How Can I Make My Fairfield, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Fairfield, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Fairfield, OH Home Insurance Coverage Levels | Back to Top
| Fairfield, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gilmore Rd, Blackburn Ave, Today Dr, Shearwater Dr, Hassfurt Dr, Charfield Ln, Basin St, Kohn Dr, Weiser Ct, Roesch Blvd | $129,500 | $120,000 | $125,000-$150,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Claiborne Ct, Gilmore Dr, Maple Ridge Ct, Ponderosa Dr, Princeton, Crestwind Ct, Shady Ln, W Point Pleasant Cir, Cornell Ln, Clifford Dr | $221,500 | $190,000 | $175,000-$200,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Saturn Dr, David Pl, Gilmore Dr, Pauline Dr, Capital Hill Dr, Oak Valley Dr, Parkland Hills Dr, Darby Heath, Chelsea Ct, Village Dr | $127,000 | $110,000 | $100,000-$125,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Eastgate Dr, Becker Dr, Rolling Hills Blvd, Winter Hill Dr, Marcel Ct, Inter-Ocean Dr, Monastery Dr, Firestone Dr, Redwood Dr, Kingsmont Ct | $100,500 | $90,000 | $100,000-$125,000 | $142,000 | $120,000 | $125,000-$150,000 |
| Bach Ln, Sigmon Way, S Applewood Ct, Muskopf, Chamois, Green Oak Dr, Hunter Rd, Lauryn Meadows, Boehm Dr, Boymel Dr | $247,000 | $230,000 | $200,000-$250,000 | $182,500 | $160,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Fairfield, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $612 |
| Superior Protection Discount | -$65 | $655 |
| Fire & Security Discount | -$50 | $669 |
| Hail Resistant Roof Discount | -$14 | $705 |
| Newly Constructed Home Discount | -$194 | $525 |
Choose the Right Deductible for your Fairfield, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butler County | $2,500 | $735 | $3,235 | $534 | $3,034 | $201 |
| Fairfield, OH | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Trenton, OH | $500 | $643 | $1,143 | $467 | $967 | $176 |
| Madeira, OH | $1,000 | $777 | $1,777 | $565 | $1,565 | $212 |
| Dry Run, OH | $200 | $848 | $1,048 | $616 | $816 | $232 |
| Oldenburg, IN | $1,000 | $923 | $1,923 | $671 | $1,671 | $252 |
| Caesar Creek, IN | $400 | $968 | $1,368 | $704 | $1,104 | $265 |
| Crittenden, KY | $2,000 | $718 | $2,718 | $522 | $2,522 | $196 |
| Warsaw, KY | $300 | $685 | $985 | $498 | $798 | $187 |
| Twin, OH | $2,000 | $664 | $2,664 | $482 | $2,482 | $181 |
| Williamstown, KY | $200 | $836 | $1,036 | $607 | $807 | $228 |
| New Garden, IN | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
Identify Top Home Insurance Agents near Fairfield, OH | Back to Top
| Home Insurance Company Fairfield, OH | Homeowners Insurance Agency Fairfield, OH | Address | Popularity Score | Distance from Fairfield (miles) |
|---|---|---|---|---|
| Travelers | Risksource Clark-Theders | 9938 Crescent Park Drive, West Chester, OH, 45069 | 6.8 | |
| Travelers | Mac A Webb Insurance Agency | 6660 Dixie Highway Suite 204, Fairfield, OH, 45014 | 2.7 | |
| Travelers | Kemba Insurance | 8763 Union Center Blvd, West Chester, OH, 45069 | 5.7 | |
| Liberty Mutual Independent | Landmark Insurance Agency | 4355 Ferguson Dr Ste 155, Cincinnati, OH, 45245 | 21.5 | |
| State Farm | Dennis Howard | 309 W Kemper Rd, Springdale, OH, 45246-3003 | 4.5 | |
| Travelers | Steven R Rogers And Associates Llc | 9859 Cincinnati-Columbus Rd, Cincinnati, OH, 45241 | 8.6 | |
| Liberty Mutual Independent | Preferred-Protectors Insurance Agency | 1260 Nilles Rd Ste 2, Fairfield, OH, 45014 | 0.5 | |
| State Farm | Mark Redmond | 7225 Colerain Ave Ste 202, Cincinnati, OH, 45239-5364 | 8.5 | |
| State Farm | Beth Wilker | 8406 Winton Rd, Cincinnati, OH, 45231-5905 | 7.8 | |
| Allstate | Kenneth Lindsay | 8055 Cincinnati Dayton Rd, West Chester, OH, 45069 | 8.0 |
Compare Rates for Fairfield, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $1,000 | $480 |
| Butler County, OH | $162,300 | $744 | $510 | $1,060 | $550 |
| Fairfield, OH | $149,300 | $720 | $510 | $1,020 | $510 |
| Trenton, OH | $129,800 | $651 | $450 | $920 | $470 |
| Madeira, OH | $266,400 | $786 | $530 | $1,120 | $590 |
| Dry Run, OH | $315,500 | $858 | $610 | $1,230 | $620 |
| Oldenburg, IN | $164,200 | $934 | $640 | $1,290 | $650 |
| Caesar Creek, IN | $185,200 | $980 | $710 | $1,380 | $670 |
| Crittenden, KY | $120,900 | $727 | $490 | $1,020 | $530 |
| Warsaw, KY | $109,900 | $693 | $460 | $960 | $500 |
| Twin, OH | $118,300 | $672 | $480 | $950 | $470 |
| Williamstown, KY | $115,600 | $846 | $580 | $1,200 | $620 |
| New Garden, IN | $89,900 | $712 | $480 | $1,000 | $520 |
Research Home Insurance Companies Reviews in Fairfield, OH Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
They have the best policies ever if you would like to compare with other insurance companies. They try their best to make their customers happy and satisfied with so little deductible.
Date: July 29, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
They have good deals and offers. They offer a bundle package if you have insurance for 2 or more products.
State Farm Home Insurance Reviews
Date: October 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I think I have one of the best and cheapest deductibles out on the market so I'm extremely satisfied with my company.
Farmer's Insurance Home Insurance Reviews
Date: August 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium did make quite a jump when we had to switch, but I think my old policy wasn't in-line with current market conditions. The deductible is fair for the size of the house.
Auto Owners Insurance Home Insurance Reviews
Date: September 07, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Auto-Owners offers a good, solid policy along with the ability to add special coverages such as riders for computers, jewelry or even Earthquake coverage.
Erie Insurance Home Insurance Reviews
Date: September 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Our premium is comparable to other companies that has the same coverage but i think what it really came down to was having a home office very local to us instead of an online.