Gavop tells you how to get the best homeowners insurance in Addison, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $102,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $105,000 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $148,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $766 |
| Superior Protection Discount | -$90 | $811 |
| Fire & Security Discount | -$99 | $802 |
| Hail Resistant Roof Discount | -$18 | $883 |
| Newly Constructed Home Discount | -$261 | $640 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Winston County | $1,000 | $729 | $1,729 | $530 | $1,530 | $199 |
| Addison, AL | $2,000 | $891 | $2,891 | $647 | $2,647 | $243 |
| South Vinemont, AL | $300 | $1,057 | $1,357 | $768 | $1,068 | $289 |
| Cullman, AL | $2,000 | $829 | $2,829 | $602 | $2,602 | $227 |
| Eva, AL | $500 | $832 | $1,332 | $604 | $1,104 | $227 |
| Quinton-Wegra, AL | $700 | $774 | $1,474 | $562 | $1,262 | $211 |
| Cardiff, AL | $400 | $603 | $1,003 | $438 | $838 | $165 |
| Cleveland, AL | $1,000 | $1,057 | $2,057 | $768 | $1,768 | $289 |
| Locust Fork, AL | $100 | $897 | $997 | $652 | $752 | $245 |
| West Jefferson, AL | $2,000 | $925 | $2,925 | $672 | $2,672 | $253 |
| Hamilton, AL | $200 | $786 | $986 | $571 | $771 | $215 |
| Palmerdale, AL | $2,000 | $936 | $2,936 | $680 | $2,680 | $256 |
| Home Insurance Company Addison, AL | Homeowners Insurance Agency Addison, AL | Address | Popularity Score | Distance from Addison (miles) |
|---|---|---|---|---|
| Farmers | Gary Gibbs | 220 4th Ave Se, Cullman, AL, 35055 | 21.8 | |
| Travelers | Lacy Grice Insurance Agency | 1917 3rd Ave S, Jasper, AL, 35501 | 23.2 | |
| Allstate | Randall Larry Hester | 1810 John R St, Muscle Shoals, AL, 35661 | 47.1 | |
| Liberty Mutual Independent | Haleyville Insurance Center | 2012 9th Ave, Haleyville, AL, 35565 | 23.5 | |
| Allstate | Wendy Hall | 2701 Highway 31 S, Decatur, AL, 35603 | 30.0 | |
| Nationwide | Leo Blankenship | 2025 Center Point Pkwy, Birmingham, AL, 35215-4619 | 47.8 | |
| Travelers | The Edwards Agency Inc | 1125 Main Street, Sumiton, AL, 35148 | 30.2 | |
| State Farm | Charles Hill | 1302 Highway 78 E, Jasper, AL, 35501-3965 | 22.5 | |
| Travelers | King Insurance Agency | 207 Johnston St Se Ste 101, Decatur, AL, 35601 | 32.6 | |
| Farmers | Tim Trapp | 13150 Highway 43 Ste 4, Russellville, AL, 35653 | 36.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,610 | $760 |
| Winston County, AL | $82,900 | $738 | $510 | $1,010 | $500 |
| Addison, AL | $114,400 | $901 | $620 | $1,250 | $630 |
| South Vinemont, AL | $113,900 | $1,070 | $760 | $1,530 | $770 |
| Cullman, AL | $134,600 | $839 | $560 | $1,180 | $620 |
| Eva, AL | $102,200 | $842 | $560 | $1,200 | $640 |
| Quinton-Wegra, AL | $69,500 | $783 | $520 | $1,110 | $590 |
| Cardiff, AL | $47,500 | $610 | $450 | $870 | $420 |
| Cleveland, AL | $113,900 | $1,070 | $770 | $1,520 | $750 |
| Locust Fork, AL | $115,800 | $908 | $640 | $1,250 | $610 |
| West Jefferson, AL | $91,600 | $936 | $680 | $1,320 | $640 |
| Hamilton, AL | $93,300 | $795 | $550 | $1,130 | $580 |
| Palmerdale, AL | $168,400 | $947 | $630 | $1,320 | $690 |