Gavop tells you how to get the best homeowners insurance in Platte County, WY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $96,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $165,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $274,000 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $343,000 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $689 |
| Superior Protection Discount | -$77 | $774 |
| Fire & Security Discount | -$77 | $774 |
| Hail Resistant Roof Discount | -$26 | $825 |
| Newly Constructed Home Discount | -$196 | $655 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Platte County | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Platte County, WY | $2,000 | $841 | $2,841 | $611 | $2,611 | $230 |
| Chugcreek, WY | $200 | $1,098 | $1,298 | $798 | $998 | $300 |
| Guernsey, WY | $500 | $947 | $1,447 | $688 | $1,188 | $259 |
| Glendo, WY | $300 | $994 | $1,294 | $722 | $1,022 | $272 |
| Fort Laramie, WY | $1,000 | $704 | $1,704 | $512 | $1,512 | $193 |
| Manville, WY | $700 | $934 | $1,634 | $679 | $1,379 | $255 |
| Home Insurance Company Platte County, WY | Homeowners Insurance Agency Platte County, WY | Address | Popularity Score | Distance from Platte County (miles) |
|---|---|---|---|---|
| State Farm | Mike Rafferty | 1917 E A St, Torrington, WY, 82240-2823 | 40.3 | |
| State Farm | Vickie Robertson | 438 S 4th St, Douglas, WY, 82633-2532 | 48.2 | |
| Farmers | Kelly Krakow | 100 E 27th Ave, Torrington, WY, 82240 | 40.1 | |
| State Farm | Lynda Lenz | 1309 9th Street, Wheatland, WY, 82201 | 4.9 | |
| Travelers | Points West Insurance | 1006 16th St, Wheatland, WY, 82201 | 5.0 | |
| Farmers | Gwendolyn Swick | 715 S 4th St, Douglas, WY, 82633 | 48.0 | |
| Liberty Mutual Independent | Bw Insurance Agency Inc. | 240 S Fourth Street, Douglas, WY, 82633 | 48.3 | |
| Travelers | J G Elliott Company Wyoming Llc | 20 W Frontage Rd, Wheatland, WY, 82201 | 5.9 | |
| Allstate | Burns Ins Agy Inc. | 4550 Us Highway 26/85, Torrington, WY, 82240 | 38.4 | |
| Allstate | Burns Ins Agy Inc. | 957 Maple St, Wheatland, WY, 82201 | 5.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wyoming | $204,900 | $1,085 | $770 | $1,530 | $760 |
| Platte County, WY | $169,900 | $851 | $590 | $1,180 | $590 |
| Platte County, WY | $169,900 | $851 | $590 | $1,180 | $590 |
| Chugcreek, WY | $220,300 | $1,111 | $790 | $1,520 | $730 |
| Guernsey, WY | $148,800 | $958 | $690 | $1,320 | $630 |
| Glendo, WY | $167,000 | $1,006 | $720 | $1,430 | $710 |
| Fort Laramie, WY | $86,700 | $713 | $480 | $1,020 | $540 |
| Manville, WY | $144,400 | $945 | $670 | $1,310 | $640 |