Gavop tells you how to get the best homeowners insurance in Saraland, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $99,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $161,000 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $139,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $209,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $726 |
| Superior Protection Discount | -$76 | $769 |
| Fire & Security Discount | -$93 | $752 |
| Hail Resistant Roof Discount | -$17 | $828 |
| Newly Constructed Home Discount | -$220 | $625 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,571 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,054 |
| Home Insurance Company Saraland, AL | Homeowners Insurance Agency Saraland, AL | Address | Popularity Score | Distance from Saraland (miles) |
|---|---|---|---|---|
| State Farm | Heath Parker | 4550 Spring Hill Ave, Mobile, AL, 36608-5708 | 9.2 | |
| State Farm | Jim Golemon | 28796 Us Highway 98, Daphne, AL, 36526-7260 | 16.8 | |
| Nationwide | Bailey Agency Inc | 3700 K Government Blvd, Mobile, AL, 36693 | 12.7 | |
| Travelers | Statewide Auto & Home | 3221 Spring Hill Ave, Mobile, AL, 36607 | 9.1 | |
| State Farm | Makeda Nichols | 2558 Old Shell Road, Mobile, AL, 36607-3022 | 9.7 | |
| Farmers | Sheila Booth | 809a Daphne Ave, Daphne, AL, 36526 | 19.4 | |
| State Farm | Don Hargrove | 5646 Old Pascagoula Rd Ste A, Mobile, AL, 36619-2133 | 17.4 | |
| Farmers | Ryan Reid | 3660 Dauphin St Ste A, Mobile, AL, 36608 | 10.1 | |
| Farmers | Eric Pullen | 2718 Dauphin St, Mobile, AL, 36606 | 9.9 | |
| Allstate | Leslie Addison | 273 Azalea Rd Ste 1-110, Mobile, AL, 36609 | 11.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,650 | $800 |
| Mobile County, AL | $124,500 | $1,049 | $700 | $1,500 | $800 |
| Saraland, AL | $136,200 | $845 | $610 | $1,190 | $580 |
| Tanner Williams, AL | $161,600 | $927 | $680 | $1,280 | $600 |
| Grand Bay, AL | $120,600 | $1,030 | $750 | $1,430 | $680 |
| Northwest Escambia, FL | $157,800 | $1,466 | $1,140 | $1,960 | $820 |
| Walker Springs, AL | $66,200 | $758 | $510 | $1,040 | $530 |
| Gautier, MS | $125,900 | $896 | $650 | $1,280 | $630 |
| Uriah, AL | $87,900 | $912 | $660 | $1,300 | $640 |
| State Line, MS | $47,600 | $720 | $500 | $990 | $490 |