How Can I Make My Springfield, MO Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Springfield, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Springfield, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $91,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $176,500 | $140,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Springfield, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $813 |
| Superior Protection Discount | -$85 | $860 |
| Fire & Security Discount | -$66 | $879 |
| Hail Resistant Roof Discount | -$28 | $917 |
| Newly Constructed Home Discount | -$246 | $700 |
Choose your Springfield, MO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Springfield, MO | Back to Top
| Home Insurance Company Springfield, MO | Homeowners Insurance Agency Springfield, MO | Address | Popularity Score | Distance from Springfield (miles) |
|---|---|---|---|---|
| Farmers | Kenneth Macpherson | 4650 S National Ave Ste C3, Springfield, MO, 65810 | 4.5 | |
| Liberty Mutual Independent | Nixon & Lindstrom Insurance | 901 E Battlefield St, Springfield, MO, 65807 | 2.4 | |
| State Farm | Burlin Hefley | 1763 E Elm St, Springfield, MO, 65802-3227 | 1.8 | |
| Farmers | Karen Tramm | 221 E Sunshine St Ste J, Springfield, MO, 65807 | 0.8 | |
| Travelers | Scott Loveland Insurance | 2332 W Kingsley Ste A, Springfield, MO, 65807 | 4.2 | |
| Travelers | Secure Insurance Group Llc | 1245 E Montclair, Springfield, MO, 65804 | 2.7 | |
| State Farm | Chuck Fugate | 5349 N 22nd Street, Ozark, MO, 65721-6695 | 9.2 | |
| State Farm | Susan Krittenbrink | 1530 E Primrose St Ste E, Springfield, MO, 65804-7910 | 3.5 | |
| State Farm | David Coday | 400 West Commercial Po Box 435, Mansfield, MO, 65704 | 39.0 | |
| State Farm | Mark Clippard | 5051 S National Ave Ste 3, Springfield, MO, 65810-2878 | 5.1 |
Compare Rates for Springfield, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,500 | $750 |
| Greene County, MO | $136,300 | $985 | $680 | $1,390 | $710 |
| Springfield, MO | $111,600 | $946 | $670 | $1,310 | $640 |
| Battlefield B, MO | $197,600 | $1,209 | $830 | $1,660 | $830 |
| Robberson No. 2, MO | $204,800 | $1,225 | $830 | $1,700 | $870 |
| East Republic, MO | $131,800 | $1,046 | $740 | $1,440 | $700 |
| Christian County, MO | $154,400 | $1,030 | $700 | $1,410 | $710 |
| Boone No. 2, MO | $119,200 | $1,009 | $690 | $1,430 | $740 |
| Morrisville, MO | $83,600 | $886 | $590 | $1,230 | $640 |
| Forsyth, MO | $113,900 | $992 | $660 | $1,370 | $710 |
| Sunset Cove, MO | $220,800 | $1,260 | $860 | $1,780 | $920 |
| McDonald, MO | $119,000 | $1,008 | $730 | $1,420 | $690 |
| Corsicana, MO | $177,800 | $1,165 | $790 | $1,640 | $850 |
Research Home Insurance Companies Reviews in Springfield, MO Before Buying | Back to Top
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GEICO Home Insurance Reviews
Date: September 08, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: July 28, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 30, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: Above 60 Gender: Female Marital Status: Married
Shelter Home Insurance Reviews
Date: September 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: January 09, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 11, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: July 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: April 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
AAA Home Insurance Reviews
Date: January 04, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried