Gavop tells you how to get the best homeowners insurance in Cumberland County, ME by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $231,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $346,500 | $330,000 | $300,000-$350,000 |
| 4 Bedroom | $331,000 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $473,000 | $410,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $683 |
| Superior Protection Discount | -$76 | $767 |
| Fire & Security Discount | -$84 | $759 |
| Hail Resistant Roof Discount | -$17 | $826 |
| Newly Constructed Home Discount | -$202 | $641 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $2,500 | $833 | $3,333 | $605 | $3,105 | $228 |
| Cumberland County, ME | $1,500 | $833 | $2,333 | $605 | $2,105 | $228 |
| Freeport, ME | $200 | $793 | $993 | $577 | $777 | $217 |
| Sebago, ME | $1,000 | $744 | $1,744 | $541 | $1,541 | $203 |
| Topsham, ME | $400 | $669 | $1,069 | $486 | $886 | $183 |
| Denmark, ME | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Dresden, ME | $100 | $715 | $815 | $520 | $620 | $195 |
| South Bristol, ME | $700 | $908 | $1,608 | $660 | $1,360 | $248 |
| Peru, ME | $1,000 | $606 | $1,606 | $440 | $1,440 | $166 |
| Jay, ME | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
| Home Insurance Company Cumberland County, ME | Homeowners Insurance Agency Cumberland County, ME | Address | Popularity Score | Distance from Cumberland County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Norton Insurance | 275 Us Route 1, Cumberland Foreside, ME, 4110 | 7.2 | |
| Liberty Mutual Independent | Spence & Mathews Insurance | 4 Sullivan St, Berwick, ME, 3901 | 46.1 | |
| Allstate | Carlo Giraulo | 543 Main St, Westbrook, ME, 4092 | 8.9 | |
| Allstate | Patti Gagne | 1220 Lisbon St Ste 102, Lewiston, ME, 4240 | 19.9 | |
| State Farm | Orry Cummings | 173 Gray Rd, Falmouth, ME, 04105-2514 | 4.4 | |
| Allstate | Scott Parolin | 650 Brighton Ave, Portland, ME, 4102 | 9.6 | |
| Travelers | Curley Associates | 1087 Main St, Sanford, ME, 4073 | 34.2 | |
| State Farm | Terri Wright | 438 Us Route 1 Ste 2, Yarmouth, ME, 04096-6750 | 7.1 | |
| Travelers | Cole Harrison Agency | 83 Main St , Kennebunk, ME, 4043 | 30.9 | |
| Travelers | Sanford Insurance | 1048 Main St, Sanford, ME, 4073 | 34.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $530 | $1,040 | $510 |
| Cumberland County, ME | $259,400 | $843 | $570 | $1,210 | $640 |
| Cumberland County, ME | $259,400 | $843 | $580 | $1,190 | $610 |
| Freeport, ME | $307,700 | $803 | $580 | $1,120 | $540 |
| Sebago, ME | $187,700 | $753 | $550 | $1,040 | $490 |
| Topsham, ME | $219,600 | $677 | $490 | $950 | $460 |
| Denmark, ME | $211,700 | $793 | $560 | $1,130 | $570 |
| Dresden, ME | $171,500 | $724 | $530 | $1,010 | $480 |
| South Bristol, ME | $288,200 | $919 | $630 | $1,300 | $670 |
| Peru, ME | $121,300 | $613 | $410 | $850 | $440 |
| Jay, ME | $132,500 | $641 | $460 | $910 | $450 |