Gavop tells you how to get the best homeowners insurance in Cambridge, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $167,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $182,000 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $204,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $358,500 | $320,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $563 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$61 | $618 |
| Hail Resistant Roof Discount | -$20 | $659 |
| Newly Constructed Home Discount | -$163 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dorchester County | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| Cambridge, MD | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Hillsboro, MD | $300 | $771 | $1,071 | $560 | $860 | $211 |
| Galesville, MD | $2,500 | $1,947 | $4,447 | $1,415 | $3,915 | $532 |
| Charlotte Hall, MD | $400 | $880 | $1,280 | $640 | $1,040 | $241 |
| Marydel, MD | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Melwood, MD | $500 | $881 | $1,381 | $640 | $1,140 | $241 |
| Kent County, MD | $1,500 | $730 | $2,230 | $531 | $2,031 | $200 |
| Lake Arbor, MD | $200 | $832 | $1,032 | $605 | $805 | $227 |
| Bishopville, MD | $2,500 | $1,078 | $3,578 | $783 | $3,283 | $295 |
| Morningside, MD | $300 | $762 | $1,062 | $554 | $854 | $208 |
| Milford South, DE | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Home Insurance Company Cambridge, MD | Homeowners Insurance Agency Cambridge, MD | Address | Popularity Score | Distance from Cambridge (miles) |
|---|---|---|---|---|
| Allstate | Stefen R Smallwood | 3179 Braverton St Ste 202, Edgewater, MD, 21037 | 37.0 | |
| Nationwide | Whitten Insurance Agency Llc | 8133 Elliott Road Suite 4, Easton, MD, 21601-2945 | 14.9 | |
| Nationwide | Whitten Insurance Agency Llc | 317 Crusader Rd, Cambridge, MD, 21613-2551 | 0.9 | |
| Erie | A & W Insurance Services Inc. | 710 N Solomons Island Road, Prince Frederick, MD, 20678 | 28.1 | |
| Allstate | Cassie Mcgovern | 495 Old Mill Rd Ste C, Millersville, MD, 21108 | 48.5 | |
| Travelers | Union First Financial Services Inc | 4536 Owensville Sudley Rd, Harwood, MD, 20776 | 35.3 | |
| State Farm | Steve Masciarelli | 133 Defense Highway, Annapolis, MD, 21401-7098 | 39.2 | |
| State Farm | Richard Moore | 8131 Ritchie Hwy Ste H, Pasadena, MD, 21122-6940 | 47.8 | |
| Allstate | Kristina M. Palmer | 1400 Mercantile Ln Ste 128, Largo, MD, 20774 | 47.7 | |
| State Farm | Sean Garvey | 529 Benfield Rd Ste 200, Severna Park, MD, 21146-2526 | 45.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Dorchester County, MD | $179,300 | $751 | $590 | $950 | $360 |
| Cambridge, MD | $153,900 | $679 | $540 | $860 | $320 |
| Hillsboro, MD | $182,500 | $780 | $620 | $980 | $360 |
| Galesville, MD | $598,500 | $1,971 | $1,560 | $2,480 | $920 |
| Charlotte Hall, MD | $242,800 | $891 | $700 | $1,120 | $420 |
| Marydel, MD | $123,100 | $676 | $530 | $850 | $320 |
| Melwood, MD | $243,100 | $892 | $700 | $1,120 | $420 |
| Kent County, MD | $237,400 | $739 | $580 | $930 | $350 |
| Lake Arbor, MD | $294,200 | $843 | $670 | $1,060 | $390 |
| Bishopville, MD | $328,100 | $1,091 | $860 | $1,370 | $510 |
| Morningside, MD | $177,400 | $771 | $610 | $970 | $360 |
| Milford South, DE | $197,800 | $677 | $530 | $900 | $370 |