How Can I Make My Albany, OR Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Albany, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Albany, OR Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $112,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $164,000 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $255,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $329,500 | $260,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Albany, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $607 |
| Superior Protection Discount | -$73 | $658 |
| Fire & Security Discount | -$58 | $672 |
| Hail Resistant Roof Discount | -$15 | $716 |
| Newly Constructed Home Discount | -$190 | $541 |
Choose your Albany, OR Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,587 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $34,969 |
| Accidental Discharge/Leakage | $8,798 |
| Optional Coverage Losses | $8,403 |
Identify Top Home Insurance Agents near Albany, OR | Back to Top
| Home Insurance Company Albany, OR | Homeowners Insurance Agency Albany, OR | Address | Popularity Score | Distance from Albany (miles) |
|---|---|---|---|---|
| State Farm | Mitch Hanan | 111 S 47th St, Springfield, OR, 97478-6625 | 39.3 | |
| State Farm | Jim Kuhlman | 931 Nw Circle Blvd, Corvallis, OR, 97330-1409 | 8.0 | |
| State Farm | Joan Johnson | 885 Lancaster Dr Se Ste A, Salem, OR, 97317-5858 | 22.3 | |
| Travelers | Thomas Beck Agency Inc | 334 Nw 1st Ave, Canby, OR, 97013 | 49.4 | |
| State Farm | Monica Baez | 1025 Nw 9th St Ste B, Corvallis, OR, 97330-6162 | 8.5 | |
| Farmers | Molly Roberts | 1250 Main St E Ste C, Monmouth, OR, 97361 | 17.9 | |
| State Farm | Jeff Mills | 2251 Nw 9th St, Corvallis, OR, 97330-1556 | 7.9 | |
| State Farm | Mike Speten | 1241 Pacific Blvd Se, Albany, OR, 97321-4824 | 2.0 | |
| State Farm | Eric Messner | 3555 Gateway St Ste 101, Springfield, OR, 97477-1083 | 35.9 | |
| Allstate | Greg Richards | 1979 14th Ave Se, Albany, OR, 97322 | 1.8 |
Compare Rates for Albany, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $950 | $470 |
| Linn County, OR | $184,900 | $731 | $500 | $1,050 | $550 |
| Albany, OR | $189,500 | $731 | $520 | $1,030 | $510 |
| Falls City, OR | $247,600 | $640 | $440 | $890 | $450 |
| Labish Village, OR | $155,200 | $528 | $360 | $720 | $360 |
| Coburg, OR | $308,000 | $715 | $520 | $1,020 | $500 |
| Gervais, OR | $142,700 | $509 | $340 | $720 | $380 |
| Siletz, OR | $176,200 | $557 | $400 | $770 | $370 |
| Toledo, OR | $222,700 | $650 | $440 | $900 | $460 |
| Veneta, OR | $180,200 | $562 | $410 | $770 | $360 |
| Grand Ronde, OR | $174,700 | $555 | $380 | $780 | $400 |
| Aurora, OR | $321,200 | $735 | $540 | $1,010 | $470 |
Research Home Insurance Companies Reviews in Albany, OR Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: December 31, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
It also covers legal fees and medical expenses fees if someone other than you or a family member is injured on your property, as well as damage from most weather-related events such as lightning, wind and hail
Date: October 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I never needed to really use the customer service at all state so I would say that it's satisfying, maybe a 4 or a 5.
Date: July 25, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance policy is significantly cheaper than others while offering the same benefits. I have had All State for a couple of years and so far so good.
Date: January 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Customer service is one of the best things that my insurance company offers, they are very professional in their things
Progressive Home Insurance Reviews
Date: October 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I rate my experience with my home insurance customer service a 4. I am moderately satisfied with how well my insurance company help me with my concerns.
Date: September 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
We have not had to make a claim, but we are satisfied with our auto insurance through the company, which we have had to contact, and assume that the experiences would be similar with the homeowners' policy.
Travelers Home Insurance Reviews
Date: February 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We went through an independent broker to find the best deal for our needs. After comparing several companies, Traveler's had the best deal for our combination home/car insurance.
Date: November 06, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
I have all the normal coverages in my home insurance through Travelers, with average deductibles.
State Farm Home Insurance Reviews
Date: October 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium is where they really shine. I have a combined policy with my auto and with both discounts in consideration, I have never found another company that comes even close to offering the monthly premium that State Farm does.
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
The policy offerings are more valuable than some might think from State Farm. That company has made a definitive impression on anyone who chooses to request an offer.
Farm Bureau Home Insurance Reviews
Date: October 16, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I feel like we get a great premium, I compared before I went with this company and we pay significantly less and we get a whole lot more too. It is a stellar deal and I would recommend my company to anyone.
GEICO Home Insurance Reviews
Date: December 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I think they offer a good deal, i'm not too well versed in other offers but it seems to provide the coverage I need.
American Family Insurance Home Insurance Reviews
Date: September 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
they have insurance professionals since 1985 with experience protecting customers’ dreams. this agency offers auto, home, life, business, farm/ranch and other kinds of insurance tailored to fit your unique needs.