Gavop shows you how to buy homeowners insurance in Henrico County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Henrico County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pony Farm Dr, Cypress Spring Ct, Middletown Way, Silverbush Ct, Harvest Glen Way, Scandia Lake Pl, Villa Pl, Regent Rd, Caledon Dr, Maji Dr | $332,000 | $300,000 | $250,000-$300,000 | $275,000 | $240,000 | $200,000-$250,000 |
| Elsing Green Ct, Federal Rd, Milshire Pl, Pump Cove, Village Run Dr, Co Rd 695, Essex Rd, Windingridge Way, Briardale Ln, Buckingham Ave | $240,000 | $220,000 | $250,000-$300,000 | $185,000 | $150,000 | $175,000-$200,000 |
| Arborhill Rd, Crowncrest Pl, Country Squire Ln, Greenway Ave, Strangford Ct, Roslyn Hills Dr, Sandy Spring Ct, Ridgeley Ln, Hearthstone Dr, Lisle Rd | $478,500 | $430,000 | $400,000-$500,000 | $429,000 | $380,000 | $500,000-$600,000 |
| Greenbrier Ave, Klaus Cir, Springer Dr, Kennedy Station Ln, Chaparral Ct, Ready Rd, Tamarind Pl, Fort Gilmer Ct, Glebe Rd, Steeple Ln | $245,500 | $210,000 | $200,000-$250,000 | $135,500 | $110,000 | $100,000-$125,000 |
| Ivystone Dr, Oakland Rd, Gwinnett Rd, Timbercrest Ct, Hunters Wood Ln, Mistyview Pl, Wimberly Dr, Woodley Rd, Rounding Run, Huger Dr | $143,500 | $120,000 | $125,000-$150,000 | $106,000 | $100,000 | $75,000-$100,000 |
| Dalecross Way, Acton St, Kiefer Field Ct, Wilaka Ln, Linda Rd, Almondberry Pl, Bohannon Dr, N Laburnum Ave, Regal Dr, Ashfield Hills Ter | $185,500 | $170,000 | $150,000-$175,000 | $141,000 | $130,000 | $125,000-$150,000 |
| Reynolds Rd, Windy Cove Cir, Topaz Rd, E Foxhill Rd, Sandy Spring Way, Ludlow Rd, Forest Cove Dr, Lorenas Pl, Duke St, Locust Hill Rd | $283,500 | $270,000 | $300,000-$350,000 | $238,000 | $200,000 | $200,000-$250,000 |
| Flat Branch Ct, Cornith Dr, Brook Tpke, Crawford St, Telegraph Run Ln, Tarheel Ter, Premier Dr, Jowin Ln, Upham Dr, Glen Gary Ct | $210,000 | $180,000 | $175,000-$200,000 | $199,000 | $170,000 | $200,000-$250,000 |
| Spider Dr, Sorrento Pl, Laurie Ln, Langham Ct E, Conway St, Brilland Springs Pl, Millstone Rd, Donora Ct, Oak Bay Ln, J B Finley Rd | $214,500 | $190,000 | $200,000-$250,000 | $124,000 | $110,000 | $100,000-$125,000 |
| Gaslight Pl, Pinehurst Rd, Glen Pkwy, Quail Covey Dr, November Ave, Old Hilliard Rd, Glenside Dr, Holmes Ave, Sweetbriar Rd, Berman Ct | $348,000 | $320,000 | $350,000-$400,000 | $277,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $716 |
| Superior Protection Discount | -$79 | $795 |
| Fire & Security Discount | -$96 | $778 |
| Hail Resistant Roof Discount | -$17 | $856 |
| Newly Constructed Home Discount | -$253 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henrico County | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Henrico County, VA | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Hopewell, VA | $100 | $600 | $700 | $436 | $536 | $164 |
| Charles City, VA | $2,000 | $653 | $2,653 | $475 | $2,475 | $178 |
| Innsbrook, VA | $100 | $866 | $966 | $629 | $729 | $237 |
| Acquinton, VA | $700 | $726 | $1,426 | $528 | $1,228 | $198 |
| King and Queen County, VA | $200 | $668 | $868 | $486 | $686 | $183 |
| Reedy Church, VA | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Beaverdam, VA | $400 | $829 | $1,229 | $603 | $1,003 | $227 |
| Hardy, VA | $1,000 | $681 | $1,681 | $495 | $1,495 | $186 |
| Sedley, VA | $400 | $768 | $1,168 | $558 | $958 | $210 |
| Isle of Wight County, VA | $700 | $895 | $1,595 | $651 | $1,351 | $245 |
| Home Insurance Company Henrico County, VA | Homeowners Insurance Agency Henrico County, VA | Address | Popularity Score | Distance from Henrico County (miles) |
|---|---|---|---|---|
| State Farm | Jon Fratter | 4521 Geo Wash Mem Hwy, Yorktown, VA, 23692-2702 | 50.0 | |
| Travelers | Budget Insurance Agency | 110 Dare Rd Ste D, Yorktown, VA, 23692 | 50.0 | |
| State Farm | Dwight Beamon | 7432 Richmond Rd, Williamsburg, VA, 23188-7223 | 29.5 | |
| State Farm | Mark Irwin | 7307 Geo Wash Mem Hwy Ste 1, Yorktown, VA, 23692-5012 | 48.4 | |
| State Farm | Anne Sparkman | 14203 Old Courths Way, Newport News, VA, 23602-3749 | 48.4 | |
| Farmers | Rahn Burleson | 393 Denbigh Blvd Ste F, Newport News, VA, 23608 | 47.1 | |
| Travelers | Ford Agency Inc | 111 W Poythress St, Hopewell, VA, 23860 | 9.3 | |
| State Farm | Waverly Jones | 1150 Wilkinson Rd, Richmond, VA, 23227-1623 | 15.4 | |
| Farmers | Riko Metzroth | 8921 Three Chopt Rd Ste 103, Richmond, VA, 23229 | 18.4 | |
| Travelers | G F Walls Insurance Agency | 1018 S Church St, Smithfield, VA, 23430 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,300 | $640 |
| Henrico County, VA | $223,900 | $874 | $640 | $1,210 | $570 |
| Henrico County, VA | $223,900 | $874 | $640 | $1,210 | $570 |
| Hopewell, VA | $122,400 | $607 | $430 | $860 | $430 |
| Charles City, VA | $163,000 | $661 | $470 | $910 | $440 |
| Innsbrook, VA | $329,600 | $876 | $600 | $1,250 | $650 |
| Acquinton, VA | $202,500 | $735 | $520 | $1,040 | $520 |
| King and Queen County, VA | $170,000 | $676 | $470 | $960 | $490 |
| Reedy Church, VA | $197,000 | $865 | $580 | $1,220 | $640 |
| Beaverdam, VA | $296,500 | $839 | $600 | $1,190 | $590 |
| Hardy, VA | $176,400 | $690 | $480 | $980 | $500 |
| Sedley, VA | $159,400 | $777 | $520 | $1,100 | $580 |
| Isle of Wight County, VA | $249,100 | $906 | $610 | $1,250 | $640 |