Gavop shows you how to buy homeowners insurance in East Stroudsburg, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $206,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $309,500 | $290,000 | $300,000-$350,000 |
| 4 Bedroom | $369,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $340,000 | $320,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $562 |
| Superior Protection Discount | -$65 | $588 |
| Fire & Security Discount | -$72 | $582 |
| Hail Resistant Roof Discount | -$20 | $634 |
| Newly Constructed Home Discount | -$131 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| East Stroudsburg, PA | $700 | $646 | $1,346 | $469 | $1,169 | $177 |
| White, NJ | $200 | $959 | $1,159 | $697 | $897 | $262 |
| Hutchinson, NJ | $1,500 | $913 | $2,413 | $663 | $2,163 | $249 |
| Fredon, NJ | $100 | $1,176 | $1,276 | $854 | $954 | $321 |
| Hampton, NJ | $1,000 | $809 | $1,809 | $588 | $1,588 | $221 |
| Hackettstown, NJ | $100 | $820 | $920 | $596 | $696 | $224 |
| Slatington, PA | $2,500 | $654 | $3,154 | $475 | $2,975 | $179 |
| Mendham, NJ | $500 | $917 | $1,417 | $666 | $1,166 | $251 |
| Summit Hill, PA | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| Coaldale borough, PA | $300 | $441 | $741 | $320 | $620 | $120 |
| Somerset County, NJ | $2,500 | $1,189 | $3,689 | $864 | $3,364 | $325 |
| Home Insurance Company East Stroudsburg, PA | Homeowners Insurance Agency East Stroudsburg, PA | Address | Popularity Score | Distance from East Stroudsburg (miles) |
|---|---|---|---|---|
| Travelers | Lehigh Valley Insurance Brokers Llc | 701 W Broad St Ste 209, Bethlehem, PA, 18018 | 28.7 | |
| Travelers | Campbell Agencies Inc | 236 Wells Rd, Doylestown, PA, 18901 | 49.5 | |
| State Farm | Jeannie Kreeger | 2435 Butler Street, Easton, PA, 18042-4622 | 22.5 | |
| State Farm | Tanya Ramirez | 1260 Greenwood Dr, Bethlehem, PA, 18017-3650 | 27.8 | |
| State Farm | Steve Lampson | 2325 Heritage Ctr Dr Ste 111, Furlong, PA, 18925-1262 | 49.5 | |
| Allstate | Michael Trump | 2432 Black River Rd, Bethlehem, PA, 18015 | 31.3 | |
| Travelers | T W Cooper Insurance | 6666 Passer Road, Coopersburg, PA, 18036 | 35.0 | |
| State Farm | Josh Butler | 35 N Main St, Chalfont, PA, 18914-2911 | 49.5 | |
| Travelers | Dreher Agency Inc | 551 Main St, Stroudsburg, PA, 18360 | 1.5 | |
| State Farm | Brian Witmer | 745 Market St, Bangor, PA, 18013-1703 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,020 | $480 |
| Monroe County, PA | $167,200 | $717 | $520 | $990 | $470 |
| East Stroudsburg, PA | $148,600 | $654 | $440 | $900 | $460 |
| White, NJ | $263,000 | $971 | $700 | $1,390 | $690 |
| Hutchinson, NJ | $236,500 | $924 | $670 | $1,270 | $600 |
| Fredon, NJ | $366,800 | $1,190 | $820 | $1,630 | $810 |
| Hampton, NJ | $265,600 | $819 | $580 | $1,170 | $590 |
| Hackettstown, NJ | $272,600 | $830 | $610 | $1,190 | $580 |
| Slatington, PA | $129,200 | $662 | $450 | $940 | $490 |
| Mendham, NJ | $902,700 | $928 | $620 | $1,320 | $700 |
| Summit Hill, PA | $118,300 | $638 | $430 | $910 | $480 |
| Coaldale borough, PA | $48,800 | $446 | $300 | $610 | $310 |
| Somerset County, NJ | $412,800 | $1,203 | $810 | $1,670 | $860 |