Gavop shows you how to buy homeowners insurance in Victor, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $168,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $328,500 | $300,000 | $350,000-$400,000 |
| 4 Bedroom | $371,000 | $310,000 | $400,000-$500,000 |
| 5 Bedroom | $371,000 | $320,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $768 |
| Home and Two Car | -$142 | $693 |
| Home and Three Car | -$209 | $626 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,344 |
| Hail Damage | $4,524 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,553 |
| Home Insurance Company Victor, NY | Homeowners Insurance Agency Victor, NY | Address | Popularity Score | Distance from Victor (miles) |
|---|---|---|---|---|
| Allstate | Jeremy Drader | 7635 Main Fishers, Fishers, NY, 14453 | 2.8 | |
| Travelers | Ag Gaesser Agency, Inc. | 1220 Fairport Rd, Fairport, NY, 14450 | 8.0 | |
| Nationwide | Van Dyke Steve Agency Inc | 61 E Main St, Victor, NY, 14564-1301 | 1.1 | |
| Liberty Mutual Independent | Don Allen Agency Inc | 800 Linden Ave, Rochester, NY, 14625 | 9.8 | |
| State Farm | Rita Prince | 137 N Main St Ste 1, Fairport, NY, 14450-1463 | 8.1 | |
| Allstate | Christina Avery | 14 Perinton Hills Mall, Fairport, NY, 14450 | 5.5 | |
| Liberty Mutual Independent | Barry York Inc | 271 Marsh Rd Ste 3 , Pittsford, NY, 14534 | 7.8 | |
| State Farm | Tim Jones | 111 Marsh Rd, Pittsford, NY, 14534-1630 | 8.1 | |
| Allstate | E F Ashley Co Inc | 6336 Lake Ave, Williamson, NY, 14589 | 20.6 | |
| Liberty Mutual Independent | The Flanders Group | 2850 Clover Street, Pittsford, NY, 14534 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,590 | $810 |
| Ontario County, NY | $156,500 | $636 | $430 | $880 | $450 |
| Victor, NY | $258,200 | $835 | $590 | $1,190 | $600 |
| Walworth, NY | $162,200 | $621 | $420 | $850 | $430 |
| Webster, NY | $180,200 | $690 | $470 | $980 | $510 |
| Conesus Hamlet, NY | $113,600 | $598 | $400 | $830 | $430 |
| Hilton, NY | $132,600 | $968 | $660 | $1,350 | $690 |
| Sweden, NY | $134,800 | $620 | $440 | $860 | $420 |
| Clarendon, NY | $101,600 | $592 | $430 | $850 | $420 |
| Monroe County, NY | $142,300 | $612 | $430 | $850 | $420 |
| Meridian, NY | $100,600 | $591 | $430 | $820 | $390 |
| Darien, NY | $154,100 | $651 | $440 | $930 | $490 |
| Burdett, NY | $124,000 | $607 | $430 | $840 | $410 |