Gavop's guide to buying homeowners insurance in Vernon, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $134,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $146,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $208,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $261,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $685 |
| Superior Protection Discount | -$72 | $725 |
| Fire & Security Discount | -$80 | $717 |
| Hail Resistant Roof Discount | -$24 | $772 |
| Newly Constructed Home Discount | -$183 | $613 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,319 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,054 |
| Home Insurance Company Vernon, IN | Homeowners Insurance Agency Vernon, IN | Address | Popularity Score | Distance from Vernon (miles) |
|---|---|---|---|---|
| State Farm | Jeremiah Wipf | 2308 E Main St, Plainfield, IN, 46168-2733 | 29.7 | |
| State Farm | John Cole | 7033 S State Road 67, Pendleton, IN, 46064 | 10.0 | |
| Travelers | Dan Shields Insurance Agency | 616 Marion Ave, Arcadia, IN, 46030 | 19.8 | |
| Nationwide | Nick Weybright Agency Inc | 3905 W 96th St Ste 1200, Indianapolis, IN, 46268 | 18.9 | |
| Allstate | Mathews-Hardin Agency | 8766 South St Ste 210, Fishers, IN, 46038 | 8.3 | |
| State Farm | James Aycock | 825 N Madison Ave, Greenwood, IN, 46142-4128 | 23.3 | |
| State Farm | Greg Clark | 6335 Oaklandon Rd, Indianapolis, IN, 46236-2999 | 5.1 | |
| Travelers | Lazar Insurance | 222 W 161st Street, Westfield, IN, 46074 | 17.0 | |
| State Farm | Josh Fields | 5446 W 86th St, Indianapolis, IN, 46268-1502 | 20.5 | |
| State Farm | Ritchie Deaton | 14028 Britton Park Rd, Fishers, IN, 46038-4463 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $620 | $1,170 | $550 |
| Hancock County, IN | $161,800 | $892 | $600 | $1,260 | $660 |
| Vernon, IN | $170,200 | $796 | $550 | $1,110 | $560 |
| Cumberland, IN | $154,600 | $766 | $520 | $1,090 | $570 |
| Carmel, IN | $320,400 | $1,145 | $810 | $1,570 | $760 |
| Addison, IN | $98,600 | $693 | $480 | $990 | $510 |
| Duck Creek, IN | $122,800 | $825 | $590 | $1,150 | $560 |
| Plainfield, IN | $155,100 | $767 | $550 | $1,050 | $500 |
| Bargersville, IN | $180,700 | $815 | $580 | $1,120 | $540 |
| Nineveh, IN | $158,300 | $921 | $670 | $1,260 | $590 |
| Forest, IN | $102,300 | $758 | $550 | $1,070 | $520 |
| Frankfort, IN | $79,000 | $621 | $420 | $880 | $460 |
| Clifford, IN | $67,800 | $620 | $420 | $860 | $440 |