Gavop's guide to buying homeowners insurance in Menominee, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $149,000 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $146,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $514 |
| Superior Protection Discount | -$63 | $564 |
| Fire & Security Discount | -$44 | $583 |
| Hail Resistant Roof Discount | -$19 | $608 |
| Newly Constructed Home Discount | -$150 | $476 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Menominee County | $1,000 | $656 | $1,656 | $477 | $1,477 | $179 |
| Menominee, MI | $2,500 | $619 | $3,119 | $450 | $2,950 | $169 |
| Porterfield, WI | $400 | $648 | $1,048 | $471 | $871 | $177 |
| Sturgeon Bay, WI | $700 | $575 | $1,275 | $418 | $1,118 | $157 |
| Stephenson, WI | $200 | $607 | $807 | $441 | $641 | $166 |
| Pensaukee, WI | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Holmes, MI | $300 | $720 | $1,020 | $523 | $823 | $197 |
| Cedarville, MI | $2,000 | $768 | $2,768 | $558 | $2,558 | $210 |
| Dyckesville, WI | $400 | $774 | $1,174 | $562 | $962 | $211 |
| Powers, MI | $1,500 | $675 | $2,175 | $490 | $1,990 | $184 |
| Legend Lake, WI | $300 | $582 | $882 | $423 | $723 | $159 |
| Eaton, WI | $2,000 | $774 | $2,774 | $562 | $2,562 | $211 |
| Home Insurance Company Menominee, MI | Homeowners Insurance Agency Menominee, MI | Address | Popularity Score | Distance from Menominee (miles) |
|---|---|---|---|---|
| State Farm | Brent Nerat | 1520 10th St, Menominee, MI, 49858-2969 | 0.8 | |
| State Farm | Tony Furton | 3840 10th St, Menominee, MI, 49858-1304 | 1.0 | |
| Farmers | Dan Deforest | 1002 9th St, Menominee, MI, 49858 | 1.1 | |
| Allstate | Affordable Ins Svc | 1205 10th Ave, Menominee, MI, 49858 | 1.0 | |
| Travelers | Dzik Thomas Assoc Inc | 710 Main St, Norway, MI, 49870 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,100 | $540 |
| Menominee County, MI | $95,900 | $664 | $440 | $920 | $480 |
| Menominee, MI | $73,700 | $627 | $430 | $890 | $460 |
| Porterfield, WI | $152,600 | $656 | $480 | $910 | $430 |
| Sturgeon Bay, WI | $138,300 | $582 | $410 | $810 | $400 |
| Stephenson, WI | $133,300 | $614 | $440 | $850 | $410 |
| Pensaukee, WI | $178,100 | $699 | $500 | $960 | $460 |
| Holmes, MI | $105,100 | $729 | $490 | $1,000 | $510 |
| Cedarville, MI | $137,500 | $777 | $560 | $1,100 | $540 |
| Dyckesville, WI | $248,900 | $783 | $560 | $1,120 | $560 |
| Powers, MI | $78,300 | $683 | $460 | $940 | $480 |
| Legend Lake, WI | $122,900 | $589 | $400 | $830 | $430 |
| Eaton, WI | $248,200 | $783 | $530 | $1,080 | $550 |