 $90,000 $75,000-$100,000
Rabbit Cleland Rd, 262, Otis Cannick Dr, Glover Rd, Alexander Rd, Whispering Pines Ln, Honey Hill Cir, 101, 45, Frontage Rd $81,000 $70,000 $50,000-$75,000 $95,500 $90,000 $75,000-$100,000
Courtney Ln, Tammy Dr, N Green St, S27-320, Mid Way Cir, Fordville Rd, Glover Plantation Rd, Bailey Ln, Club Rd, Hagin Dr $170,000 $150,000 $175,000-$200,000 $84,500 $80,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Ridgeland, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$138 $725
Superior Protection Discount -$86 $776
Fire & Security Discount -$78 $785
Hail Resistant Roof Discount -$26 $837
Newly Constructed Home Discount -$224 $638

Choose the Right Deductible for your Ridgeland, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Jasper County $700 $737 $1,437 $536 $1,236 $201
Ridgeland, SC $700 $852 $1,552 $619 $1,319 $233
Hardeeville, SC $200 $768 $968 $558 $758 $210
Oliver, GA $700 $504 $1,204 $366 $1,066 $138
Edisto Beach, SC $400 $1,806 $2,206 $1,313 $1,713 $494
Edisto Island, SC $1,500 $1,228 $2,728 $892 $2,392 $336
Skidaway Island, GA $300 $1,105 $1,405 $803 $1,103 $302
Seabrook Island, SC $2,000 $2,480 $4,480 $1,802 $3,802 $678
Ehrhardt, SC $100 $496 $596 $360 $460 $136
Ulmer, SC $2,000 $339 $2,339 $246 $2,246 $93
Bulloch County, GA $400 $856 $1,256 $622 $1,022 $234
Kiawah Island-Seabrook Island, SC $1,000 $2,819 $3,819 $2,048 $3,048 $770

Identify Top Home Insurance Agents near Ridgeland, SC | Back to Top

Home Insurance Company Ridgeland, SC Homeowners Insurance Agency Ridgeland, SC Address Popularity Score Distance from Ridgeland (miles)
Travelers Kinghorn Insurance Agency Of Beaufort 910 Carteret St, Beaufort, SC, 29902
15.4
Allstate Patrick Cunningham 255 Drivers Way, Hardeeville, SC, 29927
12.1
State Farm John Mallett 15 Mallett Way, Bluffton, SC, 29910-6064
15.4
State Farm Tommy Rhodes 10840 N Jacb Smrt Blvd, Ridgeland, SC, 29936-2707
3.0
Travelers Agency One 23594 Whyte Hardee Blvd, Hardeeville, SC, 29927
15.9
Travelers Statewide Insurance Group 134 B Lady&#39 S Island Dr, Beaufort, SC, 29907
12.8
State Farm Abbi Keen 149 Riverwalk Blvd Ste 10, Ridgeland, SC, 29936-8191
11.2
State Farm Amy Bowman 1284 Ribaut Rd, Beaufort, SC, 29902-6143
15.2
Travelers Statewide Insurance Group 134 Ladys Island Dr Ste B, Beaufort, SC, 29907
16.6
Travelers Iii-Mckenna Agency Inc 660 Mlk Jr Blvd, Estill, SC, 29918
26.1

Compare Rates for Ridgeland, SC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $660 $1,390 $730
Jasper County, SC $130,700 $746 $540 $1,030 $490
Ridgeland, SC $155,700 $863 $590 $1,190 $600
Hardeeville, SC $137,100 $777 $550 $1,080 $530
Oliver, GA $64,000 $510 $370 $700 $330
Edisto Beach, SC $378,000 $1,828 $1,330 $2,500 $1,170
Edisto Island, SC $201,900 $1,243 $890 $1,720 $830
Skidaway Island, GA $474,200 $1,118 $770 $1,530 $760
Seabrook Island, SC $629,200 $2,510 $1,780 $3,540 $1,760
Ehrhardt, SC $74,400 $502 $350 $700 $350
Ulmer, SC $55,000 $343 $250 $470 $220
Bulloch County, GA $131,200 $867 $590 $1,200 $610
Kiawah Island-Seabrook Island, SC $861,500 $2,853 $2,050 $3,910 $1,860