Gavop's guide to buying homeowners insurance in Geddes, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $162,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $234,000 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $143,000 | $130,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $859 |
| Home and Two Car | -$160 | $783 |
| Home and Three Car | -$226 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Onondaga County | $700 | $600 | $1,300 | $436 | $1,136 | $164 |
| Geddes, NY | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Onondaga, NY | $500 | $636 | $1,136 | $462 | $962 | $174 |
| Jordan, NY | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| Brutus, NY | $200 | $598 | $798 | $434 | $634 | $163 |
| Preble, NY | $1,000 | $596 | $1,596 | $433 | $1,433 | $163 |
| Madison, NY | $200 | $591 | $791 | $429 | $629 | $161 |
| Oriskany, NY | $2,000 | $593 | $2,593 | $431 | $2,431 | $162 |
| Floyd, NY | $2,500 | $597 | $3,097 | $434 | $2,934 | $163 |
| Benton, NY | $100 | $649 | $749 | $472 | $572 | $177 |
| Paris, NY | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| Home Insurance Company Geddes, NY | Homeowners Insurance Agency Geddes, NY | Address | Popularity Score | Distance from Geddes (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Crowley Insurance Agency Inc | 202 North Center St, East Syracuse, NY, 13057 | 7.8 | |
| State Farm | Steve Lamonica | 2601 West Genesee Street, Syracuse, NY, 13219-1541 | 2.2 | |
| Liberty Mutual Independent | Scalzo Zogby & Wittig Inc | Campion Commons New Hartford Shopping Center, New Hartford, NY, 13413 | 47.4 | |
| Allstate | Finger Lakes Partners Llc | 62 Reed St, Geneva, NY, 14456 | 42.3 | |
| Liberty Mutual Independent | First Niagara Risk Management | 126 N Salina Street Suite 400, Syracuse, NY, 13202 | 4.1 | |
| State Farm | Matt Roe | 2530 James St, Syracuse, NY, 13206-2823 | 5.8 | |
| State Farm | Tom Graceffo | 6383 Court Street Rd, East Syracuse, NY, 13057-1210 | 7.4 | |
| Travelers | C H Insurance Brokerage Services Co Inc | 731 James St, Syracuse, NY, 13202 | 4.4 | |
| Liberty Mutual Independent | Ellis Moreland & Ellis Inc | 2005 W. Genesee St., Syracuse, NY, 13219 | 2.4 | |
| Travelers | Empower Associated Services Inc | 523 Erie Blvd W, Syracuse, NY, 13204 | 3.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,610 | $810 |
| Onondaga County, NY | $139,400 | $607 | $440 | $860 | $420 |
| Geddes, NY | $128,300 | $943 | $650 | $1,350 | $700 |
| Onondaga, NY | $172,700 | $644 | $440 | $910 | $470 |
| Jordan, NY | $98,300 | $591 | $400 | $810 | $410 |
| Brutus, NY | $121,900 | $605 | $440 | $830 | $390 |
| Preble, NY | $119,700 | $603 | $430 | $830 | $400 |
| Madison, NY | $113,500 | $598 | $440 | $830 | $390 |
| Oriskany, NY | $116,100 | $600 | $410 | $830 | $420 |
| Floyd, NY | $121,500 | $604 | $430 | $850 | $420 |
| Benton, NY | $157,000 | $657 | $470 | $930 | $460 |
| Paris, NY | $154,500 | $652 | $480 | $890 | $410 |