Gavop tells you how to get the best homeowners insurance in Montmorency County, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $84,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $113,500 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $173,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $241,500 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $535 |
| Superior Protection Discount | -$59 | $601 |
| Fire & Security Discount | -$66 | $594 |
| Hail Resistant Roof Discount | -$20 | $640 |
| Newly Constructed Home Discount | -$191 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montmorency County | $1,000 | $652 | $1,652 | $474 | $1,474 | $178 |
| Montmorency County, MI | $2,000 | $652 | $2,652 | $474 | $2,474 | $178 |
| Hillman, MI | $100 | $705 | $805 | $513 | $613 | $193 |
| Mentor, MI | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Alpena, MI | $100 | $622 | $722 | $452 | $552 | $170 |
| Alpena County, MI | $1,500 | $653 | $2,153 | $475 | $1,975 | $179 |
| Hawes, MI | $400 | $700 | $1,100 | $509 | $909 | $191 |
| Springvale, MI | $2,000 | $795 | $2,795 | $578 | $2,578 | $217 |
| Mancelona, MI | $500 | $668 | $1,168 | $485 | $985 | $183 |
| Hill, MI | $2,500 | $733 | $3,233 | $533 | $3,033 | $200 |
| Gerrish, MI | $300 | $755 | $1,055 | $549 | $849 | $206 |
| Manistee Lake, MI | $2,000 | $746 | $2,746 | $542 | $2,542 | $204 |
| Home Insurance Company Montmorency County, MI | Homeowners Insurance Agency Montmorency County, MI | Address | Popularity Score | Distance from Montmorency County (miles) |
|---|---|---|---|---|
| Travelers | Lappan Agency Inc | 180 South Ripley Blvd, Alpena, MI, 49707 | 33.3 | |
| State Farm | Cory Budnick | 176 N 3rd St, Rogers City, MI, 49779-1609 | 31.3 | |
| Farmers | Paula Carter | 103 W Main St, Gaylord, MI, 49735 | 26.7 | |
| State Farm | Christi Neubecker | 305 Bennett St, Rose City, MI, 48654-9587 | 41.7 | |
| Farmers | Jeffrey Peters | 221 W Mitchell St # 1, Petoskey, MI, 49770 | 47.3 | |
| Travelers | Gaylor Insurance Agency | 308 Lake St, Roscommon, MI, 48653 | 43.2 | |
| State Farm | Roger Lemons | 201 E Main St, Harrisville, MI, 48740-9218 | 48.3 | |
| Allstate | Lois Ann Gibbs | 712 S Brook St, Alpena, MI, 49707 | 32.7 | |
| Allstate | John Weber | 2384 S I 75 Business Loop, Grayling, MI, 49738 | 38.3 | |
| Travelers | Kirtland Agency | 401 Morenci St, Mio, MI, 48647 | 25.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,070 | $510 |
| Montmorency County, MI | $93,800 | $660 | $460 | $920 | $460 |
| Montmorency County, MI | $93,800 | $660 | $470 | $940 | $470 |
| Hillman, MI | $95,700 | $714 | $490 | $1,010 | $520 |
| Mentor, MI | $75,500 | $677 | $450 | $930 | $480 |
| Alpena, MI | $75,200 | $630 | $450 | $890 | $440 |
| Alpena County, MI | $94,000 | $661 | $480 | $910 | $430 |
| Hawes, MI | $92,900 | $709 | $480 | $1,010 | $530 |
| Springvale, MI | $158,700 | $805 | $590 | $1,140 | $550 |
| Mancelona, MI | $74,900 | $676 | $490 | $960 | $470 |
| Hill, MI | $113,400 | $742 | $540 | $1,060 | $520 |
| Gerrish, MI | $128,400 | $764 | $510 | $1,050 | $540 |
| Manistee Lake, MI | $122,300 | $755 | $550 | $1,070 | $520 |