Gavop tells you how to get the best homeowners insurance in Twin Lakes, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $152,000 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $306,500 | $260,000 | $250,000-$300,000 |
| 3 Bedroom | $626,000 | $590,000 | $500,000-$600,000 |
| 4 Bedroom | $482,000 | $450,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$89 | $1,024 |
| Home and Two Car | -$189 | $924 |
| Home and Three Car | -$278 | $835 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Cruz County | $2,500 | $1,251 | $3,751 | $909 | $3,409 | $342 |
| Twin Lakes, CA | $2,500 | $1,100 | $3,600 | $799 | $3,299 | $301 |
| Aptos, CA | $500 | $1,110 | $1,610 | $806 | $1,306 | $303 |
| Prunedale, CA | $1,500 | $937 | $2,437 | $681 | $2,181 | $256 |
| South Santa Clara Valley, CA | $100 | $1,025 | $1,125 | $745 | $845 | $280 |
| Del Monte Forest, CA | $2,000 | $2,783 | $4,783 | $2,023 | $4,023 | $761 |
| Loyola, CA | $100 | $815 | $915 | $592 | $692 | $223 |
| Diablo Range, CA | $2,000 | $2,574 | $4,574 | $1,870 | $3,870 | $703 |
| Chualar, CA | $100 | $683 | $783 | $496 | $596 | $187 |
| Sunol, CA | $700 | $2,608 | $3,308 | $1,896 | $2,596 | $713 |
| Foster City, CA | $100 | $1,179 | $1,279 | $857 | $957 | $322 |
| El Granada, CA | $2,500 | $2,370 | $4,870 | $1,722 | $4,222 | $648 |
| Home Insurance Company Twin Lakes, CA | Homeowners Insurance Agency Twin Lakes, CA | Address | Popularity Score | Distance from Twin Lakes (miles) |
|---|---|---|---|---|
| State Farm | Chris Buich | 2222 E Cliff Dr Ste 200, Santa Cruz, CA, 95062-4739 | 0.5 | |
| State Farm | Ilda Mitchel | 5988 Silver Crk Vly Rd Ste 60, San Jose, CA, 95138-1077 | 23.4 | |
| State Farm | Holly Labarber | 2190 S Bascom Ave, Campbell, CA, 95008-3206 | 22.5 | |
| Allstate | Les D. Adler | 3375 Scott Blvd Ste 208, Santa Clara, CA, 95054 | 28.9 | |
| State Farm | Mike Mccauley | 1044 41st Ave, Santa Cruz, CA, 95062-4447 | 1.5 | |
| State Farm | Brian Takemoto | 1515 S El Camino Real Ste 220, San Mateo, CA, 94402-3043 | 44.6 | |
| State Farm | Carlos Acosta | 1075 Old County Rd Ste A, Belmont, CA, 94002-3936 | 41.6 | |
| Allstate | Richard Dusablon | 950 Thompson St, Milpitas, CA, 95035 | 31.8 | |
| State Farm | Mike Qutermous | 1568 Washington Blvd, Fremont, CA, 94539-5100 | 39.4 | |
| Farmers | Cesar Castro | 911 N Main St, Salinas, CA, 93906 | 26.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Twin Lakes, CA | $798,000 | $1,113 | $820 | $1,510 | $690 |
| Aptos, CA | $745,600 | $1,123 | $830 | $1,530 | $700 |
| Prunedale, CA | $451,300 | $948 | $700 | $1,290 | $590 |
| South Santa Clara Valley, CA | $672,300 | $1,037 | $770 | $1,410 | $640 |
| Del Monte Forest, CA | $1,170,600 | $2,817 | $2,080 | $3,830 | $1,750 |
| Loyola, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Diablo Range, CA | $1,034,100 | $2,605 | $1,930 | $3,540 | $1,610 |
| Chualar, CA | $230,500 | $691 | $510 | $940 | $430 |
| Sunol, CA | $1,055,200 | $2,640 | $1,950 | $3,590 | $1,640 |
| Foster City, CA | $1,051,000 | $1,193 | $880 | $1,620 | $740 |
| El Granada, CA | $916,500 | $2,399 | $1,780 | $3,260 | $1,480 |