How Can I Make My Livingston, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Livingston, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Livingston, TX Home Insurance Coverage Levels | Back to Top

Livingston, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Rebel Rd, Lewis Village Rd, Beech Creek Wood Rd, Ponderosa Ln, Beech Creek Rd, Non Such Rd, Eagle Ln, E Church St, Frank Polite Rd, Taylor Dr $121,500 $110,000 $100,000-$125,000 $60,500 $50,000 $50,000-$75,000
Blue Jay, Jefferson Ln, Sunview Dr, Turner Rd, Red and Pearl Dr, Cain Rd, Hester St, Summerall Rd, Ratford Rd, E 4th St $89,500 $80,000 $75,000-$100,000 $82,000 $70,000 $50,000-$75,000
Hound Dog Dr, Fossil Wood Ln, Adams St, Beaver Trl, Adams Rd, Starlite, N Tyler St, Coleman Ave, Seagull Lndg, Beechnut Dr $148,500 $120,000 $150,000-$175,000 $91,500 $80,000 $75,000-$100,000
Allie Bean Dr, Sundance Trl, Fraga Rd, Puckett Cutoff, Providence Rd, Hawk, Murphy Ln, Hwy 190 W, 2nd St, Live Oak St $49,000 $40,000 $50,000-$75,000 $43,500 $40,000 $25,000-$50,000
Ash St, Hidden Valley Rd, Pine Thicket Ct, N Holly Ave, N Drew St, Old Hwy 59, Border St, Edmonds St, River Lakes Rd, Northcrest $129,000 $120,000 $125,000-$150,000 $54,500 $40,000 $50,000-$75,000
US Hwy 190 E, FM 3152, Cliffside, Hickory Ln, Tram Rd, Cummings Rd, Swilley Rd, Holbert-Bryant St, Knuff Rd, Tom Cummins Rd $124,500 $110,000 $100,000-$125,000 $83,000 $70,000 $75,000-$100,000
Della Dr, W Matthews St, Big Man Rd, Debbie Ct, Windham Trl, Teal Run, Bristol Ln, Bellaire Ln, Wigwam Trl, Sunset Loop S $147,000 $120,000 $150,000-$175,000 $114,500 $100,000 $100,000-$125,000
Crystal Lake W, Country Oaks St, Beaver Run, J Hickman Rd, Branch Dr, Gettysburg Ln, N Marsh Dr, Greens Elbow Rd, Hoyt Eastepp Rd, Willson Rd $125,500 $120,000 $125,000-$150,000 $91,000 $80,000 $75,000-$100,000
Garden Ridge Dr, Lees Village Rd, H Wilson Rd, Towering Pines, W Calhoun St, W Peterson Loop, Longhorn Dr N, Plum Pudding Rd, Sweet Water, Hopson Dr $66,500 $50,000 $50,000-$75,000 $56,500 $50,000 $50,000-$75,000
Bass St, Walters St, W Abbey St, Ray Price, Garner Rd, Juan Falcon, Lexington, Carter Dr, Warren Scott Ln, Joyce St $109,500 $100,000 $75,000-$100,000 $80,500 $70,000 $75,000-$100,000

Choose the Best Livingston, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score No Income 2 Pets, Smoker $640
Full Time Job 750-799 Credit Score >$150,000 1 Pet, Non-Smoker $550
Freelancer 700-749 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $70

Choose the Right Deductible for your Livingston, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $690 $1,090 $580 $980 $110
Polk County, TX $700 $420 $920 $350 $1,050 $-130
Livingston, TX $1,500 $350 $850 $300 $1,800 $-950
Livingston-Onalaska, TX $200 $370 $570 $310 $510 $60
Onalaska, TX $2,000 $240 $740 $200 $2,200 $-1,460
Coldspring, TX $300 $430 $730 $360 $660 $70
Oakhurst, TX $2,500 $630 $1,130 $530 $3,030 $-1,900
Chester, TX $200 $290 $490 $240 $440 $50
Tyler County, TX $2,000 $380 $880 $320 $2,320 $-1,440
Walker County, TX $100 $520 $620 $440 $540 $80
Lovelady, TX $2,000 $240 $740 $200 $2,200 $-1,460
Montgomery County, TX $300 $920 $1,220 $740 $1,040 $180
Shenandoah, TX $700 $790 $1,290 $630 $1,330 $-40

Identify Top Home Insurance Agents near Livingston, TX | Back to Top

Home Insurance Company Livingston, TX Homeowners Insurance Agency Livingston, TX Address Popularity Score Distance from Livingston (miles)
Travelers Glenn Insurance Agency 800 Houston St, Conroe, TX, 77301
41.4
Travelers Pinnacle Point Insurance 9595 Six Pines Dr Ste 8210, The Woodlands, TX, 77380
48.9
State Farm Kyle Sherburne 635 Rayford Rd Ste B, Spring, TX, 77386-2797
49.8
Liberty Mutual Independent Momentum Insurance & Financial Services Inc 1776 Woodstead Ct Ste 114, The Woodlands, TX, 77380
49.5
State Farm April Roberts 25915 Interstate 45 Ste F, The Woodlands, TX, 77380-3650
49.7
State Farm Jared Dolan 3705 College Park Dr Ste 105, The Woodlands, TX, 77384-4894
47.1
Allstate Tatom Insurance 882 Robb St., Trinity, TX, 75862
31.3
Allstate Yasir Khan 1202 Kingwood Dr Ste D, Kingwood, TX, 77339
48.9
Farmers Michael Mcgoon 1403-B Avenue M, Huntsville, TX, 77340
36.6
Allstate Ryan Graham 3440 Riley Fuzzel Rd Ste 110, Spring, TX, 77386
48.4

Compare Rates for Livingston, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $510 $340 $790 $450
Polk County, TX $77,700 $420 $280 $650 $370
Livingston, TX $83,800 $440 $290 $680 $390
Livingston-Onalaska, TX $78,900 $410 $270 $630 $360
Onalaska, TX $58,900 $290 $190 $450 $260
Coldspring, TX $116,800 $570 $380 $880 $500
Oakhurst, TX $143,500 $700 $460 $1,080 $620
Chester, TX $60,600 $270 $180 $420 $240
Tyler County, TX $75,300 $440 $290 $680 $390
Walker County, TX $110,600 $520 $340 $800 $460
Lovelady, TX $62,300 $260 $170 $400 $230
Montgomery County, TX $164,200 $940 $620 $1,450 $830
Shenandoah, TX $159,800 $750 $500 $1,160 $660