Gavop's guide to buying homeowners insurance in Pierce County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $95,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $139,000 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $147,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $377,500 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $680 |
| Superior Protection Discount | -$84 | $756 |
| Fire & Security Discount | -$76 | $764 |
| Hail Resistant Roof Discount | -$25 | $815 |
| Newly Constructed Home Discount | -$168 | $672 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pierce County | $1,500 | $830 | $2,330 | $603 | $2,103 | $227 |
| Pierce County, NE | $2,500 | $830 | $3,330 | $603 | $3,103 | $227 |
| Randolph, NE | $100 | $807 | $907 | $587 | $687 | $221 |
| Woodland Park, NE | $2,500 | $959 | $3,459 | $697 | $3,197 | $262 |
| Madison County, NE | $200 | $1,041 | $1,241 | $757 | $957 | $284 |
| Royal, NE | $1,000 | $876 | $1,876 | $637 | $1,637 | $239 |
| Clearwater, NE | $400 | $793 | $1,193 | $577 | $977 | $217 |
| Stanton County, NE | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Wakefield, NE | $500 | $862 | $1,362 | $626 | $1,126 | $235 |
| Burrows, NE | $1,000 | $1,083 | $2,083 | $787 | $1,787 | $296 |
| Inman, NE | $700 | $536 | $1,236 | $390 | $1,090 | $147 |
| Home Insurance Company Pierce County, NE | Homeowners Insurance Agency Pierce County, NE | Address | Popularity Score | Distance from Pierce County (miles) |
|---|---|---|---|---|
| Farmers | Felipe Pulido | 805 S 13th St Ste A, Norfolk, NE, 68701 | 19.5 | |
| Travelers | American Allied | 800 Custer Ave, Norfolk, NE, 68701 | 18.3 | |
| Travelers | Nielsen Insurance Inc | 409 Main St, Neligh, NE, 68756 | 23.6 | |
| Travelers | Bush And Roe Inc | 402 W Locust Ave, Plainview, NE, 68769 | 10.8 | |
| Allstate | Mitchell Happ | 802 W Norfolk Ave, Norfolk, NE, 68701 | 19.2 | |
| State Farm | Scot Daniels | 430 W Main St, Albion, NE, 68620-1231 | 44.7 | |
| State Farm | Geri Berg | 1217 W Norfolk Ave, Norfolk, NE, 68701-4940 | 19.1 | |
| State Farm | Stephanie Scoggan | 116 E Main St, Hartington, NE, 68739-5703 | 30.0 | |
| State Farm | Annette Pritchard | 112 E 2nd St, Laurel, NE, 68745-1990 | 28.8 | |
| State Farm | Jay Wolfe | 1002 Riverside Blvd Ste 100, Norfolk, NE, 68701-3468 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $830 | $1,720 | $890 |
| Pierce County, NE | $102,600 | $840 | $560 | $1,150 | $590 |
| Pierce County, NE | $102,600 | $840 | $600 | $1,170 | $570 |
| Randolph, NE | $72,900 | $817 | $560 | $1,160 | $600 |
| Woodland Park, NE | $97,600 | $971 | $660 | $1,350 | $690 |
| Madison County, NE | $126,100 | $1,054 | $710 | $1,490 | $780 |
| Royal, NE | $83,800 | $887 | $640 | $1,220 | $580 |
| Clearwater, NE | $70,700 | $803 | $590 | $1,100 | $510 |
| Stanton County, NE | $111,900 | $885 | $600 | $1,210 | $610 |
| Wakefield, NE | $81,400 | $872 | $590 | $1,250 | $660 |
| Burrows, NE | $119,300 | $1,096 | $760 | $1,550 | $790 |
| Inman, NE | $33,200 | $543 | $400 | $770 | $370 |