How Can I Make My Harlingen, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Harlingen, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Harlingen, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $35,500 $30,000 $25,000-$50,000
2 Bedroom $56,500 $50,000 $50,000-$75,000
3 Bedroom $79,000 $60,000 $75,000-$100,000
4 Bedroom $118,000 $100,000 $100,000-$125,000
5 Bedroom $185,500 $150,000 $150,000-$175,000

Bundle your Harlingen, TX Auto & Home Insurance from the Same Company | Back to Top

Harlingen, TX Car Insurance Harlingen, TX Home Insurance
Details GMC, Sierra 1500 SLT 2 Beds, 1 Baths, 1380 Square Feet worth $120000
Insurance Rates Individually $1,553.86 $5760
Savings from buying both from the same company $731.39

Choose the Right Deductible for your Harlingen, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $530 $630 $440 $540 $90
Cameron County, TX $700 $360 $860 $300 $1,000 $-140
Harlingen, TX $2,000 $380 $880 $330 $2,330 $-1,450
Lozano, TX $500 $370 $870 $300 $800 $70
Mercedes, TX $700 $280 $780 $240 $940 $-160
Indian Lake, TX $100 $170 $270 $140 $240 $30
Progreso, TX $1,500 $290 $790 $240 $1,740 $-950
Brownsville, TX $300 $370 $670 $310 $610 $60
Monte Alto, TX $1,500 $250 $750 $200 $1,700 $-950
East Cameron, TX $100 $620 $720 $510 $610 $110
Faysville, TX $2,000 $540 $1,040 $460 $2,460 $-1,420
McAllen-Pharr, TX $100 $320 $420 $280 $380 $40
McAllen, TX $2,000 $410 $910 $350 $2,350 $-1,440

Identify Top Home Insurance Agents near Harlingen, TX | Back to Top

Home Insurance Company Harlingen, TX Homeowners Insurance Agency Harlingen, TX Address Popularity Score Distance from Harlingen (miles)
Allstate Friendly Insurance 1617 E Harrison Ave Ste I, Harlingen, TX, 78550
1.2
State Farm Larry De La Fuente 408 S Sam Houston Blvd, San Benito, TX, 78586-3831
5.8
Liberty Mutual Independent Hughston Insurance Agency Inc 46 Cove Cir, Brownsville, TX, 78521
21.5
State Farm Winston Ayala 5401 N 10th St Ste 130, Mcallen, TX, 78504-2761
32.8
Liberty Mutual Independent Texas Insurance Managers 410 E Harrison, Harlingen, TX, 78550
0.4
Liberty Mutual Independent Mission Duncan Insurance Agency 220 E Tom Landry St, Mission, TX, 78572
38.9
Farmers Octaviano Martinez 400 W Pecan Blvd, Mcallen, TX, 78501
32.6
State Farm John Ftacek 101 South Main St, La Feria, TX, 78559-5006
8.2
Allstate Rick Ortiz 2025 Central Blvd Ste C, Brownsville, TX, 78520
21.2
State Farm Daniel Reza 1221 S 77 Snshn Strip, Harlingen, TX, 78550-8015
1.3

Compare Rates for Harlingen, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $680 $450 $1,050 $600
Cameron County, TX $76,600 $380 $250 $590 $340
Harlingen, TX $77,700 $320 $210 $490 $280
Lozano, TX $69,600 $320 $210 $490 $280
Mercedes, TX $58,400 $230 $150 $350 $200
Indian Lake, TX $45,900 $260 $170 $400 $230
Progreso, TX $65,000 $260 $170 $400 $230
Brownsville, TX $77,600 $400 $260 $620 $360
Monte Alto, TX $47,800 $200 $130 $310 $180
East Cameron, TX $116,800 $630 $420 $970 $550
Faysville, TX $104,500 $570 $380 $880 $500
McAllen-Pharr, TX $82,800 $330 $220 $510 $290
McAllen, TX $107,900 $630 $420 $970 $550

Research Home Insurance Companies Reviews in Harlingen, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: September 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I haven't had any claims for my home insurance, but they were incredibly friendly and helpful when I was calling to purchase my home insurance. I was transferred to a local agent, but they have been less helpful.

Date: August 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I love that the Coverage will pay you back for the additional cost can pay for damaged or destroyed belongings items.

Date: July 13, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I have shopped 4 other companies and the premium and deductibles are pretty much the same within a few bucks a year than others. It wouldn't make sense to switch because of this.

Date: December 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
While comparing to the other insurance providers , Allstate insurance provides a best offerings to the customers which cannot be compered.


AAA Home Insurance Reviews

Date: November 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I chose this company over competitors due to the clause reguarding dogs. I own a german shepherd and Progressive will not provide coverage to homes with that breed.

Date: October 23, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
i like the responses are being handled and the way the issues are being solved when we raise a complaint or a service issue..

State Farm Home Insurance Reviews

Date: March 02, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My insurance company offers all kinds of endorsements for insurance such as mold coverage, add'l dwelling extension and other insurance needs.


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