How Can I Make My Port Charlotte, FL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Port Charlotte, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Port Charlotte, FL Home Insurance Coverage Levels | Back to Top
| Port Charlotte, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Olney St, Severin Rd SE, Countryman Ave, Ransom Ave, Brazil Ave, Fitzsimmons St, Primrose Ter, York Ave, Copiapo Cir, Talwell St | $261,000 | $210,000 | $200,000-$250,000 | $200,500 | $180,000 | $150,000-$175,000 |
| Chagrin Ln, Webster Ave NW, Circlewood Ave, Lebeth St, Adela Ave, Woodbury Dr, Gifford St, Parmely St, Zinnea St, Joppa Ave | $230,500 | $220,000 | $250,000-$300,000 | $175,000 | $160,000 | $200,000-$250,000 |
| Harborview Rd, Tigard St, Bur St, Martin Dr, E Tarpon Blvd, Newbury St, Arcaro Ave, Spring View Cir, Annette St, Evans St | $110,000 | $100,000 | $100,000-$125,000 | $137,500 | $130,000 | $100,000-$125,000 |
| Gemstone Ave, Quincy Ave, Sargeant St, Abhenry Cir, Goya Ct, Shirley Ave, Cassino Ave, Warner Ave, Baker Ave, Wilkinson Ave | $140,500 | $120,000 | $125,000-$150,000 | $116,000 | $100,000 | $100,000-$125,000 |
| Salem Ave, Prest St, Inwood Ave, Summerdown Ave, Felix St, Orange St, Talca Ct, Brooklyn Ave, Sedgwick Ave, Tazewell Dr | $166,000 | $140,000 | $175,000-$200,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Monte St, Rancagua Dr, Paladin Ln, Water Oak Dr, Avella St, Rio de Janeiro Ave, Chaffin Ln, Paramaribo St, Elida St, Amazon Dr | $120,000 | $110,000 | $100,000-$125,000 | $148,000 | $130,000 | $125,000-$150,000 |
| Burton Ave, Bermuda St, Silwood Ln, Elrose Ave, Juniper St, Bauers Ave, Campbell St, Mensh Ter NW, Tierra del Fuego Cir, Cochran Blvd | $234,000 | $190,000 | $200,000-$250,000 | $113,000 | $100,000 | $100,000-$125,000 |
| Spear St, Lawson Ave, Leatherbury Ave, Orange Dr, Heron Lake Dr, Forrest Nelson Blvd, Edgemere St NW, Sharpe St, Buttercup Ave, Busher St | $217,500 | $200,000 | $200,000-$250,000 | $116,000 | $90,000 | $100,000-$125,000 |
| Crestwood Dr, Tea St, Dobell Ter NW, San Cristobal Ave, Grove Ave NW, Sandy St, Terry Ave, Archer St, Shamrock Ave, Blaisdell St | $237,500 | $220,000 | $250,000-$300,000 | $160,000 | $130,000 | $175,000-$200,000 |
| Regan Ave, Fairfax Ter NW, Dunvegan Dr, Firestone Dr, Cleveland Ave, McMahon Ave, Gentry Ave, Cabot St, Glen Ave, Magenta St | $137,000 | $110,000 | $125,000-$150,000 | $147,500 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Port Charlotte, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$216 | $1,056 |
| Superior Protection Discount | -$114 | $1,157 |
| Fire & Security Discount | -$140 | $1,132 |
| Hail Resistant Roof Discount | -$38 | $1,234 |
| Newly Constructed Home Discount | -$369 | $903 |
Choose your Port Charlotte, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Port Charlotte, FL | Back to Top
| Home Insurance Company Port Charlotte, FL | Homeowners Insurance Agency Port Charlotte, FL | Address | Popularity Score | Distance from Port Charlotte (miles) |
|---|---|---|---|---|
| Travelers | Great Florida Of North Port | 3335 Bobcat Village Center Rd, North Port, FL, 34288 | 5.6 | |
| Allstate | Kathy Orr | 15880 Summerlin Rd Ste 306, Fort Myers, FL, 33908 | 34.7 | |
| Travelers | Abc Insurance Group | 2605 Tamiami Trail Unit 7, Port Charlotte, FL, 33952 | 1.2 | |
| Travelers | Arnold Insurance | 1357 S Mccall Rd Ste 1, Port Charlotte, FL, 33981 | 6.6 | |
| Allstate | Ted A. Todd | 10020 Coconut Rd Ste 144, Bonita Springs, FL, 34135 | 45.0 | |
| Allstate | Edward Donnelly | 2200 Kings Hwy Unit 2h, Port Charlotte, FL, 33980 | 4.1 | |
| Allstate | Tom Smith | 13015 Tamiami Trl, North Port, FL, 34287 | 9.6 | |
| Travelers | Ott Insurance | 10915 Bonita Beach Rd Ste 1141, Bonita Springs, FL, 34135 | 49.4 | |
| Travelers | Nolan Family Insurance Agency Inc | 100 Madrid Blvd #111, Punta Gorda, FL, 33950 | 8.2 | |
| Liberty Mutual Independent | Charlotte Insurance Agency Inc | 4061 Tamiami Trl, Pt Charlotte, FL, 33952 | 2.3 |
Compare Rates for Port Charlotte, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Charlotte County, FL | $165,200 | $1,364 | $1,060 | $1,830 | $770 |
| Port Charlotte, FL | $149,900 | $1,272 | $990 | $1,700 | $710 |
| Grove City-Rotonda, FL | $177,100 | $1,595 | $1,240 | $2,140 | $900 |
| South Venice, FL | $162,300 | $1,496 | $1,170 | $2,000 | $830 |
| North Fort Myers, FL | $82,300 | $918 | $720 | $1,230 | $510 |
| Myakka City, FL | $353,800 | $936 | $730 | $1,250 | $520 |
| South Gate Ridge, FL | $200,300 | $952 | $740 | $1,280 | $540 |
| Fort Myers Shores, FL | $193,900 | $972 | $760 | $1,300 | $540 |
| Manatee County, FL | $197,200 | $1,399 | $1,090 | $1,870 | $780 |
| Zolfo Springs, FL | $86,400 | $827 | $640 | $1,110 | $470 |
| Port LaBelle, FL | $91,300 | $1,017 | $790 | $1,360 | $570 |
Research Home Insurance Companies Reviews in Port Charlotte, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: January 15, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I believe they offer products similar to many large insurance companies with the added benefit of including options that better protect the homeowners.
Date: July 22, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
the premium and deductible is not an issue with my current insurance company, and I think that both are very fair.
Travelers Home Insurance Reviews
Date: October 05, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
We've participated in insurance check ups every few years and have had reason to correct some of the home information that could effect our premium. The requested changes were handled quickly and accurately.
Progressive Home Insurance Reviews
Date: December 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My deductible is a low price compared to my previous policy . I can choose to pay my premium at a price up front or i can pay broke down to five months and not having a payment in the sixth month
Nationwide Home Insurance Reviews
Date: December 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I believe my premiums and deductibles are comparable to others companies of similar service and reputation. I would say they are middle of the road in price.