How Can I Make My Harlingen, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Harlingen, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Select the Suitable Coverage Value for your Harlingen, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $35,500 $30,000 $25,000-$50,000
2 Bedroom $56,500 $50,000 $50,000-$75,000
3 Bedroom $79,000 $60,000 $75,000-$100,000
4 Bedroom $118,000 $100,000 $100,000-$125,000
5 Bedroom $185,500 $150,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Harlingen, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$222 $1,083
Superior Protection Discount -$131 $1,175
Fire & Security Discount -$104 $1,201
Hail Resistant Roof Discount -$39 $1,266
Newly Constructed Home Discount -$313 $992

Choose the Right Deductible for your Harlingen, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Cameron County $700 $1,275 $1,975 $927 $1,627 $348
Harlingen, TX $2,000 $1,289 $3,289 $937 $2,937 $352
Lozano, TX $500 $1,404 $1,904 $1,020 $1,520 $384
Mercedes, TX $700 $927 $1,627 $673 $1,373 $253
Indian Lake, TX $100 $1,201 $1,301 $873 $973 $328
Progreso, TX $1,500 $873 $2,373 $635 $2,135 $239
Brownsville, TX $300 $1,282 $1,582 $932 $1,232 $350
Monte Alto, TX $1,500 $1,264 $2,764 $918 $2,418 $345
East Cameron, TX $100 $1,585 $1,685 $1,152 $1,252 $433
Faysville, TX $2,000 $1,696 $3,696 $1,233 $3,233 $464
McAllen-Pharr, TX $100 $1,024 $1,124 $744 $844 $280
McAllen, TX $2,000 $993 $2,993 $721 $2,721 $271

Identify Top Home Insurance Agents near Harlingen, TX | Back to Top

Home Insurance Company Harlingen, TX Homeowners Insurance Agency Harlingen, TX Address Popularity Score Distance from Harlingen (miles)
Allstate Friendly Insurance 1617 E Harrison Ave Ste I, Harlingen, TX, 78550
1.2
State Farm Larry De La Fuente 408 S Sam Houston Blvd, San Benito, TX, 78586-3831
5.8
Liberty Mutual Independent Hughston Insurance Agency Inc 46 Cove Cir, Brownsville, TX, 78521
21.5
State Farm Winston Ayala 5401 N 10th St Ste 130, Mcallen, TX, 78504-2761
32.8
Liberty Mutual Independent Texas Insurance Managers 410 E Harrison, Harlingen, TX, 78550
0.4
Liberty Mutual Independent Mission Duncan Insurance Agency 220 E Tom Landry St, Mission, TX, 78572
38.9
Farmers Octaviano Martinez 400 W Pecan Blvd, Mcallen, TX, 78501
32.6
State Farm John Ftacek 101 South Main St, La Feria, TX, 78559-5006
8.2
Allstate Rick Ortiz 2025 Central Blvd Ste C, Brownsville, TX, 78520
21.2
State Farm Daniel Reza 1221 S 77 Snshn Strip, Harlingen, TX, 78550-8015
1.3

Compare Rates for Harlingen, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Cameron County, TX $82,500 $1,291 $850 $1,990 $1,140
Harlingen, TX $85,700 $1,305 $860 $2,010 $1,150
Lozano, TX $80,100 $1,421 $940 $2,190 $1,250
Mercedes, TX $62,500 $938 $620 $1,440 $820
Indian Lake, TX $46,800 $1,216 $800 $1,870 $1,070
Progreso, TX $50,700 $884 $580 $1,360 $780
Brownsville, TX $84,100 $1,298 $860 $2,000 $1,140
Monte Alto, TX $56,100 $1,279 $840 $1,970 $1,130
East Cameron, TX $120,400 $1,604 $1,060 $2,470 $1,410
Faysville, TX $154,100 $1,717 $1,130 $2,640 $1,510
McAllen-Pharr, TX $87,200 $1,037 $680 $1,600 $920
McAllen, TX $120,500 $1,005 $660 $1,550 $890

Research Home Insurance Companies Reviews in Harlingen, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: September 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I haven't had any claims for my home insurance, but they were incredibly friendly and helpful when I was calling to purchase my home insurance. I was transferred to a local agent, but they have been less helpful.

Date: August 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I love that the Coverage will pay you back for the additional cost can pay for damaged or destroyed belongings items.

Date: July 13, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I have shopped 4 other companies and the premium and deductibles are pretty much the same within a few bucks a year than others. It wouldn't make sense to switch because of this.

Date: December 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
While comparing to the other insurance providers , Allstate insurance provides a best offerings to the customers which cannot be compered.


AAA Home Insurance Reviews

Date: November 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I chose this company over competitors due to the clause reguarding dogs. I own a german shepherd and Progressive will not provide coverage to homes with that breed.

Date: October 23, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
i like the responses are being handled and the way the issues are being solved when we raise a complaint or a service issue..

State Farm Home Insurance Reviews

Date: March 02, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My insurance company offers all kinds of endorsements for insurance such as mold coverage, add'l dwelling extension and other insurance needs.


GEICO Home Insurance Reviews

Date: October 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
they are very talkative but they are also very helpful. they try to give you the best bang for your buck and provide good customer service.

9 Ways to Get Discounts on Homeowners Insurance in Harlingen, TX

What Makes Your Harlingen, TX Home Insurance Cheap or Expensive