Gavop's guide to buying homeowners insurance in Bayou Cane, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $99,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $139,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $275,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $317,500 | $290,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $895 |
| Home and Two Car | -$165 | $808 |
| Home and Three Car | -$243 | $730 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Terrebonne Parish | $700 | $1,425 | $2,125 | $1,036 | $1,736 | $390 |
| Bayou Cane, LA | $700 | $961 | $1,661 | $699 | $1,399 | $263 |
| Bourg, LA | $200 | $1,701 | $1,901 | $1,236 | $1,436 | $465 |
| Des Allemands, LA | $1,000 | $1,356 | $2,356 | $985 | $1,985 | $370 |
| Bayou Gauche, LA | $200 | $1,985 | $2,185 | $1,442 | $1,642 | $542 |
| Cut Off, LA | $700 | $1,047 | $1,747 | $761 | $1,461 | $286 |
| North Vacherie, LA | $400 | $1,626 | $2,026 | $1,182 | $1,582 | $444 |
| Hahnville, LA | $700 | $1,834 | $2,534 | $1,333 | $2,033 | $501 |
| Bayou Vista, LA | $200 | $1,099 | $1,299 | $798 | $998 | $300 |
| Norco, LA | $700 | $1,675 | $2,375 | $1,217 | $1,917 | $458 |
| French Settlement, LA | $1,500 | $1,646 | $3,146 | $1,196 | $2,696 | $450 |
| Home Insurance Company Bayou Cane, LA | Homeowners Insurance Agency Bayou Cane, LA | Address | Popularity Score | Distance from Bayou Cane (miles) |
|---|---|---|---|---|
| Allstate | Stephanie Hebert | 854 Grand Caillou Rd, Houma, LA, 70363 | 4.3 | |
| Allstate | Kade Luke | 292 S Hollywood Rd Ste K, Houma, LA, 70360 | 1.6 | |
| Travelers | Eagan Insurance Agency | 2629 North Causeway Blvd., Metairie, LA, 70002 | 44.3 | |
| Allstate | Brian Mustin | 5328 Highway 311, Houma, LA, 70360 | 2.2 | |
| Allstate | Bryan Pullaro | 6218 W Main St, Houma, LA, 70360 | 0.2 | |
| State Farm | Brendon Mostek | 2731 Manhattan Blvd Ste B1, Harvey, LA, 70058-6152 | 45.0 | |
| Travelers | Financial Assurance Llc | 6620 Riverside Dr Ste 210, Metairie, LA, 70003 | 41.5 | |
| Allstate | Kenneth Taylor | 7037 Canal Blvd Ste 201, New Orleans, LA, 70124 | 47.3 | |
| State Farm | Tommy Fay | 113 Lapalco Blvd Ste 205, Gretna, LA, 70056-7100 | 47.2 | |
| State Farm | Bart Dornier | 3008 20th St Ste E, Metairie, LA, 70002-4900 | 44.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Terrebonne Parish, LA | $143,700 | $1,443 | $1,010 | $2,080 | $1,070 |
| Bayou Cane, LA | $159,200 | $973 | $680 | $1,400 | $720 |
| Bourg, LA | $161,800 | $1,722 | $1,210 | $2,480 | $1,270 |
| Des Allemands, LA | $115,300 | $1,372 | $960 | $1,980 | $1,020 |
| Bayou Gauche, LA | $227,200 | $2,009 | $1,410 | $2,890 | $1,480 |
| Cut Off, LA | $129,100 | $1,060 | $740 | $1,530 | $790 |
| North Vacherie, LA | $150,000 | $1,646 | $1,150 | $2,370 | $1,220 |
| Hahnville, LA | $187,000 | $1,856 | $1,300 | $2,670 | $1,370 |
| Bayou Vista, LA | $89,600 | $1,112 | $780 | $1,600 | $820 |
| Norco, LA | $157,500 | $1,695 | $1,190 | $2,440 | $1,250 |
| French Settlement, LA | $153,000 | $1,666 | $1,170 | $2,400 | $1,230 |